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Posted: 3/6/2015 3:51:34 PM EDT
I stopped by a local store today to pick up a prepaid Visa or American express to stick in my wallet, just in case but when I read the back of the package, I found out that you have to register the card and submit your social security number, address and name, etc. What the hell? I don't remember having to do that before. You would just buy the card and have the cashier put whatever amount you wanted to have, on the card. Am I being overly paranoid about this or is it another way of knowing what we are up to?
Link Posted: 3/6/2015 3:54:31 PM EDT
The vanilla prepaid cards you have to register. The gift cards you can use instantly. They cost a dollar more.
Link Posted: 3/6/2015 4:01:59 PM EDT
What can one of those cards do that cash can't?
Link Posted: 3/6/2015 4:31:56 PM EDT
As a merchant, I hate American Express with a passion.

That said, why not cash?
Link Posted: 3/6/2015 5:03:51 PM EDT
Plastic has some options.

Gas station closed but pumps still turned on, better have plastic. I live rural and while there is a 24 hour gas station there are a few others that are usually empty since they shut down late at night.

Need to do something over the phone or net, plastic works.

I don't buy gift cards or pre-paid stuff, sometimes for rewards or something I do wind up with them. I make sure to use them up.

Anything store specific is a waste of space to me.

Some prepaid stuff, all that I have dealt with, are good for x months before they start charging a monthly fee that autodeducts from the account. Waste of money to me.

Have a debit or credit card in your name, takes care of the prepaid stuff.

If you want plastic that is not in your name and not related to you, use what was mentioned above about paying a buck more.
Link Posted: 3/6/2015 5:34:11 PM EDT
I'd say cash. If the credit cards aren't working, I'd say there's a good chance nothing electronic is going to work!!
Link Posted: 3/6/2015 8:37:32 PM EDT
Cash . I have never had anyone say no cash except UPS COD.
Link Posted: 3/6/2015 11:51:01 PM EDT
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Originally Posted By RR_Broccoli:
What can one of those cards do that cash can't?
View Quote

Get denied due to lack of electricity.
Link Posted: 3/7/2015 12:08:23 AM EDT
Check your expiration dates.
Link Posted: 3/7/2015 12:53:31 AM EDT
For the longest time, I had several gift cards in my BOB for places like Chili's, Burger King, etc. to use when I was on the road for classes or road trips. I have the cards in addition to whatever cash I happen to have on me at the time, so I have another option in case I want to keep the cash for something else or to order something online. I have seen ATM's down, gas stations unable to take cash for whatever reason, etc and just wanted to have another option just in case.
Link Posted: 3/7/2015 1:23:16 AM EDT
Nothing wrong with options, op.
Link Posted: 3/7/2015 1:32:25 AM EDT
Go with Cash. If SHTF and the banks go down, those plastic cards aren't going to be worth anything.....
Link Posted: 3/7/2015 3:15:49 AM EDT
[Last Edit: 3/7/2015 3:17:30 AM EDT by Dodge223]
I have a $50 dollar gift card with the bottom wrapped in 5 yards of bright green duct tape. Afte the first wrap I put in a utility razor blade and continued to wrap. I also ran a few feet of electrical tape around all of duct tape. Makes a great place to tuck a needle in too. You can also use them to scrape ice off your windshield or open a standard door lock.
Link Posted: 3/7/2015 8:01:50 AM EDT
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Originally Posted By Rat_Patrol:
Nothing wrong with options, op.
View Quote


Yep, get and use both at your discretion. It's your money.
Link Posted: 3/7/2015 8:27:39 AM EDT
Originally Posted By kristileft:
I stopped by a local store today to pick up a prepaid Visa or American express to stick in my wallet, just in case but when I read the back of the package, I found out that you have to register the card and submit your social security number, address and name, etc. What the hell? I don't remember having to do that before. You would just buy the card and have the cashier put whatever amount you wanted to have, on the card. Am I being overly paranoid about this or is it another way of knowing what we are up to?
View Quote



Visa and Mastercard have both gift cards and pre-paid reloadable cards.

The gift cards for non-internet purchases require no additional info. For an Internet purchase you do need to register them which entails ONLY your zip code.
In my experience these will not work for online firearms purchases, most likely due to the lack of ID. Upon trying, your card will be locked for appx. 10 days and then released.

Reloadables will require all of an individuals info, (name, rank, and serial number. These are similar to ordinary CC's.
Link Posted: 3/7/2015 9:39:14 AM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By RR_Broccoli:
What can one of those cards do that cash can't?
View Quote

Link Posted: 3/7/2015 10:07:27 AM EDT
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Originally Posted By amos1909:

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Originally Posted By amos1909:
Originally Posted By RR_Broccoli:
What can one of those cards do that cash can't?



Thanks wagonwheel,
Looks like a great way to get some things with minimum drama.

Stay frosty gouys


Originally Posted By wagonwheel1:
Originally Posted By kristileft:
I stopped by a local store today to pick up a prepaid Visa or American express to stick in my wallet, just in case but when I read the back of the package, I found out that you have to register the card and submit your social security number, address and name, etc. What the hell? I don't remember having to do that before. You would just buy the card and have the cashier put whatever amount you wanted to have, on the card. Am I being overly paranoid about this or is it another way of knowing what we are up to?



Visa and Mastercard have both gift cards and pre-paid reloadable cards.

The gift cards for non-internet purchases require no additional info. For an Internet purchase you do need to register them which entails ONLY your zip code.
In my experience these will not work for online firearms purchases, most likely due to the lack of ID. Upon trying, your card will be locked for appx. 10 days and then released.

Reloadables will require all of an individuals info, (name, rank, and serial number. These are similar to ordinary CC's.

Link Posted: 3/7/2015 12:50:18 PM EDT
[Last Edit: 3/7/2015 12:56:26 PM EDT by wagonwheel1]
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By PA22-400:


Thanks wagonwheel,
Looks like a great way to get some things with minimum drama.

Stay frosty gouys



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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By PA22-400:
Originally Posted By amos1909:
Originally Posted By RR_Broccoli:
What can one of those cards do that cash can't?



Thanks wagonwheel,
Looks like a great way to get some things with minimum drama.

Stay frosty gouys


Originally Posted By wagonwheel1:
Originally Posted By kristileft:
I stopped by a local store today to pick up a prepaid Visa or American express to stick in my wallet, just in case but when I read the back of the package, I found out that you have to register the card and submit your social security number, address and name, etc. What the hell? I don't remember having to do that before. You would just buy the card and have the cashier put whatever amount you wanted to have, on the card. Am I being overly paranoid about this or is it another way of knowing what we are up to?



Visa and Mastercard have both gift cards and pre-paid reloadable cards.

The gift cards for non-internet purchases require no additional info. For an Internet purchase you do need to register them which entails ONLY your zip code.
In my experience these will not work for online firearms purchases, most likely due to the lack of ID. Upon trying, your card will be locked for appx. 10 days and then released.

Reloadables will require all of an individuals info, (name, rank, and serial number. These are similar to ordinary CC's.




I personally like the gift cards for on line purchases.

1) Anonymity
2) In case of theft you will only be out the amount of the card. Nothing linked to a bank account, but still protected by Visa/Mastercard.
3) At the end of the month there will be no bill in the mailbox.

Of course as others have stated, without power they are next to useless. For emergency funds cash is always king.

ETA: No matter the amount you actually put onto a card it saves to get the 0 - $500 one. The smaller amounts, $25-$50 cards are typically a little more expensive.
Link Posted: 3/8/2015 8:48:41 AM EDT
Cash... it always works, even when the lights are out.
Link Posted: 3/8/2015 9:40:36 AM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By amos1909:

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Originally Posted By amos1909:
Originally Posted By RR_Broccoli:
What can one of those cards do that cash can't?


Be cancelled and replaced if stolen.
Link Posted: 3/8/2015 9:42:43 AM EDT
"I personally like the gift cards for on line purchases.

1) Anonymity
2) In case of theft you will only be out the amount of the card. Nothing linked to a bank account, but still protected by Visa/Mastercard.
3) At the end of the month there will be no bill in the mailbox."

Copied since limit of quotes is five!

Great reasons right here!
Link Posted: 3/8/2015 9:43:05 AM EDT
[Last Edit: 3/8/2015 9:43:49 AM EDT by wshbrngr]
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Originally Posted By Tipsovr:
Cash... it always works, even when the lights are out.
View Quote

Does it always work?

I was at a Home Depot about 2 months ago when the power went off,
they would not accept cash either since the registers were down - I had cash.

Sat around on the garden furniture until the power came back - about an hour.
It was not too bad, the store employees came around with free bottled water while we waited.
Link Posted: 3/9/2015 1:06:45 AM EDT
Cash is king
Link Posted: 3/9/2015 6:13:01 AM EDT
I will agree cash is king. If power or the credit card system does not work. Cash will.
Link Posted: 3/9/2015 9:11:54 AM EDT
Be careful of the money/gift cards. Some of them begin to charge a monthly account maintenance fee after a period of time. If you put one of these cards away for emergency use, you may find that the card company has already siphoned off your money and the account is dead by the time you need to use it.
Link Posted: 3/9/2015 6:58:07 PM EDT
Discussion ForumsJump to Quoted PostQuote History
Originally Posted By wagonwheel1:



Visa and Mastercard have both gift cards and pre-paid reloadable cards.

The gift cards for non-internet purchases require no additional info. For an Internet purchase you do need to register them which entails ONLY your zip code.
In my experience these will not work for online firearms purchases, most likely due to the lack of ID. Upon trying, your card will be locked for appx. 10 days and then released.

Reloadables will require all of an individuals info, (name, rank, and serial number. These are similar to ordinary CC's.
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Discussion ForumsJump to Quoted PostQuote History
Originally Posted By wagonwheel1:
Originally Posted By kristileft:
I stopped by a local store today to pick up a prepaid Visa or American express to stick in my wallet, just in case but when I read the back of the package, I found out that you have to register the card and submit your social security number, address and name, etc. What the hell? I don't remember having to do that before. You would just buy the card and have the cashier put whatever amount you wanted to have, on the card. Am I being overly paranoid about this or is it another way of knowing what we are up to?



Visa and Mastercard have both gift cards and pre-paid reloadable cards.

The gift cards for non-internet purchases require no additional info. For an Internet purchase you do need to register them which entails ONLY your zip code.
In my experience these will not work for online firearms purchases, most likely due to the lack of ID. Upon trying, your card will be locked for appx. 10 days and then released.

Reloadables will require all of an individuals info, (name, rank, and serial number. These are similar to ordinary CC's.



This and American Express has a card that you can reload. Also ALL American Express does not expire.
Link Posted: 3/9/2015 7:18:02 PM EDT
[Last Edit: 3/9/2015 7:22:30 PM EDT by AR45fan]
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Originally Posted By Tim_the_enchanter:

Get denied due to lack of electricity.
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Originally Posted By Tim_the_enchanter:
Originally Posted By RR_Broccoli:
What can one of those cards do that cash can't?

Get denied due to lack of electricity.

If there's no electricity the pumps won't be working anyway. Cans full of gas in your garage are the only thing that will fill your tank at that point.
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