Your funny and full of sour grapes. Its nice to have the option to sit on your ass and collect 10k a month and not owe one dime to anyone.
I have seen some weird days on the NYSE where in one day i lost eighty grand and the next week i recovered the loss plus a ten percent gain. Bull or Bear market is the chance you play in the market and if she go's south you and me and the other guy are all F$$$ED.
The bottom line is you must keep your money well positioned and not all your eggs in the same basket. Its really to bad you did not show the caller a little moe time and listen to his sales pitch, you could have received some good market information, made some decent money in the long term portfolio or started a retirement plan for your senior days.
I guess ignorance prevails in most cases, some clown or dingbat thinks that social security and that national guard retirement is going to be all your going to need at age 62. Medical and pharmacy will eat up check fast and medicade is a joke. The AR15 by this time will be a nice airloom or outlawed by unkle suger but wont pay the rent or pay the trip to Mexico for the old lady.