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Posted: 9/11/2013 6:09:09 PM EDT
They've been bugging me to get a quote for a while (old work group rate), so I decided to see what they could come up with. Apples to Apples quote on the home was close to what I'm paying now, but the auto was 1/2. There's got to be a catch that I'm not seeing in black and white. I just don't know what it is. I spec'd the coverage for the quote as close as I could to my existing policy, but.... 
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Posted: 9/11/2013 6:14:55 PM EDT
[#1]
We switched to MetLIfe after watching our rates climb with Farmers for over 15 years. Jumping to MetLife with increased home and auto coverage saved us over $1200.00 per year compared to Farmers. Contact an insurance broker to see what companies can give you equal or better coverage for less than what you pay now.
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Posted: 9/11/2013 6:36:00 PM EDT
[#2]
Tread carefully. Most insurance companies offer low " teaser" rates to get you to switch. If you do this, you will see a huge spike in your rates in the coming years. So much so that you will regret making the move. You do not want to get a flag on you as a policy jumper, as this will bring higher rates in coming years when you try to get away from increasing rate patterns. I've seen it happen MANY times.
Get yourself a good agent and stick with a good company! |
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Posted: 9/11/2013 6:42:47 PM EDT
[#3]
Quote HistoryQuoted:
Tread carefully. Most insurance companies offer low " teaser" rates to get you to switch. If you do this, you will see a huge spike in your rates in the coming years. So much so that you will regret making the move. You do not want to get a flag on you as a policy jumper, as this will bring higher rates in coming years when you try to get away from increasing rate patterns. I've seen it happen MANY times. Get yourself a good agent and stick with a good company! Worked at MetLife sold their auto and home. This^^. Find a broker shop around every few years! |
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Posted: 9/11/2013 6:44:35 PM EDT
[#4]
Quote HistoryQuoted:
Worked at MetLife sold their auto and home. This^^. Find a broker shop around every few years! Quote HistoryQuoted:
Quoted:
Tread carefully. Most insurance companies offer low " teaser" rates to get you to switch. If you do this, you will see a huge spike in your rates in the coming years. So much so that you will regret making the move. You do not want to get a flag on you as a policy jumper, as this will bring higher rates in coming years when you try to get away from increasing rate patterns. I've seen it happen MANY times. Get yourself a good agent and stick with a good company! Worked at MetLife sold their auto and home. This^^. Find a broker shop around every few years! 
What? guy above you says "stick with a good company" and you say "This. find a broker shop around every few years" not the same.... |
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Posted: 9/11/2013 6:48:54 PM EDT
[#5]
Quote HistoryQuoted:
Tread carefully. Most insurance companies offer low " teaser" rates to get you to switch. If you do this, you will see a huge spike in your rates in the coming years. So much so that you will regret making the move. You do not want to get a flag on you as a policy jumper, as this will bring higher rates in coming years when you try to get away from increasing rate patterns. I've seen it happen MANY times. Get yourself a good agent and stick with a good company! Yeah, I'm old and don't trust anyone who promises me something that sounds a little too good to be true. There's got to be a catch somewhere. OTOH, my current insurance company doesn't seem to value me as a customer all that much since we've had no claims. Not like they're offering me any incentives to stay with them.
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Posted: 9/11/2013 7:14:04 PM EDT
[#6]
Have had them for over 4 years.
Every year I look for something cheaper, i can't find it. Had a couple auto claims. Wife killed a deer with her car, 07 Audi. We picked the body shop and they paid the bill. No questions asked. I get pissed at them, for no other reason than I pay them money. |
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