Go to creditkarma and then post your credit score here (free)

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Posted: 10/24/2016 8:24:37 AM EDT

Creditkarma thread. It's free and safe to use creditkarma. No credit card needed to get your scores.

I'll go first.

Thanks, Tony.

Posted: 10/24/2016 8:26:41 AM EDT

[#1]

Posted: 10/24/2016 8:29:56 AM EDT

[#2]

I know what my credit score is without going to that website.
820

Posted: 10/24/2016 8:31:40 AM EDT

[#3]

870

Posted: 10/24/2016 8:32:53 AM EDT

[#4]

871

Posted: 10/24/2016 8:33:59 AM EDT

[#5]

872

Posted: 10/24/2016 8:35:15 AM EDT

[#6]

Posted: 10/24/2016 8:35:31 AM EDT

[#7]

Mine just says "LOL"

Posted: 10/24/2016 8:36:44 AM EDT

[#8]

Not signing up. But just bought a car for the wife. I was 812, wife was 810. Not rich. Just have debt. And make all payments on time.

Posted: 10/24/2016 8:37:19 AM EDT

[#9]

No score available. No loans or credit cards.

Posted: 10/24/2016 8:38:29 AM EDT

[#10]

Quote History

Quoted:
<a href="http://s58.photobucket.com/user/lltek2002/media/94de5925-9f0b-4326-9169-ec923babcdf7_zpsi5tn5vol.jpg.html" target="_blank">http://i58.photobucket.com/albums/g277/lltek2002/94de5925-9f0b-4326-9169-ec923babcdf7_zpsi5tn5vol.jpg</a>

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That 1% utilization is excellent. Thought about a "post your utilization" thread, but I knew I'd have to explian it about 18 times per page, and lots of people won't be honest about it.

Posted: 10/24/2016 8:38:46 AM EDT

[#11]

Nothing is free. Those commercials cost a fortune. What's the catch?

Posted: 10/24/2016 8:39:04 AM EDT

[#12]

Not wasting my time with Credit Karma. I just pulled my free Fico from Chase last night...

808 FICO and I think it may go up soon.

I just paid of a loan a few days after the cutoff for this month's FICO score. Depending on the reporting timeline...November's FICO could go up.

Posted: 10/24/2016 8:39:09 AM EDT

[#13]

Quote History

Quoted:
No score available. No loans or credit cards.

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Really? You have no credit card, no mortgage, no auto loan, and no student loan?

Posted: 10/24/2016 8:40:08 AM EDT

[#14]

808

Posted: 10/24/2016 8:40:52 AM EDT

[#15]

Mine said 12"

Posted: 10/24/2016 8:41:14 AM EDT

[#16]

Quote History

Quoted:
Nothing is free. What's the catch?

View Quote

It really is free. They make money by suggesting credit cards to you based on your report, and if you open a credit card they recommend then they get a cut. Enough people do it that they re a viable business, but it is really completely free to use.

http://www.investopedia.com/articles/personal-finance/010815/why-credit-karma-free-how-it-makes-money.asp

Posted: 10/24/2016 8:41:52 AM EDT

[#17]

799/804 for now, likely going down again once they get their next reports in and it shows that i'm over 10% credit card usage

i'm running up a 0% interest credit card right now while diverting that money to my wife's car so i can get it paid off in a few months and then get the card paid off before the promotional period runs out

a money saving move that my credit score really seems to dislike. want to say it's down from 835ish

Posted: 10/24/2016 8:43:54 AM EDT

[#18]

Quote History

Quoted:

No score available. No loans or credit cards.

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You win.

Posted: 10/24/2016 8:44:08 AM EDT

[#19]

In the 730s

You do know that the score on Credit Karma is not the same as the traditionally known FICO score or what is used for mortgages or anything else.

Posted: 10/24/2016 8:44:46 AM EDT

[#20]

I haven't yet figured out or embraced posting photos on here...

750 / 746

0% Utilization

Posted: 10/24/2016 8:46:00 AM EDT

[#21]

Mine is a picture of a middle finger.

Posted: 10/24/2016 8:46:08 AM EDT

[#22]

about 8 years ago I was 780 or so...

This is right after I paid off all my cards, except one.
My big Rig was paid off, as was the trailer. House was being closed on.

Fast forward about 5 years and I had zero credit inquiries, one card I had used hardly at all.

My score dropped down to the mid to high 4s

I realized at that point the whole credit score was a scam. Its not based on "are you a good payer, but, how much $ can we make off this idiot".

I have one CC now, and I only use it for work travel and related and gets paid each month with zero balance.

The ONLY reason I have one CC is because of work.

There is not a single person I have ever dealt with that says "he no pay heez beelz".

Posted: 10/24/2016 8:46:19 AM EDT

[#23]

Quote History

Quoted:
Really? You have no credit card, no mortgage, no auto loan, and no student loan?

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Quote History

Quoted:

Quoted:

No score available. No loans or credit cards.

Really? You have no credit card, no mortgage, no auto loan, and no student loan?

Correct. I do not like debt. Cash is king

Posted: 10/24/2016 8:46:48 AM EDT

[#24]

Posted: 10/24/2016 8:47:06 AM EDT

[#25]

Quote History

Quoted:
Mine said 12"

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Hahahahaha

Posted: 10/24/2016 8:49:19 AM EDT

[#26]

Quote History

Quoted:
No score available. No loans or credit cards.

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Not judging, just curious, why don't you use a credit card that you payoff every month? With all the compromising of cards these days at brick and mortar and online stores I don't feel comfortable using a debit card tied to my accounts.

Posted: 10/24/2016 8:49:32 AM EDT

[#27]

No photo accounts.

831/831

Posted: 10/24/2016 8:50:13 AM EDT

[#28]

3.14

Posted: 10/24/2016 8:52:40 AM EDT

[#29]

Quote History

Quoted:
Correct. I do not like debt. Cash is king

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Quote History

Quoted:

Quoted:
No score available. No loans or credit cards.

Really? You have no credit card, no mortgage, no auto loan, and no student loan?

Correct. I do not like debt. Cash is king

Follow-up question: Do you rent or own your home?

Posted: 10/24/2016 8:53:00 AM EDT

[#30]

1683

Posted: 10/24/2016 9:00:16 AM EDT

[#31]

798

Posted: 10/24/2016 9:01:56 AM EDT

[#32]

Quote History

Quoted:

Follow-up question: Do you rent or own your home?

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Quote History

Quoted:

Quoted:

No score available. No loans or credit cards.

Really? You have no credit card, no mortgage, no auto loan, and no student loan?

Correct. I do not like debt. Cash is king

Follow-up question: Do you rent or own your home?

I own it outright. Bought it at the bottom of the market and it was a foreclosure so I got a real good price. Paid cash.

Posted: 10/24/2016 9:03:32 AM EDT

[#33]

Quote History

Quoted:
Mine is a picture of a middle finger.

View Quote

Posted: 10/24/2016 9:04:20 AM EDT

[#34]

800/801

Posted: 10/24/2016 9:04:32 AM EDT

[#35]

Posted: 10/24/2016 9:06:28 AM EDT

[#36]

I used Credit Karma before signing up for MyFico. Credit Karma always gives you a higher score as it's a different scoring system. Just about all lenders use Fico. It's also important to understand that there are several deferent Fico scores.

Posted: 10/24/2016 9:10:39 AM EDT

[#37]

821 according to fico on my discover card statement.

Posted: 10/24/2016 9:10:55 AM EDT

[#38]

822/826.

Posted: 10/24/2016 9:10:55 AM EDT

[#39]

lol @ all the 800s.

Sure, sure.

Posted: 10/24/2016 9:11:49 AM EDT

[#40]

Quote History

Quoted:
lol @ all the 800s.

Sure, sure.

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Well some of us actually do have good credit and even go so far as to tell the truth.

Posted: 10/24/2016 9:12:54 AM EDT

[#41]

Mine's gone down a little bit.

Posted: 10/24/2016 9:14:23 AM EDT

[#42]

816

Posted: 10/24/2016 9:15:00 AM EDT

[#43]

Lol credit karma is always wrong

Posted: 10/24/2016 9:16:12 AM EDT

[#44]

698/695. I had 783/785 in May but 4 hard hits for my bike(s) and 2 for my truck killed it.

Posted: 10/24/2016 9:16:29 AM EDT

[#45]

You have to be a real narcissistic person in order to make yourself feel superior to others.

I would never post my credit score on the Internet because I've seen what hackers can do with just a small amount of information.

Posted: 10/24/2016 9:16:52 AM EDT

[#46]

Quote History

Quoted:

Well some of us actually do have good credit and even go so far as to tell the truth.

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Quote History

Quoted:

Quoted:
lol @ all the 800s.

Sure, sure.

Well some of us actually do have good credit and even go so far as to tell the truth.

Actually, I thought about it after I posted and decided that the only people who will actually post their credit scores will be high 700s and 800s.

So, maybe some of you actually do have over 800.