User Panel
Posted: 1/29/2015 7:10:41 PM EDT
Here are the facts. Back in August 2014 I was rear ended by a driver on the freeway. A few seconds after they were also hit from behind and hit me a second time. The other two drivers and myself all have insurance.
The driver that was behind me said they never hit me and only bumped into me after she got hit. The driver in the third car back has refused to talk to her insurance. After dealing with this for the past 6 months here is where I am at. The insurance company of the driver that hit me says they are not at fault and won't settle. The insurance company of the third car says their driver won't acknowledge being in a crash so they won't settle. My Insurance company said they "can't force the other companies to accept responsibility and I am out my $1000 deductible. I have pictures of all cars involved, video of the aftermath, pictures of their drivers licenses and insurance cards!!! Here is the really bad part. Three months ago I started getting very bad back pain. I got x-rays and they show damage to a disk in my lower back. I haven't had back problems before the crash and I don't ever do hard labor or any lifting at my job. I am going to see a specialist about it to find out more info. Where should I go from here? Please help as I am out of my element. Thank you in advance. Edit: It happened in CA. Police were not called. At the time I didn't know I needed them to respond with all the pictures and video I took. A giant mistake on my part. I even have a witnes on file. A fellow motorist, not related to me or in my car. |
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Lawyer up. Sue your insurance company. They will sue the other insurance companies in turn.
Insurance companies are not there to insure anyone. They are there to make a profit. |
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should have contacted a competent accident injury lawyer in august of 2014, probably still can
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This...If you expect your insurance co. to do the right thing you will still be disappointed this time next year. Lawyer up and put their balls in a vice...
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Sorry for your luck OP.
You need a lawyer. Things will move along at an accelerated pace. |
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Since when do insurance companies have the sole discretion to just say no to a claim??? Where is the police report?
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Call attorney.
Insurance will likely start cooperating right quick.
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"won't acknowledge being in a crash"
WTF. There are things called accident reports, DMV, etc. Don't tell me you all just drove away.... This sounds like something is missing. |
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Quoted: Lawyer up. Sue your insurance company. They will sue the other insurance companies in turn. Insurance companies are not there to insure anyone. They are there to make a profit. View Quote This. Your insurance company is there for this, it's what you pay them for, and they've fucked you. Make them pay. ETA, you mention nothing about police, that's bad. I'm gonna guess that's where the failboat set sail. |
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Man, the whole system is screwed. How can you be at fault if you're rear-ended,
no matter what happened behind you? You'd think your insurance co would actually support you. Lawyer up, someone will jump on this case and add emotional suffering, loss of wages, fear of driving, sexual impotence & anything else they can think of. Man, the whole system is screwed. |
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It happened in CA. Police were not called. At the time I didn't know I needed them to respond with all the pictures and video I took. A giant mistake on my part.
Edit: I even have a witnes on file. A fellow motorist, not related to me or in my car. |
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As others above said, where is the accident report?
Because leaving the scene of an accident involving injury is usually a criminal charge. If you were hurt enough to do injury, there should have been enough damage for a police report. Edit: Lawyer up then. If you have video showing the cars entangled or still stuck together they may be able to do something. Complete idiocy not filing an accident report either yourself after, or calling the popo on scene. |
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Police report will tell who was at fault...no police report ....it is like GD...pics or it didn't happen. You can litigate this all you want but if the police were not brought in you will be SOL.
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Quoted:
It happened in CA. Police were not called. At the time I didn't know I needed them to respond with all the pictures and video I took. A giant mistake on my part. Edit: I even have a witnes on file. A fellow motorist, not related to me or in my car. View Quote ALWAYS, ALWAYS, ALWAYS get a police report!!! |
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Quoted:
Here are the facts. Back in August 2014 I was rear ended by a driver on the freeway. A few seconds after they were also hit from behind and hit me a second time. The other two drivers and myself all have insurance. The driver that was behind me said they never hit me and only bumped into me after she got hit. The driver in the third car back has refused to talk to her insurance. After dealing with this for the past 6 months here is where I am at. The insurance company of the driver that hit me says they are not at fault and won't settle. The insurance company of the third car says their driver won't acknowledge being in a crash so they won't settle. My Insurance company said they "can't force the other companies to accept responsibility and I am out my $1000 deductible. I have pictures of all cars involved, video of the aftermath, pictures of their drivers licenses and insurance cards!!! Here is the really bad part. Three months ago I started getting very bad back pain. I got x-rays and they show damage to a disk in my lower back. I haven't had back problems before the crash and I don't ever do hard labor or any lifting at my job. I am going to see a specialist about it to find out more info. Where should I go from here? Please help as I am out of my element. Thank you in advance. Edit: It happened in CA. Police were not called. At the time I didn't know I needed them to respond with all the pictures and video I took. A giant mistake on my part. I even have a witnes on file. A fellow motorist, not related to me or in my car. View Quote CA has specific rules about that kind of accident. If there is a dispute, the rule is that the car that hit you covers your insurance and the car that hit him covers his etc. Your insurance should cover you in the mean time and then go after the other persons insurance for reimbursement. You might need to talk with a lawyer to kick them in the butt and get things rolling. |
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Quoted: It happened in CA. Police were not called. At the time I didn't know I needed them to respond with all the pictures and video I took. A giant mistake on my part. Edit: I even have a witnes on file. A fellow motorist, not related to me or in my car. View Quote |
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Quoted:
Without a police report he is fooked. View Quote View All Quotes View All Quotes No he's not. Also, police reports aren't gospel - they get things wrong quite frequently. They're not even admissible here, because they're pure hearsay and because the cop is just filling out what other people told him, and what he saw in the aftermath. |
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WTF, lawyer up, no need for you to go thru this crap.
Screw their insurance companies, they hit you from behind, they are at fault. |
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Quoted:
ALWAYS, ALWAYS, ALWAYS get a police report!!! View Quote View All Quotes View All Quotes Quoted:
Quoted:
It happened in CA. Police were not called. At the time I didn't know I needed them to respond with all the pictures and video I took. A giant mistake on my part. Edit: I even have a witnes on file. A fellow motorist, not related to me or in my car. ALWAYS, ALWAYS, ALWAYS get a police report!!! There are a lot of places that no longer send out the police for an accident unless it is blocking and/ or a report of medical aid needed. The vast majority of accidents have nothing to do with the police, it is more a matter of insurance companies wanting the police to do he work for them. |
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The witness should help. Get a lawyer and start kicking insurance butt.
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Quoted:
No he's not. Also, police reports aren't gospel - they get things wrong quite frequently. They're not even admissible here, because they're pure hearsay and because the cop is just filling out what other people told him, and what he saw in the aftermath. View Quote View All Quotes View All Quotes Quoted:
Quoted:
Quoted:
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Lawyer No he's not. Also, police reports aren't gospel - they get things wrong quite frequently. They're not even admissible here, because they're pure hearsay and because the cop is just filling out what other people told him, and what he saw in the aftermath. No, that isn't how police reports work. Sorry, but I'm guessing you aren't a cop who has been called into court to testify in civil cases regarding what you were told, as well as what you saw. |
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I was rear ended in a similar chain rear-ender on the feeway. Three cars behind me rear-ended each other, and I was the last car in the front that was rear ended. I didn't hit the guy in front of me because I left plenty of room for the stop during rush hour. I only got insurance info for the guy who hit me, as no one else hit my vehicle. I got an attorney, and the issue settled pretty quickly. Fortunately, although they hit me hard enough to twist the drivers seat in my vehicle a bit, my back and neck were mostly OK.
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Quoted:
No, that isn't how police reports work. Sorry, but I'm guessing you aren't a cop who has been called into court to testify in civil cases regarding what you were told, as well as what you saw. View Quote View All Quotes View All Quotes Quoted:
Quoted:
No he's not. Also, police reports aren't gospel - they get things wrong quite frequently. They're not even admissible here, because they're pure hearsay and because the cop is just filling out what other people told him, and what he saw in the aftermath. No, that isn't how police reports work. Sorry, but I'm guessing you aren't a cop who has been called into court to testify in civil cases regarding what you were told, as well as what you saw. Yes, it is how police reports work. Or, rather, don't work. I'm guessing you're not a lawyer who has ever actually tried a case. The police report itself is hearsay (or at least full of hearsay). It's not coming in. The officer, like any witness, can testify to things he directly observed. Report can be used to refresh his recollection if needed, but it's still not coming in. And yes, they get shit wrong all the time and the honest ones will amend the reports. But it's always fun to watch cops play "lawyer" on the Internet, so please, continue ... |
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