I know everything is green up there in Iowa, but Kubota all the way for a one-tractor farm.
Both are made in GA (except the engines I believe), but I prefer Kubota.
Mechanical PTO engagement is a PLUS, electronic is one more thing that you can't work on if it breaks.
JD offers only hydrostatic on that model, which I don't like, again the can I work on it factor. Shuttle-shift for me.
I've given my wife numerous tutorials on operating tractors we've owned, but she can never remember. What she CAN remember is how to operate the riding lawnmower. My advice would be to not purchase the finish mower on the tractor and put that money in a good riding mower with a wide swath.
The fewer times you have to change an implement on your tractor, the better your life will be. To the point that a guy that bales hay would rather buy 3 tractors than change out from a mower to a rake to a baler, back to the mower, etc.
Financing: in farm equipment, they all offer 0%, they just mark up the price. Most of it will be accounted against income on the farm's income statement in the form of depreciation. Then they'll trade it in after the 7-year depreciation life hits zero, and start over. So, in a for-profit operation, the price doesn't hurt so much. For a hobby farmer, it hits his billfold pretty good.