Posted: 12/27/2010 12:58:17 PM EDT
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In an nutshell, are they decent? Im thinking theres got to be a reason why they quoted me half of what Im paying through 21st. We had them when they were AIG, then they became 21st, but still a part of AIG. But eventually they got sold. The pricks kept upping our rates a little every 6 months, when I finally took a look its went up about 114 bucks every term. Which is 6 months, when I called they told me it was statewide. |
| No complaints. I switched from farmers about 4 years ago. Monthly premiums went from $196 at Farmers to $112 at Esurnace. Coverage is $250,000/$500,000 with a $1,000 deductable. Customer service is good. I had an accident and they were quick to pay out and had a dedicated claims person who would get back to me within a day if I called. Esurance is GTG in my book. Saved me a lot of money and have good service. |
| I had esurance for a year. After the first year, they jacked my rates almost double. When I called and asked WTF, they said a guy my age who hasn't had an accident yet is a higher risk, because "I'm due for a wreck" (I'm paraphrasing, but that was the gist of it - I was about 31 BTW). I switched to GEICO and got slightly lower rates than I started with Esurance. Been with them for 2 or 3 years. |
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I had esurance for a year. After the first year, they jacked my rates almost double. When I called and asked WTF, they said a guy my age who hasn't had an accident yet is a higher risk, because "I'm due for a wreck" (I'm paraphrasing, but that was the gist of it - I was about 31 BTW). I switched to GEICO and got slightly lower rates than I started with Esurance. Been with them for 2 or 3 years. Esuarance raised my rate about 50% after 6 months and then did it again after 6 more months. They said it was administrative cost increases. I have never had a ticket or accident. |
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Like others stated, they were cheap and then they started jacking up the rates. Never had an accident or violation during the 4+ years I had them. Finally switched to another company that gave me a similar rate that I originally had with esurance.
I have to admit, doing everything online with them was pretty handy. |
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Insurance of last resort for people to broke to get decent coverage, but need something to get the tags renewed. Maybe you get into a lot of accidents, or love to piss away your money. I dont. Yep. I have had State Farm for the 11 total years I have been driving. I had one ticket, and an accident that was not my fault. They've never jacked up my rates and have treated me very well. |