I picked one up a couple of years ago. I was out of college with out a dime to my name, they sent me the card with a generous credit limit. Service was good when i called to tell them I lost the card even if the lady on the other end of the line had the personality of a dead toad.
The interest rate is 9.9%, so it is pretty low by most cards standards.
There are no fees associated with just having the card but I think there are the standard cash withdrawl, and transfer fees that other cards have, and I think they are at a much higher rate.
I would rate the card very well.
On the other hand, two close friends of mine with LONG and healthy credit records were treated like a communist in front of McCarthy. They were sent rejection letters that were the most rude and down right meen that I had ever seen. They were meen to the point where they were almost personal. They protested to the NRA about it, and were told that the NRA was not the financial intitution behind it, but did receive a sincer appology about the situation from the NRA.
Since the card works like a discover card with "cash back" towards the NRA, I use it all the time instead of sending them money three times a week when they ask for it. I still have not been able to find out how much of my purchases go towards the NRA though. That is my only consern.