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Posted: 6/10/2015 10:20:55 PM EDT
[#1]
Depends on your insurance policy.
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Posted: 6/10/2015 10:21:43 PM EDT
[#2]
Especially not if its in the first year of the policy.
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Posted: 6/10/2015 10:22:38 PM EDT
[#3]
Most will pay after 1 to 2 years.
AD&D generally will not, as suicide is not an "accident" |
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Posted: 6/10/2015 10:23:08 PM EDT
[#4]
Way I heard it no, but I have since heard of the policy being upheld.
Earlier this year the pastor of a guy at work had her husband kill himself in front of her during an argument. Last I heard she did get the policy upheld. |
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Posted: 6/10/2015 10:23:17 PM EDT
[#5]
OP, is there something we should be talking about?
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Posted: 6/10/2015 10:24:12 PM EDT
[#6]
Quote HistoryQuoted:
OP, is there something we should be talking about? |
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Posted: 6/10/2015 10:24:28 PM EDT
[#7]
Many won't. Read you policy.
OP, I hope you're not contemplating a premature crossing of the Styx. |
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Posted: 6/10/2015 10:24:37 PM EDT
[#8]
Everything ok OP?
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Posted: 6/10/2015 10:26:33 PM EDT
[#9]
Usually after two years
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Posted: 6/10/2015 10:27:12 PM EDT
[#10]
Pretty crappy way to make your heirs rich.
Talk to somebody about it. |
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Posted: 6/10/2015 10:27:53 PM EDT
[#11]
Quote HistoryQuoted:
Quote HistoryQuoted:
Quoted:
OP, is there something we should be talking about? |
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Posted: 6/10/2015 10:28:03 PM EDT
[#12]
Quote HistoryQuoted: Many won't. Read you policy. It's frightening to me the number of people who don't read their policies and get their information about this from mystery movies. |
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Posted: 6/10/2015 10:28:06 PM EDT
[#13]
Quote HistoryQuoted:
Quote HistoryQuoted:
Quoted:
OP, is there something we should be talking about? |
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Posted: 6/10/2015 10:28:16 PM EDT
[#14]
Ask Fred MacMurray
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Posted: 6/10/2015 10:28:50 PM EDT
[#15]
Depends on the policy. Most have a one or two year period where it doesn't pay.
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Posted: 6/10/2015 10:29:36 PM EDT
[#16]
Quoted:
Like, if someone had a whole-life policy for a long time... You alright OP? |
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Posted: 6/10/2015 10:30:01 PM EDT
[#17]
Quote HistoryQuoted:
Quote HistoryQuoted:
Quoted:
Quoted:
OP, is there something we should be talking about? No policy will ever replace anyone. Ever. Where are you coming from on this OP? |
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Posted: 6/10/2015 10:32:19 PM EDT
[#18]
Quote HistoryQuoted:
Quote HistoryQuoted:
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Quoted:
OP, is there something we should be talking about? In the words of Ronnie Van Zandt (RIP)... "Don't ask me no questions and I won't tell you no lies..." 
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Posted: 6/10/2015 10:32:21 PM EDT
[#19]
Quote HistoryQuoted:
It's frightening to me the number of people who don't read their policies and get their information about this from mystery movies. Quote HistoryQuoted:
Quoted:
Many won't. Read you policy. It's frightening to me the number of people who don't read their policies and get their information about this from mystery movies. Or GD. As has been said, read your policy. The terms of said policy are often dictated by state law. |
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Posted: 6/10/2015 10:36:23 PM EDT
[#20]
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Posted: 6/10/2015 10:38:28 PM EDT
[#21]
Quote HistoryQuoted:
Pretty crappy way to make your heirs rich. Talk to somebody about it. Yea, why not just dedicate your life to work and making money, every waking moment, just work. Start a business and spend 18 hours per day at it, guaranteed success. |
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Posted: 6/10/2015 10:39:35 PM EDT
[#22]
If you got bad intentions running through your mind,feel free to talk to me or anyone availible
to get you back on the right track. |
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Posted: 6/10/2015 10:39:50 PM EDT
[#23]
My dad's did, even though he blew a hole in his chest with a .45 and it was bc it had been over 20 years since he started the policy. The suicide clause was for only 2 years.
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Posted: 6/10/2015 10:39:58 PM EDT
[#24]
Wont pay out on a drug overdose either. Buddy at work had a older teen son that overdosed, they refused to pay anything.
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Posted: 6/10/2015 10:40:12 PM EDT
[#25]
Quote HistoryQuoted:
Yea, why not just dedicate your life to work and making money, every waking moment, just work. Start a business and spend 18 hours per day at it, guaranteed success. Quote HistoryQuoted:
Quoted:
Pretty crappy way to make your heirs rich. Talk to somebody about it. Yea, why not just dedicate your life to work and making money, every waking moment, just work. Start a business and spend 18 hours per day at it, guaranteed success. lol, btdt... overrated. |
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Posted: 6/10/2015 10:43:46 PM EDT
[#26]
Quote HistoryExpress Pass to the amusement park ride: SWAT Team Beatdown 
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Posted: 6/10/2015 10:53:35 PM EDT
[#27]
Yes it does.
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Posted: 6/10/2015 10:56:20 PM EDT
[#28]
All the ones I've heard of have. Work and private life insurance.
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Posted: 6/10/2015 10:56:50 PM EDT
[#29]
OP, if you're having issues, reach out to someone. There's a lot of good people here that would help at the drop of a hat. I'm offering up a free ear if you need one.
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Posted: 6/10/2015 10:58:55 PM EDT
[#30]
You need to talk I'm here op.
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Posted: 6/10/2015 10:59:21 PM EDT
[#31]
Quoted:
Like, if someone had a whole-life policy for a long time... I have a whole life policy that had a 2 year exclusionary period. I assume most policies do. |
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Posted: 6/10/2015 11:02:33 PM EDT
[#32]
Quote HistoryQuoted:
Yea, why not just dedicate your life to work and making money, every waking moment, just work. Start a business and spend 18 hours per day at it, guaranteed success. Quote HistoryQuoted:
Quoted:
Pretty crappy way to make your heirs rich. Talk to somebody about it. Yea, why not just dedicate your life to work and making money, every waking moment, just work. Start a business and spend 18 hours per day at it, guaranteed success. LOL, fuck that, that's a horrible existence. Those people usually are the ones that end up killing themselves. |
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Posted: 6/10/2015 11:04:28 PM EDT
[#33]
Where are you in FL? Do you need some help/need to talk to someone?
Your IM box is full. |
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Posted: 6/10/2015 11:04:31 PM EDT
[#34]
Quote HistoryQuoted:
Wont pay out on a drug overdose either. Buddy at work had a older teen son that overdosed, they refused to pay anything. He was committing a crime (drugs) when he died, that means no money. |
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Posted: 6/10/2015 11:06:47 PM EDT
[#35]
yes
if it looks like an accident like single car crash late at night on a country road fall off a balcony at a motel or a party at a friends apartment after a few drinks the list goes on just dont leave a note or make it known what you intend to do |
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Posted: 6/10/2015 11:07:01 PM EDT
[#36]
The policies that I have/ have had did. Both had two year exclusion windows. One would not pay anything during the two year window. The other limited payments during the two year window to the amount of premiums paid.
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Posted: 6/10/2015 11:07:01 PM EDT
[#37]
Dont kill yourself OP, it will cause lots of pain for your loved ones.
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Posted: 6/10/2015 11:08:33 PM EDT
[#38]
Quote HistoryQuoted:
Express Pass to the amusement park ride: SWAT Team Beatdown
Quote HistoryQuoted:
Express Pass to the amusement park ride: SWAT Team Beatdown
Folks on this board have killed themselves before. Regardless of how much we fight and squabble, no one wants to see anyone else die. If you're hurting and need to reach out to someone, you've got plenty of folks here willing to listen. |
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Posted: 6/10/2015 11:09:25 PM EDT
[#39]
My father told me was going to shoot himself one night but didnt because his life insurance wouldnt cover it
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Posted: 6/10/2015 11:12:48 PM EDT
[#40]
I have to say don't much surprise me anymore that is one fuk'd up way to state an intention
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Posted: 6/10/2015 11:13:53 PM EDT
[#41]
They usually do if after a 2 year exclusion period. They usually won't if one dies doing something illegal. say you shoot your wife dead and then turn the gun on yourself they most likely will not pay
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Posted: 6/10/2015 11:14:14 PM EDT
[#42]
Don't do it. You'll fuck you're family up for generations.
Plus there is so much cool shit in the world. Catching a sailfish, riding a motorcycle, spearfishing, funyuns, Reese's peanut butter cups, an ice cold Corona on a hot ass Florida day, jumping in a 72 degree spring on a 110 degree day, hot girls, guns, corvettes, hanging with an old friend reminiscing. All cool shit. Don't let life get to you. It's hard, everyone has their own problems to deal with too. You're not alone. Get some help. I'm on ambien, I won't remember this in the morning. |
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Posted: 6/10/2015 11:17:05 PM EDT
[#43]
Go start a new life on earth.
Take whatever you have and hitch hike to a new life. Don't ever end it. Ending it is gay. |
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Posted: 6/10/2015 11:21:53 PM EDT
[#44]
Most states have a two year contestability and suicide clause in their policies. Here in Wisconsin.. The policy language is largely regulated by the State. So, if you want to jump off a bridge one day after your two year policy anniversary date? We pay. Edit.... Most people who have ever asked me that question, do so jokingly. However, I can say without exception, based on my 30+ years in this field... No amount of life insurance - no matter how big the policy - will ever fill the hole left in a loved ones life when someone commits suicide. Please talk with someone if you are in a dark place. |
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Posted: 6/10/2015 11:26:10 PM EDT
[#45]
Mine would pay out after two years. No plans on cashing it out that way though.
Posted Via AR15.Com Mobile |
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Posted: 6/10/2015 11:27:30 PM EDT
[#46]
Quote HistoryQuoted:
Dont kill yourself OP, it will cause lots of pain for your loved ones. This. |
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Posted: 6/10/2015 11:30:16 PM EDT
[#47]
Op, if you need to talk to someone, lots of people here have open ears
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Posted: 6/10/2015 11:33:03 PM EDT
[#48]
Don't put that guilt on your family. That's a selfish ass hole thing to do. If you are in a hole, dig yourself out. There are many many resources out there to help you. All you have to do is ask.
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Posted: 6/10/2015 11:34:47 PM EDT
[#49]
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Posted: 6/10/2015 11:36:19 PM EDT
[#50]
Quote HistoryQuoted:
I have to say don't much surprise me anymore that is one fuk'd up way to state an intention Better to state it in a fucked up way, than not state it at all. If this is the cry for help the OP can manage right now, that's great. Any attempt at something positive is awesome. Now people can offer help. Now we can talk about what's going on. I've been too fucked up to ask for help 'properly' before. It's ok. We can work with this. |
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