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Posted: 10/24/2016 9:20:23 AM EDT
[#1]
Quote HistoryQuoted: Well some of us actually do have good credit and even go so far as to tell the truth. Quote HistoryQuoted: Quoted: lol @ all the 800s. Sure, sure. Well some of us actually do have good credit and even go so far as to tell the truth. Mine used to be... Apparently it's 792 now... |
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Posted: 10/24/2016 9:20:28 AM EDT
[#2]
Quote HistoryQuoted: Not judging, just curious, why don't you use a credit card that you payoff every month? With all the compromising of cards these days at brick and mortar and online stores I don't feel comfortable using a debit card tied to my accounts. Quote HistoryQuoted: Quoted: No score available. No loans or credit cards. Not judging, just curious, why don't you use a credit card that you payoff every month? With all the compromising of cards these days at brick and mortar and online stores I don't feel comfortable using a debit card tied to my accounts. |
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Posted: 10/24/2016 9:22:11 AM EDT
[#3]
778/773
I need to get my utilization down and got a couple of hard inquires in the last couple years. |
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Posted: 10/24/2016 9:23:05 AM EDT
[#4]
Mine was 765 last I checked. It was 765 when I got my first card six years ago too.
 Paid in full, on time, every time; just never used it much. It's all bullshit.
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Posted: 10/24/2016 9:23:17 AM EDT
[#5]
I don't use credit much
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Posted: 10/24/2016 9:25:05 AM EDT
[#6]
I was around 820 for a while, then I paid some stuff off early...
A great credit score is mostly just an indicator of how much interest a lender can make off of you... 
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Posted: 10/24/2016 9:25:08 AM EDT
[#7]
Quote HistoryQuoted:
Correct. I do not like debt. Cash is king Quote HistoryQuoted:
Quoted:
Quoted:
No score available. No loans or credit cards. Really? You have no credit card, no mortgage, no auto loan, and no student loan? +1, although I still owe around 27k on my mortgage on the house I built 10 years ago but have had no consumer debt in 15 years (no bankruptcies or late payments ever). Just to show how useless credit scores are. My son owes over 70k in student loans (defered for the past two years), 19k in cc debt, had to sell his car because he couldn't afford the payment, has had late payments, has zero savings but his credit score is higher than mine. Credit score equals debt score. Posted Via AR15.Com Mobile |
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Posted: 10/24/2016 9:26:52 AM EDT
[#8]
Quote HistoryQuoted:
Lol credit karma is always wrong If so not by much. Chase also sends me my credit scores and are rarely less or more than three points of difference to credit karma. |
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Posted: 10/24/2016 9:31:19 AM EDT
[#9]
I recently canceled two credit cards and got two different ones with no fees and better rewards.
 and it dropped my score by like 40 points. They must see that action as bad. Whatever. 
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Posted: 10/24/2016 9:32:43 AM EDT
[#10]
Quote HistoryQuoted:
No score available. No loans or credit cards. no debt, ever, so no score |
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Posted: 10/24/2016 9:34:09 AM EDT
[#11]
Quoted:
http://www.homebuyinginstitute.com/images/fico-chart-large.gif http://www.complexsearch.com/wp-content/uploads/How-Credit-Scores-Calculated.jpg Creditkarma thread. It's free and safe to use creditkarma. No credit card needed to get your scores. I'll go first. http://i.imgur.com/OCQdtrL.jpg https://cdn.meme.am/instances/67481640.jpg Thanks, Tony. 
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Posted: 10/24/2016 9:37:52 AM EDT
[#13]
Bah, im just a meager 700-800 peasant.. |
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Posted: 10/24/2016 9:41:38 AM EDT
[#14]
816 and 819
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Posted: 10/24/2016 9:45:52 AM EDT
[#15]
Quote HistoryQuoted: You have to be a real narcissistic person in order to make yourself feel superior to others. I would never post my credit score on the Internet because I've seen what hackers can do with just a small amount of information. |
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Posted: 10/24/2016 9:51:04 AM EDT
[#16]
lol @ all the people getting asshurt because I don't believe that everyone on Arf has an 800+ credit score.
If you base your self-worth on your credit score, you're part of what's wrong with the world. JMHO YMMV |
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Posted: 10/24/2016 10:00:06 AM EDT
[#18]
816
ETA I don't use creditkarma. One of my credit cards gives me my FICO score. |
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Posted: 10/24/2016 10:00:33 AM EDT
[#19]
Quote HistoryQuote HistoryQuoted: Quoted: http://www.homebuyinginstitute.com/images/fico-chart-large.gif http://www.complexsearch.com/wp-content/uploads/How-Credit-Scores-Calculated.jpg Creditkarma thread. It's free and safe to use creditkarma. No credit card needed to get your scores. I'll go first. http://i.imgur.com/OCQdtrL.jpg https://cdn.meme.am/instances/67481640.jpg Thanks, Tony. https://www.consumer.ftc.gov/sites/default/files/games/off-site/game-0011_phishing-scams_680x360.png |
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Posted: 10/24/2016 10:01:54 AM EDT
[#20]
That website is bullshit. It's not a real FICO score.
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Posted: 10/24/2016 10:04:05 AM EDT
[#21]
Quote HistoryQuoted: lol @ all the people getting asshurt because I don't believe that everyone on Arf has an 800+ credit score. If you base your self-worth on your credit score, you're part of what's wrong with the world. JMHO YMMV I don't think its so much basing self-worth as you calling us liars. I don't give a shit about my credit score for the most part. Being called a liar, on the other hand... |
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Posted: 10/24/2016 10:04:10 AM EDT
[#22]
Somehow this seems like a bad idea...
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Posted: 10/24/2016 10:04:47 AM EDT
[#23]
Quote HistoryQuoted: That website is bullshit. It's not a real FICO score. |
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Posted: 10/24/2016 10:05:14 AM EDT
[#24]
No can do. My credit reports are locked.
Yours should be also. |
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Posted: 10/24/2016 10:06:47 AM EDT
[#25]
Quote HistoryQuoted:
It's within 2pts of my Discover,Chase,and bank score. Quote HistoryQuoted:
Quoted:
That website is bullshit. It's not a real FICO score. It will be close enough to give you an idea. But no it's not exact. But if it says your credit is shit then your credit is shit and vice versa. |
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Posted: 10/24/2016 10:10:13 AM EDT
[#26]
nevermind
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Posted: 10/24/2016 10:14:01 AM EDT
[#27]
Just purchased a car, 750
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Posted: 10/24/2016 10:14:59 AM EDT
[#28]
828 and 826 respectively
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Posted: 10/24/2016 10:15:46 AM EDT
[#29]
Quote HistoryQuoted:
It's within 2pts of my Discover,Chase,and bank score. Quote HistoryQuoted:
Quoted:
That website is bullshit. It's not a real FICO score. Most credit cards don't use real FICO's either. It's an estimation. I use my bank and credit card app to have an estimation. I buy my real FICO once a year. |
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Posted: 10/24/2016 10:16:40 AM EDT
[#30]
Quote HistoryQuoted:
lol Quote HistoryQuoted:
Quoted:
You have to be a real narcissistic person in order to make yourself feel superior to others. I would never post my credit score on the Internet because I've seen what hackers can do with just a small amount of information. No LOL about it. Your credit score could tell a hacker your worth looking into further. A shit score and they would know your not worth the effort, maybe. Quick everyone go to www.ssa.gov and post your SS info...
Don't post personal info in the Internet kids. |
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Posted: 10/24/2016 10:21:22 AM EDT
[#31]
I dont need too, I have a letter in the hand from my current mortgage holder and soon to be new mortgage holder.
797 |
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Posted: 10/24/2016 10:21:32 AM EDT
[#32]
Quote HistoryQuoted:
lol @ all the people getting asshurt because I don't believe that everyone on Arf has an 800+ credit score. If you base your self-worth on your credit score, you're part of what's wrong with the world. JMHO YMMV There's a reason businesses use your credit score to judge how responsible you are. (I stay in the 800's) |
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Posted: 10/24/2016 10:23:06 AM EDT
[#33]
776
0 debt, 1 credit card that gets payed off in full every month, and 0 missed payments on bills and such. In other words I am a lenders worst nightmare, a money conscious cheapskate |
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Posted: 10/24/2016 10:23:31 AM EDT
[#34]
> 800
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Posted: 10/24/2016 10:33:11 AM EDT
[#35]
Quote HistoryQuoted: No LOL about it. Your credit score could tell a hacker your worth looking into further. A shit score and they would know your not worth the effort, maybe. Quick everyone go to www.ssa.gov and post your SS info... Don't post personal info in the Internet kids. For your sake, I really hope that your username here doesn't match the one on Twitter with a picture and line of work you are in. Or the guy on hunt101 with a family letter scanned and posted.  |
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Posted: 10/24/2016 10:38:39 AM EDT
[#36]
Quote HistoryQuoted:
Lol credit karma is always wrong |
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Posted: 10/24/2016 10:41:39 AM EDT
[#37]
830 and 828
mine went down due to me getting pissed at the last 2 bank's i used. Closing credit cards and changing bank's will lower you score a little 
And my wife who has never worked has a score higher than mine some how. 
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Posted: 10/24/2016 10:44:51 AM EDT
[#38]
I just checked mine on discover.com and it shows a serious delenquncy. My score is 730.
I'll pull a credit karma, I'm not delinquent. Someone fit'n to get loved tenderly. 
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Posted: 10/24/2016 10:49:31 AM EDT
[#39]
I don't have one. Never had a loan or credit card.
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Posted: 10/24/2016 10:50:41 AM EDT
[#40]
tree fiddy
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Posted: 10/24/2016 10:54:02 AM EDT
[#41]
Quote HistoryQuoted:
There's a reason businesses use your credit score to judge how responsible you are. (I stay in the 800's) Quote HistoryQuoted:
Quoted:
lol @ all the people getting asshurt because I don't believe that everyone on Arf has an 800+ credit score. If you base your self-worth on your credit score, you're part of what's wrong with the world. JMHO YMMV There's a reason businesses use your credit score to judge how responsible you are. (I stay in the 800's) Auto insurers are well known for this. |
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Posted: 10/24/2016 11:01:19 AM EDT
[#42]
Quote HistoryQuoted:
For your sake, I really hope that your username here doesn't match the one on Twitter with a picture and line of work you are in. Or the guy on hunt101 with a family letter scanned and posted.
Quote HistoryQuoted:
Quoted:
No LOL about it. Your credit score could tell a hacker your worth looking into further. A shit score and they would know your not worth the effort, maybe. Quick everyone go to www.ssa.gov and post your SS info...
Don't post personal info in the Internet kids. For your sake, I really hope that your username here doesn't match the one on Twitter with a picture and line of work you are in. Or the guy on hunt101 with a family letter scanned and posted.
https://twitter.com/stewarttr <- That's not me
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Posted: 10/24/2016 11:07:36 AM EDT
[#43]
Quote HistoryI figured you more for a hunter and possible CPU overclocker anyhow. |
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Posted: 10/24/2016 11:10:10 AM EDT
[#44]
Quote HistoryQuoted:
I figured you more for a hunter and possible CPU overclocker anyhow.
Quote HistoryQuoted:
I figured you more for a hunter and possible CPU overclocker anyhow.
I set up my Arf name back in 2003. Arf will not let me change it. |
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Posted: 10/24/2016 11:11:37 AM EDT
[#45]
983
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Posted: 10/24/2016 11:11:54 AM EDT
[#46]
Quote HistoryQuoted:
I don't think its so much basing self-worth as you calling us liars. I don't give a shit about my credit score for the most part. Being called a liar, on the other hand... Quote HistoryQuoted:
Quoted:
lol @ all the people getting asshurt because I don't believe that everyone on Arf has an 800+ credit score. If you base your self-worth on your credit score, you're part of what's wrong with the world. JMHO YMMV I don't think its so much basing self-worth as you calling us liars. I don't give a shit about my credit score for the most part. Being called a liar, on the other hand... You're entirely too worried about what some random person on the internet thinks about you. Relax, man. No one cares if you have an 800+ or a 600+ FICO score. Also, I didn't specifically call YOU out, before you go reporting me or some other bullshit. Have a great day! |
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Posted: 10/24/2016 11:13:11 AM EDT
[#47]
720/804
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Posted: 10/24/2016 11:19:17 AM EDT
[#48]
I've never looked at my credit score and I don't think I will now, I really don't care what it says. I have Zero debt. Both houses paid for and everything we own is paid for and we have no credit card debt. My wife makes a car payment on her car just to keep some loan activity.
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Posted: 10/24/2016 11:20:16 AM EDT
[#49]
850
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Posted: 10/24/2016 11:20:27 AM EDT
[#50]
590, what do I win?!
Oh right, high interest loans. |
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