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AR15.COM
12/15/2015 11:08:32 PM EDT
I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program







I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.










There's probably more info here on X pricing than there is on the Costco program...but enlighten me please.









Yes I'm eligible for both/either






ETA for a little background:


Looking for a smaller SUV or car.  Really don't want a car, but the vehicle is for my wife so you know how that goes.  Thinking Toyota Rav4, Mazda CX5, etc.  Looking to stay under $25k.  Don't necessarily have to buy new, and honestly I would prefer not to, but with what little I know about used car prices these on some models, you might as well buy new.



 
12/15/2015 11:10:41 PM EDT
[#1]

Quoted:


I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program



I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.





There's probably more info here on X pricing than their is on the Costco program...but enlighten me please.



Yes I'm eligible for both/either

View Quote




 
Truecar.com




got my last 3 with them, excellent.
12/15/2015 11:11:07 PM EDT
[#2]
My uneducated guess is that X plan is better
12/15/2015 11:17:05 PM EDT
[#3]
Check them all and do your own negotiating as well.  I've heard/seen on some of the auto forums of guys getting better deals than Xplan.
12/15/2015 11:18:13 PM EDT
[#4]
Quote History
Quoted:

  Truecar.com


got my last 3 with them, excellent.
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Quoted:
Quoted:
I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program

I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.


There's probably more info here on X pricing than their is on the Costco program...but enlighten me please.

Yes I'm eligible for both/either

  Truecar.com


got my last 3 with them, excellent.


Most any dealer will beat Truecar - at least in my experience x2

12/15/2015 11:18:38 PM EDT
[#5]
Xplan and 0% or 0% and buyer incentive/cash back plus whatever deal you negotiate.

I had like one option in California for me on the Costco plan.    When I first called them at the beginning of the year they seemed pretty straight forward.    6 months later when I was serious about buying, 2015 Mustang GT Premium with Perf Pack, there was a deal going for 1k incentive and 0%.

I sent an email to the guy I had talked to and got a call from some other asshole.   Asshole talks a big game and flatly ignores questions about costco program because somehow my email went to him rather than the guy I was originally talking to.    I felt like a bait and switch was coming with them trying to get me to drive 2 1/2 hours south to for a car that may or may not be there.

There was a VERY short window to get in on a 2015 as it was the first time that car had a 1k incentive and 0% was an option.

It was between a dealer local to me with a black car that matched my configuration wants and the shitty LA dealer with the same car only in white.

In the end I was slightly above Xplan at about 500 over invoice after the 1k incentive kicked in.   And at 0% financing through ford.

Costco would have cost me more on the interest over the life of the loan.
12/15/2015 11:30:26 PM EDT
[#6]
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Most any dealer will beat Truecar - at least in my experience x2

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Quoted:
Quoted:
Quoted:
I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program

I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.


There's probably more info here on X pricing than their is on the Costco program...but enlighten me please.

Yes I'm eligible for both/either

  Truecar.com


got my last 3 with them, excellent.


Most any dealer will beat Truecar - at least in my experience x2



+1  Truecar is a joke.    I paid $5000 less for my F150 than what Truecar said I could get it for.
12/15/2015 11:32:20 PM EDT
[#7]
Quote History
Quoted:
Most any dealer will beat Truecar - at least in my experience x2
View Quote


http://www.ar15.com/forums/t_1_5/1814264_Need_help_with_Ford_Escape_pricing_.html&page=1#i56987839

ar-jedi
12/15/2015 11:33:16 PM EDT
[#8]
Quoted:
I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program

I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.


There's probably more info here on X pricing than their is on the Costco program...but enlighten me please.

Yes I'm eligible for both/either
View Quote



USAA
12/15/2015 11:34:22 PM EDT
[#9]

Quote History
Quoted:
+1  Truecar is a joke.    I paid $5000 less for my F150 than what Truecar said I could get it for.
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Quoted:



Quoted:


Quoted:


Quoted:

I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program



I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.





There's probably more info here on X pricing than their is on the Costco program...but enlighten me please.



Yes I'm eligible for both/either



  Truecar.com





got my last 3 with them, excellent.





Most any dealer will beat Truecar - at least in my experience x2







+1  Truecar is a joke.    I paid $5000 less for my F150 than what Truecar said I could get it for.
Yeah right off the bat Truecar is saying a 'great' price on a car is $3k over what Costco says I should be 'guaranteed' to pay at a dealer.  But again, all of this is just numbers on a screen...what happens at the dealership is a whole 'nother deal

 
12/15/2015 11:37:55 PM EDT
[#10]

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USAA
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Quoted:



Quoted:

I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program



I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.





There's probably more info here on X pricing than their is on the Costco program...but enlighten me please.



Yes I'm eligible for both/either







USAA
The only person from my family in the military was my grandpa and he died over a year ago.  Not sure I qualify for this

 
12/15/2015 11:41:05 PM EDT
[#11]
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The only person from my family in the military was my grandpa and he died over a year ago.  Not sure I qualify for this  
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Quoted:
Quoted:
I'm looking to possibly buy a car soon and am curious which of the above models would fetch the best price.  Ford X Plan vs the Costco Auto Program

I know they both have their perks and claim 'no haggle' pricing...but to me, 'no haggle' just seems like an easy way for the dealer to stick their feet in the mud.  But you tell me, maybe the pricing really is that low.


There's probably more info here on X pricing than their is on the Costco program...but enlighten me please.

Yes I'm eligible for both/either



USAA
The only person from my family in the military was my grandpa and he died over a year ago.  Not sure I qualify for this  


My last experience w/USAA was around 2013 and they were just Truecar rebranded.

12/15/2015 11:41:32 PM EDT
[#12]
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USAA
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USAA is through truecar and offers a small discount, I'm currently negotiating on the price of a new car and made it below the usaa price instantly.
12/15/2015 11:42:19 PM EDT
[#13]
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USAA is through truecar and offers a small discount, I'm currently negotiating on the price of a new car and made it below the usaa price instantly.
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Quoted:
Quoted:

USAA

USAA is through truecar and offers a small discount, I'm currently negotiating on the price of a new car and made it below the usaa price instantly.



BAM!
12/15/2015 11:43:57 PM EDT
[#14]
You literally have to do a ton of homework.  I watch the newspaper ads, internet ads, Ebay, CL, Autotrader etc. for months to determine trends in pricing on the vehicle I want.  I don't even visit a dealer until I've found the exact vehicle I want.  I then go to the dealer knowing before hand the price I'm going to pay with a little wiggle room built in.  They throw out their price, I laugh, then tell them what I'm willing to pay.  That usually get the sales manager over in a hurry.  The sales manager balks but when he realize's you are a serious buyer and know your shit they'll make the sale.
12/15/2015 11:55:31 PM EDT
[#15]

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You literally have to do a ton of homework.  I watch the newspaper ads, internet ads, Ebay, CL, Autotrader etc. for months to determine trends in pricing on the vehicle I want.  I don't even visit a dealer until I've found the exact vehicle I want.  I then go to the dealer knowing before hand the price I'm going to pay with a little wiggle room built in.  They throw out their price, I laugh, then tell them what I'm willing to pay.  That usually get the sales manager over in a hurry.  The sales manager balks but when he realize's you are a serious buyer and know your shit they'll make the sale.
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That's what I'm thinking.  Historically we haven't been the greatest at car buying so this is a bit of a new experience for me.  The research will beat you down

 
12/16/2015 12:27:09 AM EDT
[#16]
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That's what I'm thinking.  Historically we haven't been the greatest at car buying so this is a bit of a new experience for me.  The research will beat you down  
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Quoted:
Quoted:
You literally have to do a ton of homework.  I watch the newspaper ads, internet ads, Ebay, CL, Autotrader etc. for months to determine trends in pricing on the vehicle I want.  I don't even visit a dealer until I've found the exact vehicle I want.  I then go to the dealer knowing before hand the price I'm going to pay with a little wiggle room built in.  They throw out their price, I laugh, then tell them what I'm willing to pay.  That usually get the sales manager over in a hurry.  The sales manager balks but when he realize's you are a serious buyer and know your shit they'll make the sale.
That's what I'm thinking.  Historically we haven't been the greatest at car buying so this is a bit of a new experience for me.  The research will beat you down  


Ya it wears you out but I'm not one of those "I have to have a new car today" person.  That leaves plenty of time to casually do my research.  Plus that fact that I hate car dealers like nothing else on this planet and so "arm" myself with as much knowledge as possible.
12/16/2015 10:18:44 AM EDT
[#17]

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Ya it wears you out but I'm not one of those "I have to have a new car today" person.  That leaves plenty of time to casually do my research.  Plus that fact that I hate car dealers like nothing else on this planet and so "arm" myself with as much knowledge as possible.
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Quoted:



Quoted:


Quoted:

You literally have to do a ton of homework.  I watch the newspaper ads, internet ads, Ebay, CL, Autotrader etc. for months to determine trends in pricing on the vehicle I want.  I don't even visit a dealer until I've found the exact vehicle I want.  I then go to the dealer knowing before hand the price I'm going to pay with a little wiggle room built in.  They throw out their price, I laugh, then tell them what I'm willing to pay.  That usually get the sales manager over in a hurry.  The sales manager balks but when he realize's you are a serious buyer and know your shit they'll make the sale.
That's what I'm thinking.  Historically we haven't been the greatest at car buying so this is a bit of a new experience for me.  The research will beat you down  




Ya it wears you out but I'm not one of those "I have to have a new car today" person.  That leaves plenty of time to casually do my research.  Plus that fact that I hate car dealers like nothing else on this planet and so "arm" myself with as much knowledge as possible.
As we get older we have been better about this.  Younger days not so much

 



My wife is potentially being promoted where she will lose access to a company car and we'll only have 2-3 weeks to replace it before she'll be left without wheels.  So we won't have to buy "that day" but they're well be pressure to decide quickly
12/16/2015 11:00:02 AM EDT
[#18]
I was the Costco rep at a Honda dealership for a while.

We had a list of "Costco prices" (made up by the sales managers). If someone wanted the Costco price, we'd do a little presentation and show them the price.  

Truth be told, it was almost identical to the price we would have quoted anyone who made an Internet price request. A good price, but nothing all that special.

I don't know if that's how it works anyplace else.

Unless you're a master negotiator, in my experience you're going to get the best results by putting in Internet price requests at four or five local dealerships, and then contacting the best one or two and seeing if they will go lower. Use one against the other if you want. Sometimes that helps, sometimes not. Quick and easy. Even if you have a guy you usually use, get Internet quotes from other dealers and have him match or beat it.  Don't even set foot in the dealership until the day you buy the car.
12/16/2015 11:08:04 AM EDT
[#19]

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I was the Costco rep at a Honda dealership for a while.



We had a list of "Costco prices" (made up by the sales managers). If someone wanted the Costco price, we'd do a little presentation and show them the price.  



Truth be told, it was almost identical to the price we would have quoted anyone who made an Internet price request. A good price, but nothing all that special.



I don't know if that's how it works anyplace else.



Unless you're a master negotiator, in my experience you're going to get the best results by putting in Internet price requests at four or five local dealerships, and then contacting the best one or two and seeing if they will go lower. Use one against the other if you want. Sometimes that helps, sometimes not. Quick and easy. Even if you have a guy you usually use, get Internet quotes from other dealers and have him match or beat it.  Don't even set foot in the dealership until the day you buy the car.
View Quote
I never understood this "Internet" price

 



Why is it lower and considered such a good deal? Is it too entice people to get to the dealership?
12/20/2015 2:42:15 PM EDT
[#20]
Bump for additional input
12/20/2015 3:25:48 PM EDT
[#21]
Had this experience last week.
In the end relentless searching on autotrader (cars,truecar, usaa, carmax, any other website I could think of), emailing numerous dealers and making a few phone calls produced the best result.
I ended up buying from a dealer 2 hours away and didnt really negotiate that much off the price because it was literally the lowest price in the country on a comparably equiped vehicle.
I only called and spoke to a salesperson because this car was 2 hours away and was such a great deal. There were only 4 cars comparably equiped for the same money in the entire country. Only 2 were on the east coast. Most were $1500 more woth the same features.

If you already know you are getting the best price you can haggle but at a certain point, your time is more valuable than getting an eztra couple hundred bucks off of an already low price. The internet is your friend, you can literally shop the whole country and compare prices, you just need to narrow down what car you want.
12/20/2015 4:06:18 PM EDT
[#22]

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Had this experience last week.

In the end relentless searching on autotrader (cars,truecar, usaa, carmax, any other website I could think of), emailing numerous dealers and making a few phone calls produced the best result.

I ended up buying from a dealer 2 hours away and didnt really negotiate that much off the price because it was literally the lowest price in the country on a comparably equiped vehicle.

I only called and spoke to a salesperson because this car was 2 hours away and was such a great deal. There were only 4 cars comparably equiped for the same money in the entire country. Only 2 were on the east coast. Most were $1500 more woth the same features.



If you already know you are getting the best price you can haggle but at a certain point, your time is more valuable than getting an eztra couple hundred bucks off of an already low price. The internet is your friend, you can literally shop the whole country and compare prices, you just need to narrow down what car you want.
View Quote
Were you also shopping around using XPlan and Costco Auto Program pricing?  Or did you simply buy a car and 'shop around'?

 
12/20/2015 4:56:45 PM EDT
[#23]
I used pretty much everything including the car buying service at my credit union
The best deal I found just searching autotrader and cars.com.
I was buying used no matter what.
My car would have ran me close to $50 new.
I got a 2012 with 35k miles for 18k.

X-Plan pricing has always been higher than a "good" deal you get from a high volume dealer.
I've had X-Plan available for many years, no one in my family has ever used it.
I think going to a high volume dealership is usually the best bet.