I need a new checking account

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[ARCHIVED THREAD] - I need a new checking account

Posted: 4/17/2006 11:44:40 AM EDT

Starting a new job - was with the old company credit union.

It looks like, from shopping around.... Washington Mutual has the best deal going around here - and lots of locations between work and home.

Horror stories?

Other recommendations?

Posted: 4/17/2006 11:46:04 AM EDT

[#1]

USAA if you're in the military.

Posted: 4/17/2006 11:46:42 AM EDT

[#2]

Free checking from Compass Bank. They also don't charge for using anyone's ATM. If you get charged an ATM fee, deposit your receipt for a refund.

Posted: 4/17/2006 11:47:43 AM EDT

[#3]

Quoted:
Free checking from Compass Bank. They also don't charge for using anyone's ATM. If you get charged an ATM fee, deposit your receipt for a refund.

That's a good deal, never heard of that bank though

Posted: 4/17/2006 11:52:12 AM EDT

[#4]

Quoted:
Free checking from Compass Bank. They also don't charge for using anyone's ATM. If you get charged an ATM fee, deposit your receipt for a refund.

Hey that looks really good too - and lots of branches too.

Posted: 4/18/2006 4:32:54 AM EDT

[#5]

firstib.com

online bank
no fees, online billpay
monthly refunds on ATM useage

Posted: 4/18/2006 4:47:08 AM EDT

[#6]

+1 for USAA

No fees
Free Checks
Interest Bearing
Free ATM use (10 per month at any ATM - they reimburse fees)
Free Deposit envelopes

Fantastic Customer Service

Posted: 4/18/2006 4:48:32 AM EDT

[#7]

Quoted:
USAA if you're in the military.

+eleventy cajillion

USAA has the best banking, insurance, checking, loans, ect that you can get, and i use them pretty much exclusively

Posted: 4/18/2006 4:53:10 AM EDT

[#8]

The wife and I do USAA for everything.

Posted: 4/18/2006 4:56:26 AM EDT

[#9]

I just got a local checking account with Chase. I already had a couple of their credit cards, so I went to see them. Free checking. If you maintain a $1200 balance they juggle, sing to you, and let you ride their Harleys.

Posted: 4/18/2006 5:15:44 AM EDT

[#10]

go find another credit union, many of them now have open memberships, and most credit uniions are service centers, which means you can use any of them if you are a member of one

txl

Posted: 4/18/2006 5:51:15 AM EDT

[#11]

Quoted:
Free checking from Compass Bank. They also don't charge for using anyone's ATM. If you get charged an ATM fee, deposit your receipt for a refund.

Compass bank allowed money to be stolen from my account 32 times in two days, and didn't care.
They have no security, and I quote "we don't have the staff to monitor fraudulent activity".

Washinton Mutual would not make an appointment to refinance to keep my mortgage. I went to a couple branches, stood in line, to only get excuses about why the loan officer did not have time for me. There was noone I could call that gave a shit. When I still had a mortgage I went with a credit union, and it cost Washington Mutual 3 trust accounts, 2 savings accounts and 2 checking. All went to the credit union.

I am using Chase at this point. The first out of state transaction I made, they were on the phone verifying there was no fraud. I am very pleased with their services, the huge amount of branches, and their on-line bill pay and account management.

Posted: 4/18/2006 5:56:51 PM EDT

[#12]

Is there any particular reason you need to leave the old credit union? If it is still convenient to use why not stay?

Posted: 4/18/2006 6:06:48 PM EDT

[#13]

Falarak -

I've been with Wamu for about 5 years and have no complaints. They recently moved me over to their new free checking plan which seems good. Free checks for life, free checking, no ATM fees for usage (you still get charged a transaction fee by the ATM you are using if it is not a Wamu ATM), and they give you .03 for each debit transaction. I had switched from B of A due to lack of customer service and service fees. Been happy ever since.

Posted: 4/18/2006 6:10:08 PM EDT

[#14]

Bank of America.......Do it.........I dare ya!

Posted: 4/18/2006 6:26:11 PM EDT

[#15]

Bank of America. If you use direct deposit their checking is free. I've been with them for over a year and I love their service.

Posted: 4/18/2006 8:36:17 PM EDT

[#16]

I HATE BoA and will not even consider them.

Posted: 4/18/2006 8:37:29 PM EDT

[#17]

Quoted:
Is there any particular reason you need to leave the old credit union? If it is still convenient to use why not stay?

Because it aint convenient. I will keep my account open there.... but deposits are a PITA now that I wont be working the onsite..... where the main branch office is. And I'd love a bank where I will never pay a ATM fee.

Posted: 4/18/2006 8:50:20 PM EDT

[#18]

all mine is USAA

Posted: 4/18/2006 8:59:52 PM EDT

[#19]

Quoted:
I just got a local checking account with Chase. I already had a couple of their credit cards, so I went to see them. Free checking. If you maintain a $1200 balance they juggle, sing to you, and let you ride their Harleys.

I also use Chase. I have free checking with no minimum balance, free internet bill paying (I rarely write a check anymore), free overdraft protection (no $25+ service fees for an overdraft check up to $500 limit) and free debit card. All it requires is to deposit my paycheck by direct deposit. I pay nothing for any of their services.

[ARCHIVED THREAD] - I need a new checking account

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