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Posted: 12/29/2003 2:58:35 PM EDT
One more payment and I own my car!!!!! wooohooo

Link Posted: 12/29/2003 3:02:11 PM EDT
My 1984 Lincoln Town Car is all mine.
Link Posted: 12/29/2003 3:04:24 PM EDT
Link Posted: 12/29/2003 3:07:23 PM EDT
Originally Posted By DK-Prof:
View Quote

Thanks!!! I usually trade a car in every 2 - 3 years, but this car has been the most trouble free car I've ever owned.
Link Posted: 12/29/2003 3:07:50 PM EDT
[Last Edit: 12/29/2003 3:08:42 PM EDT by Kar98]
Own it.

All hail the mighty small-block shaggin' wagon!

Link Posted: 12/29/2003 3:08:34 PM EDT
You should add a poll on this.
I own every car I have or have had.
Link Posted: 12/29/2003 3:09:41 PM EDT
Just got rid of my paid off car and took on a debt of $10k.

Paid off car was a 95 Thunderbird V8.  Trouble free the whole time I owned it.  Now I have a 97 Lincoln Mark VIII.  No problems so far.
Link Posted: 12/29/2003 3:13:11 PM EDT
I own 3 of them outright.  Have 7 more payments on the wifes mini van.
Link Posted: 12/29/2003 3:15:00 PM EDT
All three paid for.
Link Posted: 12/29/2003 3:16:56 PM EDT
Cars and HOUSE all paid for, and owned outright.

Link Posted: 12/29/2003 3:16:58 PM EDT
I have the pink slip on two.
It's a great feeling not having those bills hanging over my head!
Link Posted: 12/29/2003 3:21:30 PM EDT
3 more payments on my 1999 GMC Sonoma (0.9% financing). Then it's off to [url=http://www.leeshightechtrucks.com/]Lee's High Tech Trucks[/url] for a FastBurn 385! [banana]
Link Posted: 12/29/2003 3:21:32 PM EDT
I have never made a single "time" car payment; I have always paid cash.  I don't drive the nicest, but it's nice to own it.
Link Posted: 12/29/2003 3:43:27 PM EDT
All vehicles paid for and the house will be free very soon. [:D]
Link Posted: 12/29/2003 3:47:24 PM EDT
Originally Posted By Ohio:
I have never made a single "time" car payment; I have always paid cash.  I don't drive the nicest, but it's nice to own it.
View Quote

I didn't have the luxury of dropping 30k in all at once. The good part is that my old company paid for 3 years worth of payments and insurance as a perk. [:D]
Link Posted: 12/29/2003 3:52:58 PM EDT
Don't own a damned one. All 4 are owned by the credit union and bank until 2008. Combined payments are more than my g/f's mortgage payment. But I'm not getting any younger...

Link Posted: 12/29/2003 3:53:02 PM EDT
I own mine.
Link Posted: 12/29/2003 3:53:51 PM EDT
Originally Posted By Hannah_Reitsch:
Cars and HOUSE all paid for, and owned outright.

View Quote

Yep. Me too. I haven't had a car payment since 1987 or a house payment since 1996.
Link Posted: 12/29/2003 3:56:04 PM EDT
Link Posted: 12/29/2003 4:01:12 PM EDT
3 trucks,2 motorcycles...all mine
Link Posted: 12/29/2003 4:04:09 PM EDT
Having your car paid for doesn't mean you truely own it.  Same w/your house.

Allodial Title for American's Property

In the Treaty of Paris, which ended the American Revolutionary war, the American people were given their lands in "Allodial Title".  What this means is that we then owned all the property in this country free and clear.

Allodial - "Free; not holden of any lord or superior; owned without obligation of vassalage or fealty; the opposite of feudal."

What these means to the average American is that, at some point, our government has returned us to the feudal system of land ownership.  Now we "owe" an obligation to our government to pay taxes on the property that we "should" own in allodial title.  Not only is this land, but also every possession we have including our houses, our cars and everything else we think we own.
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Link Posted: 12/29/2003 4:06:45 PM EDT
All my junkers are free and clear.

I rent my house from the bank :)
Link Posted: 12/29/2003 4:09:31 PM EDT
Link Posted: 12/29/2003 4:13:11 PM EDT
I make one low low monthly payment of $00000.00
for my Jeep. Leasing a car is baaaaaaaaaaaad!!!
Unless you can write it off for a business, you are better off buying an older vehicle.
I refuse to make payments!
But I know thats not an option often times.
Link Posted: 12/29/2003 4:14:11 PM EDT
My 3 cars cost me about 3500.

87 Mistu Montero 4x4 1,000 plus a new head 400
79 Jeep Wagoneer 4x4 500(engine work done by me-400)
86 Dodge Ram pick-up 2x2 1200

I would drive either of them cross country right now.
Link Posted: 12/29/2003 4:15:58 PM EDT
Originally Posted By Ohio:
I have never made a single "time" car payment; I have always paid cash.  I don't drive the nicest, but it's nice to own it.
View Quote

Link Posted: 12/29/2003 4:19:31 PM EDT
My 1989 Toyota 4WD is PAID FOR (actually, I paid cash for it in 1996). Have a year left on the GF's GMC Jimmy.
Link Posted: 12/29/2003 4:25:41 PM EDT
2 more payments to go on my '98 ranger, 5 more on the wifes' pathfinder. between them, that will free up about $670 a month to knock down some other bills. i'm determined to drive mine right into the ground. it will be awhile till i take on payments again.
i don't come from money. noone is going to leave me any money. i make good regular-man money,but i still usually live check to check. someday, things will be different, but for major purchases, i'll always be doing the payment thing.
Link Posted: 12/29/2003 4:29:49 PM EDT
[Last Edit: 12/30/2003 4:56:20 AM EDT by u-baddog]
I havent had a car payment in over 15 years.
Dont spend the car payment !!!!!!!!!!!!!!
Just put in the bank and you will never miss it. Then when the car you are driving now needs to be replaced use it to buy the replacement.

The wife is asking about replacing her car with a new VW passat. Thats going to hurt the old check book if we pay cash. I dont know what I am going to do but I sure do hate car payments.

95 2500 4x4 suburban
84 VW Cargo van
85 VW Camper
92 VW Jetta
Link Posted: 12/29/2003 4:31:29 PM EDT
I own three old POS vehicles. When driving old crappy cars, you need more than one due to reliability concerns. I have the luxury of having a company vehicle for work so commuting isn't an issue (they even pay for gas!). Because I don't make car payments I have a killer home theater, tons-o-guns(including an inbound RR SP1/M16), a nice house (making payments on that though), and now that I've given up on drag racing, a decent retirement account. However, I may end up buying something at least newish since I'm also sick of working on POS cars and trucks. Just haven't decided what I want and how to accumulate the needed funds (hard to stop buying gun stuff ya know...). Thinking about a 2 year old (or so) Dodge diesel 4x4.
Link Posted: 12/29/2003 4:33:51 PM EDT
Mine are paid for, a 2002 and a 1999. I just wish the credit cards were.
Link Posted: 12/29/2003 4:35:26 PM EDT
I own mine. '88 Buick Park Avenue. It doesn't look like much (not the best, but not the worst) but it starts every morning, runs great, and doesn't leave me stranded on the side of the road.

But then again, I only paid 100 bucks for it, put about $150 more in junkyard headlight, new brakes, and changed oil and it was good to go.

Not to shaby for my first car if I do say so myself [:D]
Link Posted: 12/29/2003 4:36:51 PM EDT
yeah right....  '03 2500 Dodge Ram.  the banks got my pink slip.
Link Posted: 12/29/2003 4:37:53 PM EDT

I buy a car that's going to last ten years or more, put 50% down and pay the thing off in two or three years. The other seven years the truck is making me money.
Link Posted: 12/29/2003 4:43:46 PM EDT
Own it!
Link Posted: 12/29/2003 4:53:59 PM EDT
I'll own my 2003 Ranger next month.
Link Posted: 12/29/2003 5:05:59 PM EDT
I pay Ford for mine every month.  Pay Harley for the bike too.

However, for the truck, at 2.9%, being that it's about the same as inflation, it's really like paying up front but still getting to have the money.
Link Posted: 12/29/2003 5:19:27 PM EDT
Ask me again in about 27 payments from now.
Link Posted: 12/29/2003 5:28:48 PM EDT
I own 91 Caravan, 93Olds, 95 Jetta and 97 Neon. The bank owns the new Grand Caravan. BobK
Link Posted: 12/29/2003 5:54:38 PM EDT
50/50, the Wrangler and the Dodge CTD are paid off the Cherokee and work van we still owe on but both of those should be paid off this coming year. Cars are gettin like guns I never want to get rid of any of em. Actually If I could figure a way to squeeze the Cummins engine/drivetrain into the van and junk the truck I'd be really set.
Link Posted: 12/29/2003 6:15:13 PM EDT
[Last Edit: 12/29/2003 6:29:59 PM EDT by Energizer]
I've owned my new '99 Jeep Grand Cherokee 4x4 for a couple years now... Paid cash for my brand new 2001 motorcycle back in 2001.
Link Posted: 12/29/2003 6:27:27 PM EDT
Originally Posted By u-baddog:
Dont spend the car payment !!!!!!!!!!!!!!
Just put in the bank and you will never miss it. Then when the car you are driving now needs to be replaced use it to buy the replacement.
View Quote

This is my thinking as well. Or use it to help pay off other debts quickly. Thing is-- usually if you could survive making the payment, then you can survive saving it instead of spending it...
Link Posted: 12/29/2003 6:28:58 PM EDT
Just bought a 2003 Land Rover Freelander so yeah I'd say the bank is holding the pink slip for about 60 more payments. :)

Link Posted: 12/29/2003 6:31:19 PM EDT
I own my car. I got the title in the mail today! Feels good to get that monkey off my back. Now if I can get the wife to go along on that new Kimber...
Link Posted: 12/29/2003 6:48:31 PM EDT
Thanks for starting this thread, cause it gives me a chance to post my 2004 new years resoloution: To pay off my wifes 2002 Malibu.
After that, we are not buying a new car again.

I have my Suburban down to 3500.00 owed. That will be paid off in a couple months.  After being poor a good part of my life, I feel uncomfortable owing money to anybody.  The only thing I would take out another loan for will be when I buy my acreage.  Even then, most of it will be paid for up front.

I noticed that there are a disporportionate amount of non payment guys posting here.  That shows that we are consrvative in our finances, as well as our politics.  If only our government could be so wise.
Link Posted: 12/29/2003 7:07:58 PM EDT
Originally Posted By Wave:
I "only" have 58 more payments on my 2003 Nissan Xterra SE-S/C
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Don't you live home with mom and dad? Shame on you, you should have paid cash for that thing! Especially with all the o/t you speak of getting.. :)
Link Posted: 12/29/2003 7:12:35 PM EDT
Originally Posted By gus: When driving old crappy cars, you need more than one due to reliability concerns.
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Hey that's what I'll tell the neighbors the next time they say our driveway looks like a used car lot![:)]

My parents have always paid for their new cars with cash that was saved, even if it meant waiting several years until they had enough to get a new one.  My cars are hand-me-downs, so old they're probably depreciating by only pennies a day.[:D]
Link Posted: 12/29/2003 7:49:21 PM EDT
Originally Posted By HBAR16:
Just bought a 2003 Land Rover Freelander so yeah I'd say the bank is holding the pink slip for about 60 more payments. :)

View Quote

No offense, but do you mind if I ask why?  I haven't heard very flattering things about that model, and was wondering if you could pose a counterargument.
Link Posted: 12/29/2003 7:50:10 PM EDT
Link Posted: 12/29/2003 8:09:38 PM EDT
I used to buy cars with cash. As I got older I found the autos I wanted were costing more and more cash. Two cars ago was the last one I bought outright, then the '00 Monte Carlo and now the '02 Jeep Liberty.

I work [s]everyday[/s] [s]most of the time[/s], ok I have a job, so I wanted a new car once in this lifetime. I got it. 3.5 miles the day I dropped my big ass in it.

I havent decided whether it stays or goes, if it keeps going like it has been I will keep her and pay her off. Like someone else said, when the rate is right, it covers inflation so its a time payment with no penalty.

Link Posted: 12/29/2003 8:32:20 PM EDT
Bank holds the paper on the Durango and Ram.

The Harley belongs to me.

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