Broke down and got a used Nikon D3100. I've been pushing my cheap point and shoots to their limits (exposure, IR conversions, zoom, etc) so it was time to get something that could do more.
Looking as some other lenses now (mainly a 55-300), along with some neutral density filters (trying to figure in the filter size of the lenses I'm looking at getting and finding step-up/down adapters to be able to use them on all the lenses. Remote shutter release too.
Found out my old Paint-shop pro 6 software from 2001 doesn't work with the RAW files, and I can't update it.
Nikon's free Capture NX-D says it won't work my OS (vista) when I tried to install it, so I'm about to try gimp.
*Gimp runs on the computer, but doesn't see the NEF file in the folder when I try to open it. Guess I'm stuck with shooting in jpeg for now.
** Older version of Capture NX-D installs and works.