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Posted: 10/3/2015 12:38:36 PM EDT
[#1]
I have used Collectible Insurance for three years and really like them. They have excellent rates, cover guns, knives, accessories, etc. Not only do they cover them at home, but when shipping for repairs or in your vehicle.
There are some exceptions to note. If your guns are stored in a safe in a Basement, they have to be at least six inches off the ground to be covered for a flood loss. Also, make sure to tell them to turn off the auto-increase each year if your collection doesn't grow in size each year. Otherwise they increase your coverage by 10% a year automatically. Make sure to photograph all itema you want to cover including make, model, and serial numbers incase of theft or loss by fire. |
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Posted: 10/3/2015 3:00:14 PM EDT
[#2]
Quoted:
http://collectinsure.com/what-we-insure/guns-knives-accessories TIA I and a couple of my friends use them, Jack Richardson is easy to work with. We're happy, we haven't had to use them, so I'm even happier. |
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Posted: 10/3/2015 3:31:16 PM EDT
[#3]
collect insure. good to go. take good pictures and inventory everything with SNs. they also insure your ammo.
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Posted: 10/3/2015 4:40:53 PM EDT
[#4]
I use eastern which is where jack Richardson is. Collect insure was more expensive. Not sure what the differences are in coverage.
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Posted: 10/3/2015 6:53:24 PM EDT
[#5]
I stick with USAA because all my insurance is with them; auto, homeowners, and various riders.
USAA has been my only insurance company since I got my auto insurance back in 1986. I've had nothing but good experiences with them any time I have filed a claim. The only insurance I don't use USAA for is my Firearms Instructor insurance because they don't offer that. I have that through the NRA /Lockton Insurance. |
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Posted: 10/3/2015 8:44:55 PM EDT
[#6]
Quote HistoryQuoted:
I stick with USAA because all my insurance is with them; auto, homeowners, and various riders. USAA has been my only insurance company since I got my auto insurance back in 1986. I've had nothing but good experiences with them any time I have filed a claim. The only insurance I don't use USAA for is my Firearms Instructor insurance because they don't offer that. I have that through the NRA /Lockton Insurance. I've been a USAA member since 1981. They used to be fantastic and are probably still better than average. But their coverage rates for firearms is ridiculous. I've made relatively few claims since I started with them and my rates for all the insurances that I pay are going up while the service is declining. Not good. My homeowner's rates are up about 50% over the last few years. My car insurance is mid pack in price. They were real good covering a 2010 truck break-in and pretty good with a lightning strike of my house in 2002. They were terrible with an earthquake and with a stolen motorcycle when I was still in the military. I'm actually shopping for new homeowners insurance as well. My SSA would pay for a real nice thermal in the next 6 months. For everyone else, thanks for the input! I'll be calling the two folks on Monday. |
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Posted: 10/3/2015 9:03:03 PM EDT
[#7]
Quote HistoryQuoted:
collect insure. good to go. take good pictures and inventory everything with SNs. they also insure your ammo. what if the ammo is dystroyed in a series of small explosions spread out over a period of time? |
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Posted: 10/3/2015 9:24:26 PM EDT
[#8]
Quote HistoryQuoted: what if the ammo is dystroyed in a series of small explosions spread out over a period of time? Quote HistoryQuoted: Quoted: collect insure. good to go. take good pictures and inventory everything with SNs. they also insure your ammo. what if the ammo is dystroyed in a series of small explosions spread out over a period of time? |
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Posted: 10/3/2015 9:47:01 PM EDT
[#9]
Very interesting.......I have not observed those rate increases on my coverages.
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Posted: 10/6/2015 4:40:53 PM EDT
[#10]
Eastern is $125 per $35,000 blanket coverage if I remember correctly. That beat out any other pricing I could find.
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Posted: 10/6/2015 8:40:46 PM EDT
[#11]
Quote HistoryQuoted:
Eastern is $125 per $35,000 blanket coverage if I remember correctly. That beat out any other pricing I could find. is this per year? |
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Posted: 10/7/2015 1:22:33 PM EDT
[#12]
Quote HistoryQuoted:
is this per year? Quote HistoryQuoted:
Quoted:
Eastern is $125 per $35,000 blanket coverage if I remember correctly. That beat out any other pricing I could find. is this per year? Yes.... I'm going off of poor memory on the rate, but yes, it is the annual rate. |
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Posted: 10/8/2015 10:38:51 AM EDT
[#13]
Quote HistoryQuoted:
Yes.... I'm going off of poor memory on the rate, but yes, it is the annual rate. Quote HistoryQuoted:
Quoted:
Quoted:
Eastern is $125 per $35,000 blanket coverage if I remember correctly. That beat out any other pricing I could find. is this per year? Yes.... I'm going off of poor memory on the rate, but yes, it is the annual rate. That doesn't sound too bad actually. |
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Posted: 10/8/2015 11:40:25 AM EDT
[#14]
The standard rate is $0.35 per $100.00 coverage for our “all risk,” worldwide coverage. Our
minimum premium is $125.00 offering $35,000.00 in coverage. Thats a couple years old but still what I pay with HFI. Collect Insure was 2x that. |
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Posted: 10/20/2015 6:19:45 PM EDT
[#15]
anyone have the hotlink for eastern?
I am looking for insurance for my collection  |
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Posted: 10/21/2015 12:02:04 AM EDT
[#16]
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Posted: 10/21/2015 4:09:33 PM EDT
[#17]
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