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AR15.COM
3/30/2005 7:01:43 PM EDT
Say the bank gave me a loan of $30k and I never signed any documents. Do I still by law have to pay them back or is this their errror.
3/30/2005 7:03:09 PM EDT
[#1]
if you took it all in cash, they would have no way to prove it was you.  However if it was transfered into an account, they have records.
3/30/2005 7:04:36 PM EDT
[#2]
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J
3/30/2005 7:05:23 PM EDT
[#3]

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.

3/30/2005 7:06:09 PM EDT
[#4]
A man pays his debts. They probably couldn't force you to. A handshake from me in my book is better than a written contract...ask my Dad...he'll tell ya.
3/30/2005 7:08:14 PM EDT
[#5]

Quoted:
A man pays his debts. They probably couldn't force you to. A handshake from me in my book is better than a written contract...ask my Dad...he'll tell ya.


Well I don't like getting these dam credit card apps. And I would pay debt I ow to another man but some times these credit card companies piss me off. But I would no doubt be put in collections and really screw my credit.
3/30/2005 7:08:27 PM EDT
[#6]

Quoted:

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




sure go right ahead... it's a free country... sort of.


J
3/30/2005 7:11:23 PM EDT
[#7]

Quoted:

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




In some states USE of a line of credit is considered as agreement to a contract.

But what the Heck - Buy 3 Machineguns and sell one to make the Payments  
3/30/2005 7:13:28 PM EDT
[#8]

Quoted:

Quoted:

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




In some states USE of a line of credit is considered as agreement to a contract.

But what the Heck - Buy 3 Machineguns and sell one to make the Payments  


I would find myself on a very bad list, I might even end up in cuba for that.
3/30/2005 7:18:11 PM EDT
[#9]

Quoted:
Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




You must have forgot that you must sign a credit card receipt. Have you ever read the fine print under the signature??

BUSTED!!  
3/30/2005 7:19:54 PM EDT
[#10]

Quoted:
Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.





You're a flaming idiot.
3/31/2005 4:22:08 AM EDT
[#11]

Quoted:

Quoted:
Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.





You're a flaming idiot.


I know,

3/31/2005 4:22:39 AM EDT
[#12]

Quoted:

Quoted:
Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




You must have forgot that you must sign a credit card receipt. Have you ever read the fine print under the signature??

BUSTED!!  


online?
3/31/2005 4:23:42 AM EDT
[#13]

Quoted:

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.





That's called theft, no matter who's error is made at the bank.

SGatr15
3/31/2005 4:24:34 AM EDT
[#14]

Quoted:

Quoted:

Quoted:
Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




You must have forgot that you must sign a credit card receipt. Have you ever read the fine print under the signature??

BUSTED!!  


online?




Do you know what a Mac address is?

Sgatr15
3/31/2005 4:26:32 AM EDT
[#15]

Quoted:

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




Comitting fraud.  30 grand, thats all you value you life at?  Maybe get a real paying job?
3/31/2005 4:27:51 AM EDT
[#16]

Quoted:

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.





Use the card once and sign your name...


YOU PROMISE TO PAY is on every cc reciept....


Common knowledge my friend,
3/31/2005 4:29:01 AM EDT
[#17]

Quoted:

Quoted:

Quoted:
i'd love to know what banks gives you $30k with no paperwork . I'd like to open up an account with them...


J


Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




Comitting fraud.  30 grand, thats all you value you life at?  Maybe get a real paying job?


Have one, and have pretty dam good credit and pay off my debt, how do you think I can get a credit card with $30k limit when not even 25 yet? close however. I have a credit score last time I checked of 754. And I have used quite a few loans in the past, all payed back by the way.
3/31/2005 4:29:33 AM EDT
[#18]
Let me help you with the moral delima.  Its called stealing in simple terms.

They of course can sue you for the money then you have court costs in addition to the loan or you can file bankruptsy and throw yourself to the mercy of a judge and judges aren't known for mercy.

Once they sue you, the burden switches to you to prove you didn't recieve the money which means no deposits in a bank or no major purchases.

I'm afraid your nailed bud!

Tj
3/31/2005 4:29:58 AM EDT
[#19]

Quoted:

Quoted:

Quoted:

Quoted:
Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




You must have forgot that you must sign a credit card receipt. Have you ever read the fine print under the signature??

BUSTED!!  


online?




Do you know what a Mac address is?

Sgatr15


a proxy it is your friend.
3/31/2005 4:30:14 AM EDT
[#20]
If you signed the card and/or the purchase reciepts, you're liable for all debts incured.

Kharn
3/31/2005 4:31:40 AM EDT
[#21]

Quoted:
Let me help you with the moral delima.  Its called stealing in simple terms.

They of course can sue you for the money then you have court costs in addition to the loan or you can file bankruptsy and throw yourself to the mercy of a judge and judges aren't known for mercy.

Once they sue you, the burden switches to you to prove you didn't recieve the money which means no deposits in a bank or no major purchases.

I'm afraid your nailed bud!

Tj


I am not gonna do it, not worth screwing my credit up. I am just sick of getting this shit in the mail, but this one is pretty much activated all I need to do is call that number and I find that total bs they would send me a usable credit card with out my requesting it.

I hate when companys share your info.
3/31/2005 4:32:53 AM EDT
[#22]

Quoted:
Have one, and have pretty dam good credit and pay off my debt, how do you think I can get a credit card with $30k limit when not even 25 yet? close however. I have a credit score last time I checked of 754. And I have used quite a few loans in the past, all payed back by the way.



Either you're talking shit, or your just plain stupid to risk it all over only 30g's....sorry
3/31/2005 4:35:26 AM EDT
[#23]

Quoted:

Quoted:

Quoted:

Quoted:

Quoted:
Well not a bank in my case but fleet gave me a credit card with a nice limit with out my signing anything.


Do I dare test it? Do I dare put $30k on it and than tell them to go f themself.




You must have forgot that you must sign a credit card receipt. Have you ever read the fine print under the signature??

BUSTED!!  


online?




Do you know what a Mac address is?

Sgatr15


a proxy it is your friend.






The proxy service will have your MAC address.
3/31/2005 4:35:35 AM EDT
[#24]

Quoted:
If you signed the card and/or the purchase reciepts, you're liable for all debts incured.

Kharn



I dont think he is liable if he is a minor, metaly incapable, etc.?
3/31/2005 4:38:56 AM EDT
[#25]

Quoted:

The proxy service will have your MAC address.



Simple enough to bypass.

<----network security analyst
3/31/2005 4:42:12 AM EDT
[#26]

Quoted:

Quoted:

The proxy service will have your MAC address.



Simple enough to bypass.

<----network security analyst


Well than public library :)
3/31/2005 4:47:09 AM EDT
[#27]

Quoted:

Quoted:
If you signed the card and/or the purchase reciepts, you're liable for all debts incured.

Kharn



I dont think he is liable if he is a minor, metaly incapable, etc.?



Once he signs at the store he is agreeing to abide by the "Card Holders Agreement", and is liable.  To dodge that liability requires raising what is essentially an affirmative defense of incapacitation.  If he is a minor, the credit card company is just dumb.

shooter
3/31/2005 4:48:07 AM EDT
[#28]
this thread should be locked
3/31/2005 4:50:41 AM EDT
[#29]

Quoted:
this thread should be locked


It was a joke, have qa sense of humor. Now I am not the funniest person. It was simply over me being upset I got a credit card I did not request.
3/31/2005 4:51:54 AM EDT
[#30]

Quoted:

Quoted:
this thread should be locked


It was a joke, have qa sense of humor. Now I am not the funniest person. It was simply over me being upset I got a credit card I did not request.



Yeah, I figured, but when people start talking about spoofing MACs for the purpose of theft...
3/31/2005 4:54:11 AM EDT
[#31]

Quoted:

Quoted:

Quoted:
this thread should be locked


It was a joke, have qa sense of humor. Now I am not the funniest person. It was simply over me being upset I got a credit card I did not request.



Yeah, I figured, but when people start talking about spoofing MACs for the purpose of theft...


If you wish for it to be locked for the sake of ar15.com I will request it not a problem
3/31/2005 4:57:29 AM EDT
[#32]

Quoted:

Quoted:
Let me help you with the moral delima.  Its called stealing in simple terms.

They of course can sue you for the money then you have court costs in addition to the loan or you can file bankruptsy and throw yourself to the mercy of a judge and judges aren't known for mercy.

Once they sue you, the burden switches to you to prove you didn't recieve the money which means no deposits in a bank or no major purchases.

I'm afraid your nailed bud!

Tj


I am not gonna do it, not worth screwing my credit up. I am just sick of getting this shit in the mail, but this one is pretty much activated all I need to do is call that number and I find that total bs they would send me a usable credit card with out my requesting it.

I hate when companys share your info.



Whoa, different story and believe or not you have a bigger issue to deal with.  If they sent you the card with the open line of credit then it will show up on your credit report as an open line limiting future loans.

Suggest you call them and first lower the limit to $1 then close the card.  These things have a way of staying there even though you never applied.

Tj
3/31/2005 4:57:35 AM EDT
[#33]

Quoted:

Quoted:

The proxy service will have your MAC address.



Simple enough to bypass.

<----network security analyst





<---- Small Business Networking consulting company owner. SIPRNET trained security expert.....


Wanna Wrestle?
3/31/2005 4:59:50 AM EDT
[#34]
locked