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Posted: 10/28/2001 10:16:59 AM EDT
Looking at applying for a Credit Card that offers a cash back or rewards program. Any suggestions?
Link Posted: 10/28/2001 10:23:37 AM EDT
[Last Edit: 10/28/2001 10:21:25 AM EDT by fight4yourrights]
Shell mastercard - 5% on gas, 1% on other stuff. You get the money back that month as a credit. Interest is fairly high, so pay it off each month. My typical $2500 bill gets me about $50 credit, depending on the mix. Exxon/Mobil is only 3%
Link Posted: 10/28/2001 10:47:41 AM EDT
I did all the research but if you want to go by yourself see [url]http://www.creditcardgoodies.com/[/url] first. Summary page here [url]http://www.creditcardgoodies.com/analysis/[/url] I carry the Fleet Financial Cashback. Graduated cashbacks up to 2% over $7999 per year. Also I have the American Express Platinum Cash Rebate. It pays 1.5% over $5000. Both cards are free. I figured that with my spending patterns (about $20K a year) I was going to earn about $300 cashback on the Fleet card. Cash back cards are a better deal than either airline miles or gas cards. After your Shell 5% discount you are still paying 5% more for gas than you have to. Why???? My old First Card with United miles cost me $65 per year for 20,000 miles. You need 25,000 miles to go anywhere, but under my cashback system I could fly anywhere on any airline with the cash (if that's what I wanted) without the $65 fee. Be careful when you go to American Express' website, they have so many cards. You want ONLY the American Express Platinum Cash Rebate. I like helping people save money! [:)]
Link Posted: 10/28/2001 10:58:29 AM EDT
"I like helping people save money" I like to save it! [:)]
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