Quoted: not the original finish. for a collector it will ruin the value.
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Pretty much.
People can be very short sighted when the market floods with $90 K-31's. Do you know what a K-31 cost 15 years ago, if you could find one? Upwards of $300. Know what they'll be in another 15 years? $600 I'd bet....but not the one you attacked with furniture finish. That one will be worth about $150-$200. In 50 years, that unmolested K-31 in my closet will be worth $1,500, and the shiney one will be worth $400.
Don't believe me? Look at surplus bolt guns that cost $1,000 right now, and compare what they cost when they first came into the country, and what the value of one is that's not in original condition. Krags are a good reference, btw.....look at Krag values and find ones that have been "restored" as opposed to one with its original finish. Might make you think twice, if you plan on keeping that gun in the family.
When 03 springfields, in their WWI conditions, hit the surplus market after WWII, they were $10. People bought them, cut them up into sporters, redid them, what have you. Essentially ruining what is today a $1000 rifle. But, then, at that time they were all over the place and common as white bread. People just didn't think there would be a time when an all original pedigreed 03 would command $2,500.
I admit I have an altered K-31 for shooting but I also have 3 that are totally as they came from Switzerland and will remain that way, until my grandson pulls them out of the closet and discovers a treasure instead of a rifle that "could be" worth alot of money if someone hadn't taken the sandpaper and wallmart poly finish to it.