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I think the key word in there is "or". You can do either one.
My honda is gonna look awesome with a AR on the inside of the roof.
I don't quite fully understand that portion, as it is my understanding that the gun case law only exempts handguns. So, the "locked rack" would work for an unlicensed individual passing through a school zone with a handgun. But the gun case law still requires that long guns be cased.
SB93 did not alter nor repeal the part of 167.31 and 941.23 that pertains to long-guns. Old rules still apply to long-guns. The language of the State level GFSZ law was deleted and replaced with the federal GFSZ language, with the exception that the section of the fed GFSZ law that required unloaded and LOCKED cases was not carried over to State laws. The "LOCKED case" required under fed laws was removed from what the State copied.
So it is still legal to transport a long-gun through a GFSZ unloaded and encased under State law (fed law has always, and continues to, require a locked case for all firearms, but fed law "excepts" permittees). If you do not have a permit, then handguns must also be unloaded and encased to travel through a 1,000' GFSZ under both laws. If you have a permit, you can traverse a 1,000' GFSZ with your
handgun loaded and not cased under both laws.
Fed GFSZ law requires: all firearms must be unloaded and in a locked container, (or a locked gun-rack) unless you have a cc permit from the State the school is located in. The new WI law has a statement that all out-of-state permittees are considered to be licensed by WI for this purpose.
New WI GFSZ law requires that all firearms must be unloaded and encased (locked case not required) or unloaded and in a locked gun-rack. A permittee from WI (or any out-of-state permit recognized by WI ) may have a handgun uncased and loaded. Long guns must still be unloaded and encased, permit or not.