I looked hard at the Charter Arms and was in the process of trying to order one when my dad died & left me his S&Ws, so I didn’t buy it. There’s a “Target” version, or was. There was an online reviewer, who swore by Charter Arms, but I can’t locate him/his page at the moment.
I’ve never owned a Taurus. I do shoot with guys who do & have no problems, but I do know guys who did & got rid of them. That said—my Walther P22 went back twice & was still a POS, and my Colt SP-1, too—only Colt took 18 months to do 2 returns.
My point re: guns can have issues. Of your choices, Charter Arms. Or, keep an eye out for a used Ruger SP. S&Ws, too, but they’re pricy used.
ETA: .22 snap caps or the small plastic drywall anchors of the right size protect your cylinder rim area, which can be deformed by dry-firing in all rimfires. Don’t go nuts, but it’s an option to protect any rimfire that’s better than empty rimfire cases. I don’t know if the color & sizes are standard for drywall anchors, but mine are mostly yellow, a few blue.
The sights on the Charter Arms were stainless, so I planned to sight black paint them.
https://www.gunreviews.io/posts/charter-arms-target-pathfinderFound it:
https://www.gunblast.com/Charter-PathfinderAS.htm