Posted: 5/12/2007 11:05:35 AM EDT
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Hi. I'm really not sure how to handle this, and I'd appreciate some insight. June 2006 a buddy [he's Marine, I'm AF] asked who could co-sign for his laptop. Stupidly, I agreed. He purchased a $3,000 Dell laptop; Dell was supposed to transfer the charge account over to him after 2 complete payments, but it turns out that isn't possible. [damn] The short version is that he hasn't been paying me since the superbowl. I'm out of pocket over $500, and holding the bag on most of the rest. How can I go about collecting the outstanding funds? We're now under different commands [I was transferred to a different base], and I've called him repeatedly about this. He frequently says that he'll send me a few hundred, but doesn't come through. Is it possible to put a private debt out for collection? Can I, a private person in a different state, attach his bank account? Something else? |
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You have to have a judgement before you can get to his bank account. You need sue in small claims court. My guess, based on his prior actions, is that he won't show and you'll get a summary judgement. On the off chance he shows, make sure you have all your paperwork squared away to prove your case. Hiring a lawyer would be pointless due to the small amount of the debt vs. the large amount to retain a lawyer. Have you brought this to his CO's attention? I'm not mil but I thought COs do not look kindly on this shit. |