Well, at least thanks to Mcain, Feingold, and Bush you on't have to listen to their annoying ads on the radio.
Got this from a web site on the cfr law:
The Ban on TV and Radio Ads
Many people associate campaign finance reform with an attempt to prevent influencing officeholders or political parties with large campaign contributions. However, few understand that it also places significant restrictions on free speech by creating broadcast bans on television and radio advertising under certain circumstances.
According to the McCain-Feingold law, citizen groups that do not meet burdensome qualifications cannot broadcast a commercial that refers to a candidate for federal office on a TV or radio station that reaches 50,000 or more of the candidate’s voting constituents within 60 days of the general election or 30 days prior to a primary election. Anyone who violates this ban is guilty of a federal crime and is subject to fines and imprisonment.
The McCain-Feingold law stifles citizen groups by limiting what they can say, when they can say it, and how they can deliver their message.
Non-qualified citizen groups cannot broadcast TV and radio ads that clearly identify a federal candidate, which includes using the candidate's name, nickname, or image, or making an unambiguous reference to the person or his status as a candidate.
Non-qualified citizen groups cannot air TV and radio ads which contain the prohibited references to a candidate within 30 days of a primary election or 60 days prior to a general election. This window of time has become known as the "blackout period."
Citizen groups can use newspaper ads, mailings, and telephone calls to communicate with the general public, but unless they meet burdensome qualifications, they cannot communicate on the same issues through TV and radio advertising, which are far more effective at reaching a larger audience.