Dave G is correct, you do have to have substantial tissue density for the fragmentation effect to take place. If you hit organs with low tissue density (i.e. lungs that is full of air pockets) you would most likely create a clean small hole. I would think, however, that if the projectile happened to hit a rib cage or sternum, the projectile would yaw and fragment.
I still would like to have the fragmentation capability, however, just in case that I did hit my enemy in the gut or tigh, I would still have a better chance of incapacitating him or demoralize him and nullify his will to fight. I heard there is nothing worse than bleeding all over yourself with severe stomach pain.
Keep in mind, tho, that hoping (or worse expecting) your enemy to seize fighting only because you shot him in the gut or in the tigh is probably the fastest way to get you killed in combat.
Since I live in the good ole' USA (instead of West Bank or Afghanistan), however, my combat experience will be limited to fights against water jugs, beer cans, and bulls eye paper targets. Sigh, life is such a bore here in great old USA!
Cheers!
Johannes