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Posted: 6/9/2003 4:55:26 PM EDT
On the net is there a place like pricewatch.com for car insurance? These local yahoo's companies want way to much for a premium. I have company and personal vehicles. Thanks in advance Rick
Link Posted: 6/9/2003 5:08:45 PM EDT
I recommend NoState, the "Cold Hands People" [;D]
Link Posted: 6/9/2003 5:14:51 PM EDT
Farm Bureau is not bad, especially if you can fold your house insurance into the deal. I'm not sure they're in TN. -hanko
Link Posted: 6/9/2003 5:38:33 PM EDT
Progressive. Go see a local insurance agent. Most sell Progressive in TN. They have the best claim service in the business. Have great rates and are growing.
Link Posted: 6/9/2003 5:41:40 PM EDT
[Last Edit: 6/9/2003 5:42:48 PM EDT by NevadaARshooter]
The cheapest place I found was Kemper Direct. [edited for spelling ]
Link Posted: 6/9/2003 5:42:15 PM EDT
USAA if you can get it
Link Posted: 6/9/2003 5:48:58 PM EDT
USAA is a great outfit.
Link Posted: 6/9/2003 5:53:37 PM EDT
Link Posted: 6/9/2003 5:58:06 PM EDT
American Family Insurance
Link Posted: 6/9/2003 6:37:12 PM EDT
Link Posted: 6/9/2003 6:53:28 PM EDT
Originally Posted By hg112: Geico saved me $250 a year over USAA.
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Cheaper is NOT always better. You couldn't get me away from USAA for love or money.
Link Posted: 6/9/2003 6:55:03 PM EDT
I've been with Rockingham for 12 years now and have nothing but good things to say about them. I have all of my ins. with them and they have given me better rates than others across the board. Business and personal. Farm Bureau is good also. Erie is OK. They have good rates for business. I've never been with State Farm but I've done claim work for a few people who had been with them for years but when they had a claim, they were cancelled and had to sue or threaten to sue to get their claims paid. The last time I checked (about a year and a half ago) GEICO and Progressive wanted about 50% more than what I'm paying now. No bargains there IMHO.
Link Posted: 6/9/2003 7:10:32 PM EDT
Another vote for usaa.
Link Posted: 6/9/2003 7:11:14 PM EDT
AMICA for both house and cars.
Link Posted: 6/9/2003 7:17:54 PM EDT
Thanks for all the help so far. I've found Liberty Mutual to have the best price. Geico and Progressive was so out out of the ball park I think they were in the next town. I haven't had a claim in over 12 years even though i could of for a break in...it just wasn't worth it to pay higher costs cause some bumb took my radio. Rick
Link Posted: 6/9/2003 8:45:15 PM EDT
one more for USAA
Link Posted: 6/9/2003 8:51:43 PM EDT
Progressive is fine UNLESS you need to collect. Ask any body shop about those CROOKS. They really beat the repair down and try to insist on bogus parts. Avoid like the clapp! I use State Farm. Like all insurance they suck but not quite as bad.
Link Posted: 6/9/2003 8:54:32 PM EDT
Link Posted: 6/9/2003 9:04:46 PM EDT
Farm Bureau
Link Posted: 6/9/2003 9:08:16 PM EDT
Call your state insurance board and find out who the direct insurers are. Here, we only have like 3 or 4. The rest are brokers who are going to take their cut. Anyone singing the praises of State Farm ought to remember they are anti-gun.
Link Posted: 6/9/2003 9:40:36 PM EDT
I'd be even more concerned that they have lost several billion dollars in the last few years. Dennis Jenkins
Originally Posted By rileyindy: Call your state insurance board and find out who the direct insurers are. Here, we only have like 3 or 4. The rest are brokers who are going to take their cut. Anyone singing the praises of State Farm ought to remember they are anti-gun.
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Link Posted: 6/9/2003 9:47:00 PM EDT
Geico is awesome, but you need to talk to them on the phone so you can get discounts and trash. I'm paying about $400 less than the quote that I just got from 21st century. But the standard quote is probably pretty high. Having an account with navy fed, being military, and then there's the good driver discounts (if they only knew) and stuff like that. Really takes it down quite a bit.
Link Posted: 6/9/2003 9:48:01 PM EDT
USAA is unbeatable on price, and you'll never find a greater outfit. Some outfits you'll wonder if they'll make a fuss over firearms. Not with USAA.
Link Posted: 6/9/2003 11:06:45 PM EDT
USAA all the way, there is LITERALLY nothing better.....I am a 24 yrs old with a sports coupe living in Los Angeles, with $500,000 of insurance, $300,000 in uninsured insurance, $100,000 in medical pay, have 24/7 roadside assistance, and have been very graciously helped out when my car was broken into, no questions asked. I only pay $100 a month, really can't beat it. If you can, get USAA
Link Posted: 6/10/2003 12:38:05 AM EDT
Cheaper might be better if you have nothing but liability. Of course, if the insurance company acts in bad faith in paying a claim, the other person will come after you for the money. If you have collision, you probably want a company that will take care of you. State Farm is pretty good in that regard.
Link Posted: 6/10/2003 1:26:08 AM EDT
This arfcom/everbody/doin/the/same/thing crap is getting old....[;)] I was [b]JUST[/b] shoppin rates online.... I have Farmers...Geico cut a hundred bucks off of it, after dropping my deductables, AND raising my rental car allowance. I iwll be calling the local agent tommorrow with the bad news.... Farmers DOES have a GREAT gun rider though. Since Geico only does auto, I will keep my other insurance with Farmers....Must insure guns....and safe....and stuff...
Link Posted: 6/10/2003 3:05:48 AM EDT
USAA
Link Posted: 6/10/2003 3:57:28 AM EDT
[Last Edit: 6/10/2003 3:57:56 AM EDT by Greywolf2112]
Well, being the resident "insurance whore" (according to some people) on this board, I am well-qualified to give advice on this matter. I am licensed in 15 states and sell for 11 companies, including Travelers, Hartford, GE, Leader, Infinity, Omni, Hannover, Allmerica, Kemper, Esurance, and Atlanta Casualty. This is all done under the aegis of Ford Motor Company. Most people don't even understand their coverages and deductibles. Many companies have whacked fees for doing monthly payments or getting actual paper bills in the mail vs. doing electronic payments. Some actually guarantee your rate for 12 months instead of a measly 6 months. When I talk to people there are a number of hard and fast rules I live by. If I am saving someone under $100 a year and they've been with their company more than 10 years I tell them to stay put unless they are unhappy with their service. If they are with USAA (and I've been with them for 21 years) I don't even try - I tell them that the next 20 minutes will be a waste of their time because we have NEVER beaten them and they are a great company (and I know this from personal experience). Luckily, though, in most states we're in (especially TN, CA, FL, OH, and NC) we are kicking major ass on rates. I wrote 6 policies yesterday (including a homeowners, which we also do) and saved these people from $250 on the low end to $1696 on the high end - that guy was VERY happy with his new rate! (and now, for a little "whoring") - if you'd like a quote, email me at - eric.field@inslogic.com
Link Posted: 6/10/2003 11:01:00 AM EDT
[Last Edit: 6/10/2003 11:04:03 AM EDT by ARK15]
Originally Posted By MickeyMouse: Progressive is fine UNLESS you need to collect. Ask any body shop about those CROOKS. [red]Please explain to me what you mean by crooks??? All body shop have the right to refuse to repair any car for any insurance company. SO why do they all do business with crooks?[/red] They really beat the repair down and try to insist on bogus parts. Avoid like the clapp! [red]I belive it was State Farm that was sued in a class action lawsuit for using after market parts and lost.[/red] I use State Farm. Like all insurance they suck but not quite as bad. [red]State Farm Lost 7 billion dollars last year. Progressive made a profit. Lose money rates go up. Make money rates stay they same.[/red]
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Link Posted: 6/10/2003 11:14:25 AM EDT
Originally Posted By hg112: Geico saved me $250 a year over USAA.
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Maybe where you live, but down here in Miami USAA is HALF what Geico is. No-shitter....
Link Posted: 6/10/2003 11:17:48 AM EDT
USAA
Link Posted: 6/10/2003 12:33:12 PM EDT
Progressive SUCKS ASS!!
Link Posted: 6/10/2003 12:58:39 PM EDT
Originally Posted By CavVet: I was [b]JUST[/b] shoppin rates online.... I have Farmers...Geico cut a hundred bucks off of it, after dropping my deductables, AND raising my rental car allowance. I iwll be calling the local agent tommorrow with the bad news.... Farmers DOES have a GREAT gun rider though. Since Geico only does auto, I will keep my other insurance with Farmers....Must insure guns....and safe....and stuff...
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Called my agent, he was able to cut some more off of my rates. I am still paying about 40 bucks more than Geico, but from what Greywolf said, I think I will let him keep that 40 bucks. I have been VERY happy with the service from them. (And he's got a hot secretary AND good gun coverage!)
Link Posted: 6/10/2003 1:18:22 PM EDT
Yeah Progressive suck ass allright. They are now the third largets insurnace company in the US. Have you looked at their stock it sucks too. Forbes magazine rated them a best buy last month. Their stock has out preformend even Wal-Mart stock for growth. List symbol is PGR look for yourself.
Link Posted: 6/10/2003 1:26:38 PM EDT
USAA - auto and home. they have been real good about getting the boys on the policy (No cost when on learners permits) and when my oldest went on active duty the got him a no car policy on his own account that made his rates much cheaper when he got a car. He then had insurance history before getting his first car. They also were great when the copper repiping blew in the wall and the repiping company was gone.
Link Posted: 6/10/2003 7:27:27 PM EDT
Originally Posted By ARK15: Yeah Progressive suck ass allright. They are now the third largets insurnace company in the US. Have you looked at their stock it sucks too. Forbes magazine rated them a best buy last month. Their stock has out preformend even Wal-Mart stock for growth. List symbol is PGR look for yourself.
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I don't care about their stock. Their customer service sucks. The wife and I had them for a grand total of three months.
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