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Posted: 12/31/2004 3:36:50 AM EDT
Does anyone know of a company that will insure guns, ammo and gear in the home? In case of a fire or theft? My homeowners will give me three grand.......I have more than that in two or three guns!!!!!!!! Not to mention the guns that cant be replaced...Any help will be great.
Link Posted: 12/31/2004 3:51:27 AM EDT
[Last Edit: 12/31/2004 3:53:18 AM EDT by PK90]
NRA "ArmsCare Plus"

Not an NRA Member? JOIN HERE
Link Posted: 12/31/2004 3:59:15 AM EDT
my homeownsers pays 20 grand for 10 a month, its some local insurance.
Link Posted: 12/31/2004 8:24:36 AM EDT
[Last Edit: 12/31/2004 8:27:06 AM EDT by GUNRUNNERS_OF_PA]
Ask your agent if you can schedule the firearms on your homeowners policy for a specific amount. They may be able to do a "Blanket" coverage for a specific amount or they may require to place a specific value on each item. Most likely they will require you to carry coverage for atleast 80% of their value.

Edited to add: Your best bet is to find an Independent agent that works with many different insurance companies rather than a captive agent that is only allowed to sell for one company. You will have more options that way.
Link Posted: 12/31/2004 8:36:34 AM EDT
I have the Nra Armscare insurance. Its pretty cheap and if you are a NRA member they cover the first $1000 for free.
Link Posted: 1/9/2005 8:28:02 AM EDT
Thanks for the info!!!! You can never have enough coverage....
Link Posted: 1/11/2005 1:19:03 PM EDT
ever try to use your "FREE 1000 insurance"? i did. hands down it sucks. never got a dime from them on 4 hand guns. sucks.
Link Posted: 1/11/2005 1:33:28 PM EDT
You might also try Collectibles Insurance Agency. As of their rate
chart today you can get $100,000 protection for $430 No Alarm/Safe, $380 with an alarm or safe. They were
written up in one of the gun mags a while back. Nice thing is you fill out form, send your money and
your covered. Bought a gun and its not listed with the company when it gets stolen. Its still covered.
Worth the look. I have a $10,000 policy with them just to avoid arguments with my homeowners
policy company. My homeowners will only cover the first $1000 then you get into schedules and
escalating charges. Plus anything not listed isn't covered.
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