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AR15.COM
5/25/2006 8:02:55 PM EDT
This thread is kind of an offshoot of the thread about the father and son who decided against "financing" the ATV.

Why is it that the Bank can send a repo man to take your car without a court order, and the police will assist in the repo (atleast in the state of Illinois) if there is a problem, but if a private party does the financing and you try to repo the property the police tell you its a civil matter and take it to court?
5/25/2006 8:11:36 PM EDT
[#1]
You know that little contract that you sign when you buy and finance a vehicle? Read the fine print.
5/25/2006 8:13:39 PM EDT
[#2]

Quoted:
You know that little contract that you sign when you buy and finance a vehicle? Read the fine print.



I never read in the contract anything about the default terms stating they can take the car at will. I am not saying it is not in there, just saying I haven't seen that.

With that being said if someone put that in the default terms of a private party contract your telling me the police would let you take the property without telling you to goto civil court?
5/25/2006 8:14:00 PM EDT
[#3]
They have better lobbyists than the rest of us.
5/25/2006 8:15:05 PM EDT
[#4]

Quoted:

Quoted:
You know that little contract that you sign when you buy and finance a vehicle? Read the fine print.



I never read in the contract anything about the default terms stating they can take the car at will. I am not saying it is not in there, just saying I haven't seen that.

With that being said if someone put that in the default terms of a private party contract your telling me the police would let you take the property without telling you to goto civil court?



I think to get the REAL answers to your questions, you should consult an attorney in your state.
Seriously.
5/25/2006 8:16:38 PM EDT
[#5]

Quoted:
They have better lobbyists than the rest of us.



LOL thats what my answer would have been if someone posed this question.
5/25/2006 8:19:01 PM EDT
[#6]

Quoted:

Quoted:

Quoted:
You know that little contract that you sign when you buy and finance a vehicle? Read the fine print.



I never read in the contract anything about the default terms stating they can take the car at will. I am not saying it is not in there, just saying I haven't seen that.

With that being said if someone put that in the default terms of a private party contract your telling me the police would let you take the property without telling you to goto civil court?



I think to get the REAL answers to your questions, you should consult an attorney in your state.
Seriously.



I'm just curious. I've seen enough and heard enough of people getting screwed over when they do these transactions I would never do it.

1. What I hear is they let someone take over the payments of their vehicle.

2. Borrower dosn't make payments

3.) Private Party Lender either dosn't know or can't make the payments without Borrower sending money.

4.) PP Lender tries to take back property

5.) PP Lender is stonewalled by Borrower.

6.) Police are called, Police say take it to civil court
5/25/2006 8:20:25 PM EDT
[#7]
once it is clear that a person intends to deprive another of property, by not making agreed payment, that property becomes effectively stolen.
5/25/2006 8:22:48 PM EDT
[#8]
Can you still shoot repo men in Texas?