Posted: 9/10/2008 9:44:09 PM EDT
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I'm thinking of putting some of my savings in to their Orange Savings Account. They say it is 3% (variable) APY and that is better than some other savings account I've seen. CD is out for me as this money has to accessed in case of lay off and so forth. Anyone have experience with them? I'm wondering if their are any fees that might show up unseen, how their service is. |
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The interest rate on my ING savings account is higher than the interest rate on my car and student loans. If you know somebody that uses ING get them to send you an invite. If your initial deposit is $250 or more, ING will give you $25 and your buddy $10. If you don't know anybody IM me your email address. 
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Be sure when you sign up for a savings account, sign up for a checking account as well. That way if you need the money quickly, just hop online transfer it to the checking account and use your ING debit card. You can set it up to have something like $2000 in over draft that will automatically be transfered from savings if you go over your balance. That said I've been with them for 2+ years and everything so far has been great. I actually have my pay checks deposited there then I move it around as needed (you can link your ING account to other accounts should you ever need to transfer your money around). |
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I've been with ING since they started the accounts online. At the time they offered a $25 bonus. When I was getting 1% from my credit union it was a no brainer. Never any hidden fees and the account is FDIC insured. Check around in magazines they may still have the $25 bonus. Red |
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Been with them for 4 years and they've been great. They're not like other banks who will hold your money for a week when depositing. Best perk is that I link them to my bank accounts and manage all my FREE wire transfers to and from my accounts through my ING account. |