I'm a 42yr old self-employed, healthy male and another victim of obamacare. I've lost my United Healthcare PPO plan that I had last year due to UH's exit from the Marketplace. Plan was shit anyway but better than nothing. The only option on the Marketplace for 2017 in AZ was a shitty Ambetter HMO for $500-700/mo with a $7k deductible. Essentially a worthless plan. I refuse to purchase an HMO at any price.
I'm thinking about either a short-term PPO plan that I'll renew every 6mo-1yr or going with Liberty Healthshare. With the short-term PPO I'll be subject to the penalty but I never get an IRS refund anyway so technically I could just not pay the penalty. I'm curious what, if any, changes Trump will bring.
Is anybody else in AZ in the same predicament? If so, what did you choose?