Neck tension is indicated by how much the neck OD changes after a bullet is seated. Many consider a change of .003 inches to be about right.
I experimented a while back with some once-fired LC 223 brass. I sized the brass in the Dillon sizer/trim die which has no expander ball, cleaned lube off, and put reference marks on the neck. I measured the neck outside diameter, seated a boat-tail 55 gr bullet, then measured the neck diameter again. The neck outside was .005 larger in diameter.
So, some would say I now have too much neck tension. But what effect would stretching have?
I pulled the bullet, and the neck did not decrease by .005- It decreased by.003, which is about right.
My theory is that the excess neck sizing is stretched out by the bullet itself, and the brass does not know, nor care, that it wasn't an expander ball.
One thing I also noted on the assembled round was that there is a slight narrowing of the neck below where the bullet is seated, which may also help prevent bullet setback.