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Posted: 4/8/2024 9:07:44 AM EDT
[Last Edit: IchWarrior]
Is your body ready?
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Posted: 4/16/2024 10:22:54 PM EDT
[#1]
Quote HistoryOriginally Posted By IchWarrior: Life used to be fun too It gets better Right? |
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Posted: 4/16/2024 10:22:57 PM EDT
[#2]
Yea pretty much
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Posted: 4/16/2024 10:23:23 PM EDT
[#3]
Quote HistoryOriginally Posted By alphajaguars: It gets better Right? You bet. |
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Posted: 4/16/2024 10:46:43 PM EDT
[#4]
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Posted: 4/16/2024 10:48:48 PM EDT
[#5]
I can’t fathom a 72 month car loan.
Those payments are ridiculous. 72 months and zero down? |
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Posted: 4/16/2024 10:50:24 PM EDT
[#6]
Quote HistoryOriginally Posted By JustHK: Bro. How do they get like this? https://www.ar15.com/media/mediaFiles/191040/IMG_7430_jpeg-3190006.JPG Get a personal loan to get above water and buy a shit car while saving for a down payment on a decent car he can actually afford. |
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Posted: 4/16/2024 10:52:55 PM EDT
[#7]
Some people need Dave Ramsey. Sad.
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Posted: 4/16/2024 11:13:25 PM EDT
[#8]
Not wrong
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Posted: 4/16/2024 11:14:42 PM EDT
[#9]
I've done 0 down financing to have low payments and then sell the truck I had as a backwards down payment.
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Posted: 4/17/2024 3:29:47 AM EDT
[#10]
Rode in my first Tesla (Model Y) today going from the ship to the hotel. It was interesting.
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Posted: 4/17/2024 4:31:55 AM EDT
[#11]
Quote HistoryOriginally Posted By JustHK: Bro. How do they get like this? https://www.ar15.com/media/mediaFiles/191040/IMG_7430_jpeg-3190006.JPG This man needs a 15 year old Honda odyssey |
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Posted: 4/17/2024 4:32:28 AM EDT
[#12]
Quote HistoryOriginally Posted By ChengSMGT: Rode in my first Tesla (Model Y) today going from the ship to the hotel. It was interesting. I still havnt been in one of them fancy gizmobiles |
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Posted: 4/17/2024 4:33:21 AM EDT
[#13]
If you’re not at work by 4am, then I’m jealous of you
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Posted: 4/17/2024 6:49:26 AM EDT
[#14]
Ramsey can be an idiot on things, but that idiot is a bigger idiot.
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Posted: 4/17/2024 6:52:19 AM EDT
[#15]
Quote HistoryOriginally Posted By IchWarrior: You bet. Quote HistoryOriginally Posted By IchWarrior: Originally Posted By alphajaguars: It gets better Right? You bet. You better you better you bet When I say I need you you say you better You better you better you bet |
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Posted: 4/17/2024 6:53:20 AM EDT
[#16]
Quote HistoryOriginally Posted By Rickesis: Some people need Dave Ramsey. Sad. Dave is good people |
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Posted: 4/17/2024 6:54:16 AM EDT
[#17]
Quote HistoryOriginally Posted By plinker8: I still havnt been in one of them fancy gizmobiles Quote HistoryOriginally Posted By plinker8: Originally Posted By ChengSMGT: Rode in my first Tesla (Model Y) today going from the ship to the hotel. It was interesting. I still havnt been in one of them fancy gizmobiles I’ve sat in one. Have never ridden in one, though. From a design perspective, they are beautiful. |
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Posted: 4/17/2024 6:54:43 AM EDT
[#18]
Quote HistoryOriginally Posted By plinker8: If you’re not at work by 4am, then I’m jealous of you Finally! Someone is jealous of me!!!! 
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Posted: 4/17/2024 6:55:14 AM EDT
[#19]
Gotta get my coffee on
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Posted: 4/17/2024 6:59:43 AM EDT
[#20]
Quote HistoryOriginally Posted By alphajaguars: Dave is good people Quote HistoryOriginally Posted By alphajaguars: Originally Posted By Rickesis: Some people need Dave Ramsey. Sad. Dave is good people Ehh his financial advice kinda sucks, but people who end up needing him can’t be trusted with “good” financial advice. |
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Posted: 4/17/2024 7:09:39 AM EDT
[#21]
Fell asleep / woke up / fell asleep / woke up
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Posted: 4/17/2024 7:09:54 AM EDT
[#22]
Now coffee
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Posted: 4/17/2024 7:16:20 AM EDT
[#23]
Quote HistoryOriginally Posted By Rickesis: Ehh his financial advice kinda sucks, but people who end up needing him can’t be trusted with “good” financial advice. Quote HistoryOriginally Posted By Rickesis: Originally Posted By alphajaguars: Originally Posted By Rickesis: Some people need Dave Ramsey. Sad. Dave is good people Ehh his financial advice kinda sucks, but people who end up needing him can’t be trusted with “good” financial advice. He has some very strong opinions that do run counter to a lot of other financial advisors. The biggest is paying off your home. |
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Posted: 4/17/2024 7:16:38 AM EDT
[#24]
Quote HistoryOriginally Posted By creeper45: Now coffee Almost time for contemplation |
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Posted: 4/17/2024 7:52:07 AM EDT
[#25]
I slept great.
Was ready to keep sleeping but had to drop the kiddo off early for track meet |
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Posted: 4/17/2024 8:00:09 AM EDT
[#26]
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Posted: 4/17/2024 8:06:01 AM EDT
[#27]
Quote HistoryOriginally Posted By cybian: https://www.ar15.com/media/mediaFiles/329536/IMG_9766_jpeg-3190161.JPG Gm frens |
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Posted: 4/17/2024 8:07:35 AM EDT
[#28]
woke up to not being able to hear out of 1 ear.
thats fun. |
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Posted: 4/17/2024 8:11:50 AM EDT
[#29]
Quote HistoryOriginally Posted By Twisted10: woke up to not being able to hear out of 1 ear. thats fun. |
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Posted: 4/17/2024 8:12:30 AM EDT
[#30]
Quote HistoryOriginally Posted By Dopple: Wodstock knows what that's like. taking some mucinex. but im not stuffed up. maybe this is the end |
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Posted: 4/17/2024 8:12:45 AM EDT
[#31]
nice knowing u fellers. dont touch my jeep.
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Posted: 4/17/2024 8:12:49 AM EDT
[#32]
Quote HistoryOriginally Posted By alphajaguars: He has some very strong opinions that do run counter to a lot of other financial advisors. The biggest is paying off your home. I think the silliest is the debt snowball. |
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Posted: 4/17/2024 8:22:12 AM EDT
[#33]
my ex wife is mad at me again.
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Posted: 4/17/2024 8:22:38 AM EDT
[#34]
i should fuck her sister and take video.
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Posted: 4/17/2024 8:22:57 AM EDT
[#35]
Quote HistoryOriginally Posted By Twisted10: my ex wife is mad at me again. |
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Posted: 4/17/2024 8:39:37 AM EDT
[#36]
Quote HistoryOriginally Posted By johnnypantz: Ramsey can be an idiot on things, but that idiot is a bigger idiot. Check out Caleb Hammer on youtube same kind of thing as dave ramsey but without the rabid, foaming at the mouth, hatred of credit of all kinds. some of the folk he has on his show are just insane |
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Posted: 4/17/2024 8:40:49 AM EDT
[#37]
staying out of debt is the best thing my parents taught me.
my only "debt" currently is child support. my plan is to be done working in about 10yrs when im done w support. i'll be 55. |
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Posted: 4/17/2024 8:45:52 AM EDT
[#38]
Quote HistoryOriginally Posted By Rickesis: Ehh his financial advice kinda sucks, but people who end up needing him can’t be trusted with “good” financial advice. That's been my take on him. The people who benefit from his show and method arent looking to figure out the best mutual fund to invest in, they are looking to dig themselves out of a financial hole because they have no idea how to manage money. He's like the "little golden book" version of how to not die in debt |
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Posted: 4/17/2024 8:51:26 AM EDT
[#39]
Quote HistoryOriginally Posted By Rickesis: I think the silliest is the debt snowball. I can see how that would work well for some people though. By going after the lowest balance debt first it allows them to get the mental reward/satisfaction of having accomplished something which will in turn make them more likely to stay the course and pay off their other debts. If you attack the highest interest rate debt first it may not be the lowest balance, so it will take you longer to get to that initial "reward feeling" so there is a higher chance that the person quits the process before getting to that first debt paid off. |
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Posted: 4/17/2024 8:52:40 AM EDT
[#40]
Quote HistoryOriginally Posted By Twisted10: staying out of debt is the best thing my parents taught me. my only "debt" currently is child support. my plan is to be done working in about 10yrs when im done w support. i'll be 55.  My parents instilled the same idea in me. Only debt is the house and that's almost paid off. |
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Posted: 4/17/2024 8:53:03 AM EDT
[#41]
Good morning all
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Posted: 4/17/2024 8:53:28 AM EDT
[#42]
I make terrible financial decisions
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Posted: 4/17/2024 8:53:41 AM EDT
[#43]
It's what's farming is all about.
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Posted: 4/17/2024 8:56:27 AM EDT
[#44]
Never watched/listened to Dave Ramsey.
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Posted: 4/17/2024 8:57:03 AM EDT
[#45]
Quote HistoryOriginally Posted By IchWarrior:
I make terrible financial decisions 
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Posted: 4/17/2024 9:00:40 AM EDT
[#46]
Quote HistoryOriginally Posted By Hill_monkey: Never watched/listened to Dave Ramsey. |
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Posted: 4/17/2024 9:04:13 AM EDT
[#47]
Quote HistoryOriginally Posted By Hill_monkey: Yes, I also have a camper. Call me when you have two
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Posted: 4/17/2024 9:04:24 AM EDT
[#48]
Ever figure out them brakes?
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Posted: 4/17/2024 9:06:10 AM EDT
[#49]
Hey fellas
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Posted: 4/17/2024 9:07:04 AM EDT
[#50]
Quote HistoryOriginally Posted By IchWarrior: Call me when you have two
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