You are correct. I do not reload. I would love to get a 22 target pistol, but in my state (MA), they have clamped down on handguns so much that the only new one I can buy is a S&W, and the only real target pistol they sell is the Model 41 which is retailing for around $750.00!
My only hope is to find a used one, but they are few and far between. I am still hoping to maybe find a Ruger MK 2. Anyway, if I can't, the Ciener conversion at around $200.00 becomes a good alternative. I do have the 45 which I can't afford to fire too much, so this would give it some use. With the price of match ammo, which is what it likes best, the conversion kit is not so bad.
I know I should reload, and I will get to it eventually, it is just something I will approach with caution, and I'll do it when my living situation is a little more relaxed.
Thanks for the comments and opinions. Much obliged.