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Anyone have luck with any particular company or website. Mostly interested in getting my credit score, without an actual credit inquiry that may lower my score before applying for a loan. Is that possible?
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Posted: 6/6/2008 12:58:16 PM EST
[Last Edit: 6/6/2008 12:59:39 PM EST by CousinIT50]
www.anualcreditreport.com
from the .gov free for once per year $15 ish to get the 3 ficos scores ETA: and no stupid junk forcing you to sign up for any BS |
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Posted: 6/6/2008 12:58:56 PM EST
You can't get your score for free, but you are entitled to a free report from each of the three bureaus each year at annualcreditreport.com.
For around $7-$8, you can get your score with the report as well. It does not affect you credit score. |
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FL, USA
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Posted: 6/6/2008 1:02:18 PM EST
no such thing. I use a service that amex provides for $11/mo, but you have to me an amex member for that (paranoid about Identity theft). You are entitled for one free report a year form the major agencies (Equifax, experian, transunion). DONT USE FREE CREDIT REPORT.COM. THEY SUCK. Tried getting a free report from them once, found a $20 charge on my bill, and it took me 45 mins to cancel their service that I used for the one free report only.
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Posted: 6/6/2008 1:04:00 PM EST
[Last Edit: 6/6/2008 1:05:00 PM EST by Mazeman]
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Posted: 6/6/2008 1:04:49 PM EST
They charged me $60 a year later. One nice email telling them I didn't authorize the charges and they corrected it the next day. but yeah, don't do that. freecreditreport.com is not free at all. |
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