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Posted: 12/22/2013 7:01:19 PM EDT
[#1]
That's getting bent over?
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Posted: 12/22/2013 7:01:40 PM EDT
[#2]
Quote HistoryQuoted:
Who shops at Target? 
MILFs |
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Posted: 12/22/2013 7:05:14 PM EDT
[#3]
Quote HistoryQuoted: I was at costco getting a screaming deal on a laptop - last one at the price - get to the register, chase wont transact it... fuck luckily the wife unit had her debit card also and she hadnt done business with target in the affected date range.. wish Chase had notified me instead of just jacking my card. I spent about an hour on the phone waiting to get a person who could help me to send a new card. Its been all over the news like a rash. I'm not affected and I can't help reading the news on it over and over and over. Its not like affected customers don't know they shopped there. You could have called your card bank and possibly avoided the issue. You want your bank to call several hundred thousand (conservative estimate) customers? I love how you don't mention Target as you are spreading blame elsewhere. |
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Posted: 12/22/2013 7:07:21 PM EDT
[#4]
Quote HistoryQuoted:
Who shops at Target?
I do. They take pieces of paper with pictures of dead presidents on them as payment. Somebody has to physically steal it out of my pocket if they want it from me without earning it. |
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Posted: 12/22/2013 7:16:29 PM EDT
[#5]
chase has done me right so far... EXCEPT (and its a HUGE except) for my home loan... man o man they fucked the dog on that one... im happy with the terms but holy fuck it took 68 days to approve and every paper they needed they had within the first 72 hours of my starting the whole process..
any for the first time in over a year i purchased something in a store that wasnt a grocery store or homedepot using my debit card... of course it was target... we will see how this goes in the end |
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Posted: 12/22/2013 7:22:25 PM EDT
[#6]
My card from my local credit union was getting beat up, so I just went ahead and replaced it. Took 10 minutes at the branch. Forgot to make sure there's no link between checking and savings (e.g., overdraft protection). We had bad credit card debt and the one I have now is literally only for car rental purposes.
I could live without what's in the checking account for 10 days. |
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Posted: 12/22/2013 7:25:21 PM EDT
[#7]
Quote HistoryQuoted:
Who shops at Target?
People with teeth that haven't made children with blood relatives. |
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Posted: 12/22/2013 7:29:20 PM EDT
[#8]
Local news just showed a story of Chase opening many branches today because of the Target issue.
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Posted: 12/22/2013 7:46:30 PM EDT
[#9]
Capitol One called us early Friday AM. Have new card as of yesterday.
someone wanted a flight to middle east but they caught it early. kudos to Capitol One.
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Posted: 12/22/2013 7:53:22 PM EDT
[#10]
Quote HistoryQuoted:
You are lucky Chase just didn't cancel your card and make you wait for a new one. true story |
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Posted: 12/22/2013 7:54:38 PM EDT
[#11]
Quote HistoryQuoted:
People with teeth that haven't made children with blood relatives. Quote HistoryQuoted:
Quoted:
Who shops at Target?
People with teeth that haven't made children with blood relatives. So there are no stores in az, I assume? |
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Posted: 12/22/2013 8:52:40 PM EDT
[#12]
Quoted:
So I go out to do some shopping and I swing by the ATM. Suddenly I discover that I can 't take out more than $240 bucks. So I call Chase to find out what the fuck their fucking problem is. Apparently, I was fucking identified as an At Risk Customer because I bought shit from fucking Target with my goddamn debit card. So Chase fucking lowered my goddamn ATM limit to $250. I don't know whether I am pissed at Chase, Target, the fucking piece of shit hackers trying to steal my goddamn money or all three! Alls I know is that I can 't have my fucking money now because some jerkoff with a computer thought he was going to fucking score. I knew these goddamn debit cards were bad fucking news! I refuse to get one until they flat eliminated the ATM card and forced their bullshit on everyone. Fucking bankers! Posted Via AR15.Com Mobile Actually I'm pretty sure they did score.... This really has nothing to do with debit cards and everything to do with incompetent IT people. |
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Posted: 12/22/2013 11:12:49 PM EDT
[#13]
Quote HistoryQuoted: Would you rather bitch about loosing all your money? THEIR money. If they get ripped off then it's THEIR money that gets stolen. I get my money back.
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Posted: 12/23/2013 12:41:11 AM EDT
[#14]
op, why are u using a debit card?
you like to be raped? Do n't use a faux credit card bro. |
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Posted: 12/23/2013 12:51:41 AM EDT
[#15]
Quoted:
So I go out to do some shopping and I swing by the ATM. Suddenly I discover that I can 't take out more than $240 bucks. So I call Chase to find out what the fuck their fucking problem is. Apparently, I was fucking identified as an At Risk Customer because I bought shit from fucking Target with my goddamn debit card. So Chase fucking lowered my goddamn ATM limit to $250. I don't know whether I am pissed at Chase, Target, the fucking piece of shit hackers trying to steal my goddamn money or all three! Alls I know is that I can 't have my fucking money now because some jerkoff with a computer thought he was going to fucking score. I knew these goddamn debit cards were bad fucking news! I refuse to get one until they flat eliminated the ATM card and forced their bullshit on everyone. Fucking bankers! Posted Via AR15.Com Mobile They did you a favor. Now wait for your new card. |
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Posted: 12/23/2013 1:19:40 AM EDT
[#16]
Quote HistoryQuoted:
chase put out a notice on limits a couple days ago....... Yeah, it's not like it's YOUR money anyways, whatya bitchin' about? Just get a credit card and go into debt like every other good slave does. |
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Posted: 12/23/2013 2:12:21 AM EDT
[#17]
Quote HistoryQuoted:
I'd be pissed too if my card was compromised. My brother's was. Quote HistoryQuoted:
Quoted:
First world problems  I'd be pissed too if my card was compromised. My brother's was. Read the post. His card was NOT compromised. He is bitching he can only withdraw so much cash. RIF
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Posted: 12/23/2013 2:17:06 AM EDT
[#18]
What would Clark Howard do....
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Posted: 12/23/2013 2:29:19 AM EDT
[#19]
Quote HistoryQuoted: Yeah, it's not like it's YOUR money anyways, whatya bitchin' about? Just get a credit card and go into debt like every other good slave does. Quote HistoryQuoted: Quoted: chase put out a notice on limits a couple days ago....... Yeah, it's not like it's YOUR money anyways, whatya bitchin' about? Just get a credit card and go into debt like every other good slave does. Right, because it's absolutely impossible to use a credit card responsibly and only spend what you can afford to pay off  |
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Posted: 12/23/2013 2:46:46 AM EDT
[#20]
I do a lot of work in Banks. Chase can make you a new card on the spot at several locations and possibly increase that daily limit while you are there. I know this because that damn card machine is often in my way.
I was also working in a small Credit Union Saturday and overheard that they were / had issued 600+ new cards because of Target. |
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Posted: 12/23/2013 4:04:21 AM EDT
[#21]
Seriously OP? You keep your money in a bank, and you complain about getting bent over? Wow! I don't deal with banks, only my credit union. I like growing my money, not paying some company's stockholders to store it for me. Play stupid games, win stupid prizes!
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Posted: 12/23/2013 4:10:16 AM EDT
[#22]
Quote HistoryQuoted: This is also one of the reasons it's a good idea to keep a fund of emergency cash at home, just in case you can't access your accounts for a while. Power outages & other possibilities could make debit/credit down for a weekend, or a week, or so. I remember being in stores with back-up lighting, and they announced that only customers with cash were good to go |
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Posted: 12/23/2013 4:18:05 AM EDT
[#23]
how about we blame the hackers that did it instead of the victims?
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Posted: 12/23/2013 4:21:26 AM EDT
[#24]
Who the fuck uses Debit for purchases? That's what Amex is for,
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Posted: 12/23/2013 4:21:54 AM EDT
[#25]
Quote HistoryQuoted:
My money? THEIR money. If they get ripped off then it's THEIR money that gets stolen. I get my money back. Quote HistoryQuoted:
Quoted:
Would you rather bitch about loosing all your money? THEIR money. If they get ripped off then it's THEIR money that gets stolen. I get my money back. Interesting. Maybe that explains why they don't want to give you that much of THEIR money until YOUR problem is sorted out.
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Posted: 12/23/2013 4:23:56 AM EDT
[#26]
Quote HistoryQuoted:
Right, because it's absolutely impossible to use a credit card responsibly and only spend what you can afford to pay off
Quote HistoryQuoted:
Quoted:
Quoted:
chase put out a notice on limits a couple days ago....... Yeah, it's not like it's YOUR money anyways, whatya bitchin' about? Just get a credit card and go into debt like every other good slave does. Right, because it's absolutely impossible to use a credit card responsibly and only spend what you can afford to pay off
Looking around at the mess we are in as a country, and your typical American, you'd almost think so. |
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Posted: 12/23/2013 4:26:55 AM EDT
[#27]
Quote HistoryQuoted:
You are lucky Chase just didn't cancel your card and make you wait for a new one. Which is exactly what they did to a buddy of mine. He was Christmas shopping last week, swiped his debit card, clerk said she was instructed to take possession of the card. Buddy refused, called Chase, Chase tells him the card is dead and must wait 7 to 10 days to receive his new one. |
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Posted: 12/23/2013 4:32:52 AM EDT
[#28]
A.) Who the hell shops with a debit card?
B.) Who the hell shops with a debit card? C.) They might have saved you from the real perils of shopping with a debit card. |
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Posted: 12/23/2013 4:33:32 AM EDT
[#29]
Quote HistoryQuoted:
Which is exactly what they did to a buddy of mine. He was Christmas shopping last week, swiped his debit card, clerk said she was instructed to take possession of the card. Buddy refused, called Chase, Chase tells him the card is dead and must wait 7 to 10 days to receive his new one. Quote HistoryQuoted:
Quoted:
You are lucky Chase just didn't cancel your card and make you wait for a new one. Which is exactly what they did to a buddy of mine. He was Christmas shopping last week, swiped his debit card, clerk said she was instructed to take possession of the card. Buddy refused, called Chase, Chase tells him the card is dead and must wait 7 to 10 days to receive his new one. WTF? |
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Posted: 12/23/2013 4:34:17 AM EDT
[#30]
So your bank recognizes a valid risk to one of their depositors and takes action to protect them from a major loss, and this is somehow a bad thing? In a day and age when most bankers wouldn't cross the street to piss on you if your head was on fire I can't believe this is even an issue. Didn't they notify you by email or text? My little podunk regional bank does when they have an issue of any kind with my account.
My bank just killed my debit card on the spot and is issuing a new one. Yeah, no debit card over a holiday that is sure to cost me lots of money. Am I bitching? Nope, because at least I'm not getting ripped off by some creeper who stole millions of account numbers from Target. |
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Posted: 12/23/2013 4:48:49 AM EDT
[#31]
Chase is protecting Chase from losing money, since that is ultimately who would pay for fraudulent charges. They're leaving the cards on in a minimal way so you don't starve to death in the mean time. That's a sign it's going to take a while to print and mail 10 million new debit cards...
Situations like this is why I use credit cards for purchases. In my quest to harvest credit card rewards, I think I have 10 different active accounts with 5 different banks. Some of the cards are infrequently used, so if one gets burned, I could always transition to the next. Stop by the bank and get $1,000 to fill your wallet. That way you can be your own ATM. No fees too :) |
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Posted: 12/23/2013 4:50:12 AM EDT
[#32]
Quote HistoryQuoted:
WTF? Quote HistoryQuoted:
Quoted:
Quoted:
You are lucky Chase just didn't cancel your card and make you wait for a new one. Which is exactly what they did to a buddy of mine. He was Christmas shopping last week, swiped his debit card, clerk said she was instructed to take possession of the card. Buddy refused, called Chase, Chase tells him the card is dead and must wait 7 to 10 days to receive his new one. WTF? Yep. Actually, she was instructed to take both debit cards, but she didn't and told my friend to call Chase. |
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Posted: 12/23/2013 4:57:56 AM EDT
[#33]
Quote HistoryQuoted:
Did you not get the email from Chase regarding this? I did, yesterday. And I am quite pleased. I had no idea, they did, and they let me know. This. I am impressed with Chase's proactive approach on this. It is a pain in the ass, but Chase is handling it well. If you want to be angry, focus that at the hackers, Target, or the company who produces their card machines. |
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Posted: 12/23/2013 4:58:21 AM EDT
[#34]
Quote HistoryQuoted:
Who shops at Target?
I do for the random shit that I need bc they is one right up the road form my house. |
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Posted: 12/23/2013 4:59:32 AM EDT
[#35]
Damn, this guy Steve is mad as hell.
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Posted: 12/23/2013 5:04:57 AM EDT
[#36]
Quote HistoryQuoted:
Chase is protecting Chase from losing money, since that is ultimately who would pay for fraudulent charges. Might be true. However, in the case of debit cards I do not believe they are obligated to replace the lost money. I'd still say they are handling this as well as can be expected. |
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Posted: 12/23/2013 5:08:03 AM EDT
[#37]
Quote HistoryQuoted: Who shops at Target? Was that sarcasm? They're one of the biggest retailers in the world. |
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Posted: 12/23/2013 5:08:51 AM EDT
[#38]
Quote HistoryQuoted:
May be a State by State deal but the wife and I have ATM only cards at Chase in NV. The day they change it is the day I get a different bank. I have heard too many horror stories with debit cards. At a minimum you are having to wait to have your money returned into your account in the Target type scenario. With a CC they have to try to collect it first. No debit card for me either. Still have Chase ATM card they made in the branch while I waited Posted Via AR15.Com Mobile |
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Posted: 12/23/2013 5:09:41 AM EDT
[#39]
I worked a case last night, some guy who shopped at target got hit for $1100 on his debit card.
I don't blame the banks for narrowing transactions. |
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Posted: 12/23/2013 5:13:34 AM EDT
[#40]
For their credit cards, it looks like they're doing a wait-and-see approach. They just advised us to continue using our card as normal and to please check online regularly for unusual activity. Glad it was our credit card and not our debit card we used. If there was even a possibility of the debit card being compromised, I'd get a new one immediately. Credit card, I'm not that worried. If someone uses it, at least it's not my money that's tied up.
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Posted: 12/23/2013 5:17:46 AM EDT
[#41]
Quote HistoryQuoted:
Who shops at Target?
No kidding. I shop at target about once every 10 years. The last time I did I bought a child's toy piano for a birthday present for my newish nephew. It took less than a week for them to sell my spending habits to Gerber, who then congratulated me on my "new baby" to try and tried to sell me life insurance for babies. |
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Posted: 12/23/2013 5:47:39 AM EDT
[#42]
The morning it hit the news, wife went to the bank, who cancelled and re-issued her debit card (she'd shopped at Target twice during the problem time frame).
In the meantime, we can: Use credit cards Write checks Pay cash Easy. |
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Posted: 12/23/2013 5:48:36 AM EDT
[#43]
I don't blame chase for their handling of the situation.....However what pissed me off was receiving the email regarding limiting my transactions at 6 pm on saturday, pure inconsiderate bull shit imho.
Oh Yea and not listing any reference as to which of my accounts the email was regarding. When I called and talked to someone I was told the 100/300 limit had been rethought and changed to 250/1000 |
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Posted: 12/23/2013 5:51:25 AM EDT
[#44]
Would the OP feel better if they offered to let him take as much money out as he wanted so long as he would agree to cover any fraudulent charges?
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Posted: 12/23/2013 5:52:39 AM EDT
[#45]
Quote HistoryQuoted:
Who shops at Target?
tons of MILFs and hot college ass there. 
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Posted: 12/23/2013 5:57:29 AM EDT
[#46]
Quote HistoryQuoted:
MILFs Quote HistoryQuoted:
Quoted:
Who shops at Target?
MILFs And this appears to be the result of insufficient cash reserves not a bank policy. Never be so low on cash that you have to plan to withdraw some with an ATM to do your Christmas shopping. 
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Posted: 12/23/2013 6:03:36 AM EDT
[#47]
How many threads like this do we have to have, before we stop having threads where people insist that using a debit card offers you the same protections as a credit card?
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Posted: 12/23/2013 6:06:53 AM EDT
[#48]
Go inside the bank
Go to teller Ask for amount above $240 dollars Put in wallet Shop Profit |
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Posted: 12/23/2013 6:43:15 AM EDT
[#49]
I use their Chase credit card and shopped at Target during the hack. Was thinking about buying a new Vette with it today.
Debit cards are for suckers... |
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Posted: 12/23/2013 6:46:01 AM EDT
[#50]
Quote HistoryQuoted:
How many threads like this do we have to have, before we stop having threads where people insist that using a debit card offers you the same protections as a credit card? C'mon BA... gotta toe that Dave Ramsey line. Useful idiots will always be useful idiots. 
Meanwhile I earn mad rewards on my completely secure-no-my-money credit card that I don't pay a dime of interest on. |
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