Posted: 11/24/2010 5:15:56 PM EDT
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So yesterday our region's HR "specialist" comes out to our office to discuss with our staff all the upcoming health benifit changes for 2011. My Blue Cross / Blue Shield premium will be going up 7%, and my coverage benifits will be decreasing. The HR lady said it was due directly to the new national medical care program. 
I looked up at the portrait of Zero we're required to have hanging on our wall, shook my fist in the air, and cried: "You LIE!" So much for the Rat Bastard's promise to the American people that `Obummer Care wouldn't cost us anything (like we believed him at the time anyway). 
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| Everyones went up. Lets see. More people getting health insurance now. Kids can stay on their parents till they are 26. Lets see, supply stays the same, demoand goes up. What did they think would happen. Oh yeah medicare rates got lowered so they are making less money on greyhairs now. |
| Just food for thought. I work Directly in the pharmacy field and with the insurance companies daily. From what I have been told DIRECTLY is that many companies HAVE NO IDEA how this new health care "law" is going to affect the cost of health and as a precaution to the expected freeloaders and lost members in the near future when it goes into full effect, they are just "planing ahead" and trying to get back some of future losses. Basically increase the money in the pool now because the cost will increase later and the pool money will decrease with more people added. mine went down by a whole .78 cents but my co-pays have gone up by 5 more dollars a visit. |
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Quoted:
surprisingly, my premiums went down and benefits stayed the same. the other plans offered went up in premiums.. i have a high deductible plan and HSA. that's the way to go. Thats what I have. My max out of pocket expense went up 600 a year and the amount required for me to pay before benefits kick in went up 600 a year too. |
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It'll be going up a lot more than that.
On January first, the federal government mandates that ALL health insurer's loss ratios increase to 85%. What that means is that insurance companies must raise the percentage of profit they must keep in reserve for claims payment from 65% to 85%... effectively an overnight loss of 20% of each companies operating capital. Think the economy is bad now? The insurer I work for has laid off 788 people from our home office since this bill passed, as well as over 2000 agents. Those of us that remain have taken a 30% cut in salary, which may go to 50% on 1/1/11. Our health plans have taken a 14% increase in the states I am licensed in; other insurers are up close to 30%. The "healthcare reform" legislation was about one thing, and one thing only: POWER. It is designed to fail the public by forcing private insurers out of the marketplace, with the end result being a federal, socialized health plan as the only option. |
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Quoted:
Portrait of Zero REQUIRED to be on the wall??????? I'd quit. We have to display it; gov't office and all that crap you know. 
And believe it or not, not only did we get his portrait, but TWO posters of the SOB as well (including one of Bidden). 'Big Joe' is mounted on the side of the `fridge in the break room (always gets funny post-its stuck on it). The two of Zero have.......disappeared somewhere. 
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