Quoted: Get some AV software. Keep it up to date. Run a scan at least once a month.
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And depending on what/where you're surfing (
ESPECIALLY if you surf any foreign sites), you might
want to have it scan once a day, maybe at 2:00 A.M. or something, while you're asleep.
Running once a month only is begging for problems. (Or would be with the knuckleheads that I have
to keep an eye on....)