Thank you for your inquiry.
We apologize for the inconvenience. But, we make it a point not to incur the wrath of State Attorneys General with unlimited budgets for prosecution, and a free hand to wreak havoc. Our Attorney is a real nice guy, but we think his second home is big enough, and we do not want to make payments on that third boat...
We review the policies periodically, and will change if the conditions merit.
Thanks again for your support.