The past 6 months I have really looked at my credit.
At the time it sucked ass.
I had about 8 credit cards some where in the amount of $20K all maxed.
I had my parents open up a couple credit cards for me and do some balance transfers at 0% interest. I am paying them back at a much faster rate.
I've since then put about $7K on my credit cards and for the most part have 2 credit cards left with a balance of around $2300.
Now that I've stopped buying stupid shit and have about $14K in available credit, I get 0% balance transfers and other offers every day in the mail.
NOW. To the fucking point of this ramble.
If you have money, people want to give you money. If you dont have shit, no one will loan you a damn dime.
Gotta luv it.