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AR15.COM
8/21/2016 4:22:20 PM EDT
i have a question related to insurance claims.



About 1-2 years ago my wife and I leaned that my dumbass neighbor in incapable of backing her car up. She back down her entire driveway from inside of her garage, across the two lane street into my wife's legally parked car. The police were called by the dumbass and a claim was filed with her insurance company. I believe there was about $800 worth of damage done to my wife's car but it was fixed by a dealership.




A couple of days ago my wife and I have been looking at new cars for her and when we were getting our vehicle appraised by a local dealership we found out that the accident was reported to CarFax. The dealershit flat out said without the accident they would give us $9500 for the car, however, with the accident they offered $7000. Granted this is the first dealership we went to so far. The sales manager did call another dealership who said they would offer $8900 so if we wanted we could sell the car to them and they would sell it to the other dealershit. I'm sure there is more going on there. My question is, how do diminished value claims work and would it be worth going down that road with the dumbass' insurance company?
8/21/2016 4:36:13 PM EDT
[#1]
I think the first dealer is just using the accident to low-ball you on the trade.  You sure can't do anything legal based on what one dealer said.
8/21/2016 4:36:15 PM EDT
[#2]
First you will need to find out if your state allows finished value claims and then get a couple of lowball offers in writing. Then submit all paperwork to the insurance company and wait for an answer.