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Posted: 2/1/2011 2:32:01 PM EDT
of a $0.02 deficiency in my tax escrow.
They paid at least $0.33 in postage to send me a notice of a $0.02 deficiency instead of crediting my account 2 cents as a goodwill gesture. I now have the option of remitting the $0.02 or have my monthly escrow payment increase by $0.01 a month. I am going to send in a check for $0.02. It will cost them at least a dollar to process it, if not more. I'm even going to write out the check by hand and not include the remittance slip and just write my account # and ESCROW on the Memo. I know, CSB. |
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Posted: 2/1/2011 2:32:56 PM EDT
[#1]
Got a similar one for property taxes a few years ago. No wonder taxes are so fucking high...
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Posted: 2/1/2011 2:34:46 PM EDT
[#2]
Some people are just plain dumb
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Posted: 2/1/2011 2:38:14 PM EDT
[#3]
You're lucky you got a letter - I had a tax lien for $3.47 from the state found in closing which almost lost my sale of $450,000 house I was selling. Took over a month to "clear" from computers even though I went down and paid that day.
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Posted: 2/1/2011 2:39:06 PM EDT
[#4]
Tape two pennies to a piece of paper and mail it.
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Posted: 2/1/2011 2:40:37 PM EDT
[#5]
Send 3 cents, not 2. You want an overpayment credited.
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Posted: 2/1/2011 2:40:56 PM EDT
[#6]
Quoted:
Tape two pennies to a piece of paper and mail it. Outstanding! |
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Posted: 2/1/2011 2:42:23 PM EDT
[#7]
Send it in two separate payments a couple days apart.
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Posted: 2/1/2011 2:49:08 PM EDT
[#8]
Quoted:
Send 3 cents, not 2. You want an overpayment credited. This! 
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Posted: 2/1/2011 2:50:34 PM EDT
[#9]
Quoted: Send 3 cents, not 2. You want an overpayment credited. +1, did that to a doctor that wanted his .19 cent. i mailed 19 pennies with shortage in postage on purpose and no address written on the outside. |
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Posted: 2/1/2011 2:52:28 PM EDT
[#10]
Geico sent me a check for 1 cent for a 'change in my account'.
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Posted: 2/1/2011 2:52:32 PM EDT
[#11]
I would send a check for one cent, then another check for two cents.
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Posted: 2/1/2011 3:09:29 PM EDT
[#12]
Send them three Canadian pennies and tell them you want the extra credited to your account.
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Posted: 2/1/2011 3:15:04 PM EDT
[#13]
You think its possible that this is automated that the computer doesn't understand the difference between say $1000 and 2 cents?
I really think you are making something out of nothing. Mortgage servicers have MILLIONS of customers and I am fairly certain that this wasn't a hand written document with a licked postage stamp on there.... Calm down and pay the money... just my 2 cents 
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Posted: 2/1/2011 3:18:44 PM EDT
[#14]
Wait, so let me get this right, you have UNDERPAID your account and your lender had to FRONT you the shorted amount? You then come to arfcom and bitch about it?
J/K
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Posted: 2/1/2011 3:19:15 PM EDT
[#15]
 So everybody has got to give their .02 cents worth
Collect 2 cents from each poster-pay your bill, keep difference profit. buy ammo
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Posted: 2/1/2011 3:19:37 PM EDT
[#16]
Quoted:
I would send a check for one cent, then another check for two cents. This |
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Posted: 2/1/2011 3:29:08 PM EDT
[#17]
Quoted:
You think its possible that this is automated that the computer doesn't understand the difference between say $1000 and 2 cents? I really think you are making something out of nothing. Mortgage servicers have MILLIONS of customers and I am fairly certain that this wasn't a hand written document with a licked postage stamp on there.... Calm down and pay the money... just my 2 cents I'm not upset of course it is automated. But the cheapest First Class postage you can pay, 5-digit presort automation-compatible with a barcode, is 33 cents per the Domestic Mail Manual. As a human you would say, screw that I'm not billing him 2 cents. Giant monster mega bank doesn't care. I know they calculate per-transaction recovery costs and look at outliers so I'm going to make this one painfully expensive for them as a percent of collected. I might even draw a sensual coconut picture on the handwritten remittance note I send them. 
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Posted: 2/1/2011 3:29:38 PM EDT
[#18]
I love when they do stupid shit like that. Banks as well.
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Posted: 2/1/2011 3:33:00 PM EDT
[#19]
Mail a two checks, each for 1.5 cents. Throw a nickle in there for lulz.
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Posted: 2/1/2011 3:36:56 PM EDT
[#20]
Quoted:
Wait, so let me get this right, you have UNDERPAID your account and your lender had to FRONT you the shorted amount? You then come to arfcom and bitch about it? Had me for a second. |
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Posted: 2/1/2011 3:40:03 PM EDT
[#21]
I've decided that after a couple beers I'm going to call them up and ask if I can pay this deficiency in 3 monthly installments.
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Posted: 2/1/2011 3:40:50 PM EDT
[#22]
By the time I get a letter like that, I have two choices, send in the difference, and they will send me a new house payment book because the funds shortage will make my monthly payment go up, or, ignore, and get new payment book with even bigger monthly bill. I now call a couple months before my mortgage company does their annual audit, so I can nip any issues in the bud before I get any letters.
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Posted: 2/1/2011 3:41:04 PM EDT
[#23]
Quoted: Send two checks written for $0.01 each.of a $0.02 deficiency in my tax escrow. They paid at least $0.33 in postage to send me a notice of a $0.02 deficiency instead of crediting my account 2 cents as a goodwill gesture. I now have the option of remitting the $0.02 or have my monthly escrow payment increase by $0.01 a month. I am going to send in a check for $0.02. It will cost them at least a dollar to process it, if not more. I'm even going to write out the check by hand and not include the remittance slip and just write my account # and ESCROW on the Memo. I know, CSB. |
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Posted: 2/1/2011 3:42:00 PM EDT
[#24]
Send them a check for $0.03.
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Posted: 2/1/2011 3:42:35 PM EDT
[#25]
Quoted: Send them a check for $0.03. thats mean |
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Posted: 2/1/2011 3:44:53 PM EDT
[#26]
Evil person, I like it. Screw up the balance, they should cut OP a check for $0.01
Quoted:
Send them a check for $0.03. |
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Posted: 2/1/2011 3:50:45 PM EDT
[#27]
Quoted:
Tape two pennies to a piece of paper and mail it. Freaking awesome ! |
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Posted: 2/1/2011 3:54:26 PM EDT
[#28]
Or do something like this
 |
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Posted: 2/1/2011 3:56:14 PM EDT
[#29]
Quoted:
Send them a check for $0.03. 
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Posted: 2/1/2011 4:00:28 PM EDT
[#30]
Quoted:
Or do something like this I wish I would have thought of that one! |
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Posted: 2/1/2011 4:26:27 PM EDT
[#31]
Quoted: Or do something like this Please tell us dummies the value of that check. |
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Posted: 2/1/2011 4:34:13 PM EDT
[#32]
Quoted:
Quoted:
Or do something like this Please tell us dummies the value of that check. 0.0002 + 2.71^3.14* 2.71^(SQRT(-1)) + (0.5 + 0.25 + 0.125 + 0.06125...) I don't know if the bank will accept multidimensional payments. |
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Posted: 2/1/2011 4:52:42 PM EDT
[#33]
SLACKER !!!!
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Posted: 2/1/2011 4:55:27 PM EDT
[#34]
Quoted: Got a similar one for property taxes a few years ago. No wonder taxes are so fucking high... Automation. The money they save from autmoation is certainly more than the cost of sending the letter. |
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Posted: 2/1/2011 5:07:19 PM EDT
[#35]
Quoted: Quoted: Or do something like this Please tell us dummies the value of that check. I'm a dummy myself, here's the story. |
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Posted: 2/1/2011 6:09:57 PM EDT
[#36]
Fight the power!
Don't believe the hype!! Down wit whitey!!! ETA: |
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Posted: 2/1/2011 6:30:09 PM EDT
[#37]
Quoted:
Quoted:
Send two checks written for $0.01 each.
of a $0.02 deficiency in my tax escrow.
They paid at least $0.33 in postage to send me a notice of a $0.02 deficiency instead of crediting my account 2 cents as a goodwill gesture. I now have the option of remitting the $0.02 or have my monthly escrow payment increase by $0.01 a month. I am going to send in a check for $0.02. It will cost them at least a dollar to process it, if not more. I'm even going to write out the check by hand and not include the remittance slip and just write my account # and ESCROW on the Memo. I know, CSB. Send 10 checks for 1/5 of a cent each. |
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Posted: 2/1/2011 6:32:10 PM EDT
[#38]
Quoted:
Send it in two separate payments a couple days apart. This. In two checks. |
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Posted: 2/1/2011 6:34:34 PM EDT
[#39]
Peckerheads.
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Posted: 2/1/2011 6:43:19 PM EDT
[#40]
...and yet, they have no problem writing off billions.
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Posted: 2/1/2011 6:46:35 PM EDT
[#41]
Quoted:
Quoted:
Or do something like this Please tell us dummies the value of that check. 2/100 of a cent. |
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Posted: 2/1/2011 6:49:01 PM EDT
[#42]
Quoted:
Some people and companies are just plain dumb |
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Posted: 2/1/2011 6:54:30 PM EDT
[#43]
Quoted:
Never send cash to pay a bill. It will get lost and you will screwed.
Tape two pennies to a piece of paper and mail it. |
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