I'll chime in as a satisfied Keltec P11 owner - it's been very reliable out of the box (no need for the fluff & buff treatment), has eaten all kinds of ammo w/o a hiccup. It's accuracy is waht you expect of a gun of this type, and the trigger is long (but mine is pretty even & smooth throughout the pull - I did add the trigger shoe) & heavy.
It's accuracy (in my hands) was as good as my Glock 30 (my previous CCW). There are some rough machine marks under the hard-chrome finish, and the overall fit/finish is not as nice as other firearms. That said, I still have the Keltec, but sold the glock years ago. I wish it had a better safety system, but other than that it's well worth the $250 I paid for it.
Sam
p.s. - also the satisfied owner of a Keltec p32 (but I have only about 500 rounds through this one)