I drive a tractor-trailor for a living. Unless it's cold, I don't add anything. In cold weather, additives can keep the Diesel from gelling up. It has to be really cold to do this, but it happens.
As far as additives adding to the life of your engine, I find it doubtful. They may help, but the chances of adding something that will harm it is far greater. Cummins made the engine. They paid a bunch of smart guys to do it. They say don't add anything. I'd listen to them.
As far as getting longer life from your engine, your driving habits will add or subtract from the life of your engine far more than any additive ever could. You'll tear one up in a heartbeat lugging it (too low RPMs), or operating it too early from a cold start. Keep the RPMs where they are supposed to be, and keep the operating temp where it should be (engine and exhaust gas), and it will last forever. Also run it just a short while to cool down the trubo before shutting it off. It takes far less time to cool it down properly than most people think. The best thing you can do for that fuel pump is change your fuel filter on schedule, don't buy crap fuel, and don't run it low on a tank. You start sucking up all kinds of crap from the bottom of the tank. Change the engine oil often and you should be good to go. Use the "Severe Service" schedule in the owner's manual. Generally speaking, the way most people use their personal vehicles qualifies for "Severe Service".
If you don't flog your engine, and do the preventive maintenace like you should, then you'll get max life out of it. If you drive it like most people drive a car (get in, start it up, haul-ass out the driveway, pull-in a parking space and shut it off), you're engine's doomed.
Ross