I'm only 5'4'' and rode a vstar 1100 custom. I had roadhouse 2in1 pipes with fin tip and serrated heat shields. I put a mustang seat and some risors on the handlebars also. Mine was a white one. I had a virago 750 before that. I didn't wreck either one but I had a couple kickstand mishaps on the 750 where it wasn't all the way down and the bike fell over. I never had to pick up my own vstar but I picked up a friends that was just like mine and the vtar seemed easier to pick up, lower center of gravity I guess. I got the virago up to 115 and the vstar up to 110. It was, how should I say, more "exiteing" on the virago. I also got an oil filter relocation kit, for some reason every bike as a design flaw and in this model you have to loosen the pipes to get at the filter. There is an aftermarket kit to fix that. I don't think you have to do that on the 650.
When I was younger me and my husband rode all over the east on a yamaha 500, people think you can't do crap on a bike smaller than a 1100 cc but that' s not really true. The vstar was easier to drive though, more comfy and all, and once you get used to it I could swerve it around as easy as a smaller bike.
Just my story. You'll enjoy your bike, I enjoyed mine.