Posted: 9/28/2007 5:49:42 PM EDT
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Yeah, that is the guy who gives his SS# on TV and the website. What can you tell me about this company or feel free to make any recommendations to a better service. |
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Lifelock takes advantage of the current laws regarding your rights to place a fraud watch on all 3 credit bureaus. No one can get credit in your name without the creditor calling a number you put on your report. In addition, they will use the opt-out laws to end pre-approved credit solicitations. You could do all this yourself by mail or electronicly if you wanted to, for a small fee, Lifelock does it for you. |
 Wow, the guy is both a thief and identity thief. I would have never guessed.
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Read this though.......
Written by this guy, independant econ educated lawyer. Break out the tinfoil if you want, but it looks like this may not be a scam. Seems they, like McDonalds, provide a service. You may indeed be able to do it for yourself, but you will indeed get what you pay for. |
Good article. Anyone interested in understanding identity theft and prevention... This is a good primer. |
I don't think I like this.... Maynard claimed he got the idea for LifeLock after spending a week in jail in 2003. The pair have told his story ever since as a frightening example of what can happen to victims of identity theft. The details vary slightly in articles and television news reports, but the story goes something like this: A few years ago, Maynard answered a knock on his door in Phoenix one morning to find five deputies holding a warrant for his arrest. They accused him of failing to pay back a $16,000 casino loan to the Mirage in Las Vegas and, despite his protests, hauled him off to the Maricopa County Jail. Maynard had not even been in Vegas when the casino made its loan. One of the guys who stole Maynard's identity and the casino's money is now doing time for murder. Maynard was released after seven days, but he spent more than $20,000 and countless hours on the telephone trying to clear his name. While sitting in his jail cell, he came up with the plan for LifeLock so other people could avoid being victimized by identity thieves. (LATER in the article) Maynard did, in fact, spend a week in jail in 2003 because of an unpaid $16,000 casino marker drawn from the Mirage. It was Maynard's marker. The casino took a copy of his Arizona driver's license when he took out the loan. There was no identity theft. |
Thanks for the link! Have a piece of raisin pie. |
Here's all the content: Clark's Credit Freeze Guide Credit freezes are one of the most effective tools against economic ID theft available to consumers. They allow you to lock up your records and select a secret code that only you know and can use to temporarily "thaw" your credit. That added layer of security means that thieves can't do anything with your information even if they are able to obtain it. Freezes have always been available for free to victims of ID theft. But recently all three of the major credit bureaus adopted new rules allowing more non-victims to have access to them than ever. This is a big step forward. Before the new rules, only residents in the 39 states (plus Washington D.C.) listed in the columns below were allowed by statute to request a credit freeze. Now everyone else in the other 11 states -- Alabama, Alaska, Arizona, Georgia, Idaho, Iowa, Michigan, Missouri, Ohio, South Carolina, and Virginia -- will be allowed to take this preemptive measure against ID theft. If you live in one of the 11 states, here's what you need to know: • The cost is $10 per bureau. The total to freeze all three credit reports would be $30. • It will also cost you $10 per bureau each time you want to unfreeze or "thaw" your records to apply for new credit. • TransUnion's new freeze policy went into effect Oct. 15, 2007. Experian's policy goes into effect Nov. 1. Equifax has not yet announced a start date. Full instructions for requesting your credit freeze are available at TransUnion.com, Experian.com and Equifax.com. Special thanks to our listener Ed who put together a form letter to request a credit freeze from TransUnion. Please note that non-victims of ID theft who live in one of the following 39 states are still required to pay for a credit freeze. The exact price is determined by state law: Arkansas California Colorado Connecticut Delaware District of Columbia Florida Hawaii Illinois Indiana Kansas Kentucky Louisiana Maine Maryland Massachusetts Mississippi Minnesota Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Dakota North Carolina Oklahoma Oregon Pennsylvania Rhode Island South Dakota Tennessee Texas Utah Vermont Washington West Virginia Wisconsin Wyoming Source: ConsumersUnion.org |