While I'm not the norm, I'd chose underfolder over full stock. It's more comfortable to shoot for me, and I think it's because of the wider shoulder area on the underfolder than the wooden stock.
Wrap the arms in paracord and it's fine.
There are very few people that agree with me(although they are out there), I just wanted to throw out my opinion and make the decision that much harder.
The advice given has been perfect though. Pick up a stamped mak90 square cut rifle. Throw a standard stock and pistol grip on, push off the fsb, press on a front sight base with cleaning rod retaining fangs....you have an awesome ak.
Or spend a little more up front and get a type 56.
It's a true preban in the ak world. Pre-89, which is important to ak guys.
You won't have to do a thing to it.
In the end they'll both end up costing the same, one is up front, the other takes money thrown at it until it's pretty much the other one.