User Panel
User Panel
User Panel
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Posted: 12/16/2016 6:29:13 PM EDT
[#1]
FBHO people were bitching that they raised the cost a few dollars, I told them to shut the fuck up and we are lucky
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Posted: 12/16/2016 6:29:51 PM EDT
[#2]
I can't so I said fuck it and bought a car. I'll check back on insurance after Obamacare gets gutted.
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Posted: 12/16/2016 6:30:27 PM EDT
[#3]
Thank Obama.
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Posted: 12/16/2016 6:37:58 PM EDT
[#4]
I am only 26, while I am insured (overly). I never had anything major… I thought max out of pocket in your case was $7,200, don’t deductibles count toward that? Why would you pay $13,800?
Just curious, probably something I need to know now and not last minute surprise. |
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Posted: 12/16/2016 6:39:35 PM EDT
[#5]
I don't have insurance. Back in September my appendix decided to say aloha snack bar 24hrs after closing on my first house! Well it didn't go all jihad but it was close to glocking itself so it had to go.
I was in the hospital for about 14hrs and left AMA. My total charged bills were a out $45k! After calling all of the providers and negotiating for about two months, I've paid everything off for about $13k. Still a shit ton but if I had insurance I wouldn't have been better off after premiums and all. FBHO |
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Posted: 12/16/2016 6:41:22 PM EDT
[#6]
Quote HistoryQuoted:
I can't so I said fuck it and bought a car. I'll check back on insurance after Obamacare gets gutted. That does help put it into perspective. Unfortunately, we haven't heard anyone discuss real solutions. O-care has a minor impact on medical costs since it's subsidizing the insurance companies. Remove the subsidies, and the increases we've seen recently will seem inconsequential. |
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Posted: 12/16/2016 6:43:49 PM EDT
[#7]
Quote HistoryQuoted:
I am only 26, while I am insured (overly). I never had anything major… I thought max out of pocket in your case was $7,200, don’t deductibles count toward that? Why would you pay $13,800? Just curious, probably something I need to know now and not last minute surprise. He's calculating his monthly premium of $560x12 months in his total out of pocket. Which would be $13800 |
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Posted: 12/16/2016 6:47:01 PM EDT
[#8]
Quote HistoryQuoted:
He's calculating his monthly premium of $560x12 months in his total out of pocket. Which would be $13800 Oh okay, I see it now and that does suck. My premiums are up, but I did qualify for a subsidy and I am thankful for that. |
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Posted: 12/16/2016 6:57:54 PM EDT
[#9]
your max out of pocket is $7,200 for the calendar year
my Blue Cross plan has a $5,000 deductible with $6800 max out pocket. I've had over $200,000 worth of surgery this year and they stopped billing me after I hit the $6800 (which included ER co-pays) |
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Posted: 12/16/2016 7:30:06 PM EDT
[#10]
My hospital takes 40% right off the top if you do not have insurance and another 10% off if you pay in ten days. If not, they then put you on a " how much can you pay monthly" payment plan.
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