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Posted: 6/15/2009 4:10:07 PM EST
The "46 million uninsured" figure being thrown around is questionable, so I'm wondering how many here are without health insurance.

Link Posted: 6/15/2009 4:12:14 PM EST
Link Posted: 6/15/2009 4:12:17 PM EST
for now
Link Posted: 6/15/2009 4:13:36 PM EST
Right now.

I plan to get catastrophic-only insurance soon, tho.

I'm sure I'll still be counted as one of the under insured peasants, tho.
Link Posted: 6/15/2009 4:14:03 PM EST
[Last Edit: 6/15/2009 4:14:46 PM EST by sleepdr]
Yes.

Even when unemployed, I made sure at least catastrophic health insurance was a high priority. One catastrophic illness or injury is devastating.
Link Posted: 6/15/2009 4:14:32 PM EST
Not anymore, but I damn sure don't want socialized medicine.
Free clinics everywhere FTL
Link Posted: 6/15/2009 4:15:07 PM EST
of course, I am not an idiot.
Link Posted: 6/15/2009 4:15:56 PM EST
Originally Posted By Dynamo880:
The "46 million uninsured" figure being thrown around is questionable, so I'm wondering how many here are without health insurance.



And how many of that "46 million" uninsured are uninsured by choice, like people in their late teens/ twentys that don't even think about health insurance.
Link Posted: 6/15/2009 4:21:42 PM EST
yea...frickin cobra $$$$ BC&BS
Link Posted: 6/15/2009 4:22:38 PM EST
yeah blue cross & blue shield.
Link Posted: 6/15/2009 4:22:50 PM EST
Nope.
Link Posted: 6/15/2009 4:23:30 PM EST
No, hopefully to change very soon
Link Posted: 6/15/2009 4:23:53 PM EST
I have it through work.

I did spend many years uninsured. I was very careful. Now I can do stupid shit again.
Link Posted: 6/15/2009 4:25:03 PM EST
Yep. BCBShield
Link Posted: 6/15/2009 4:25:21 PM EST
I have it.

Link Posted: 6/15/2009 4:27:29 PM EST
Link Posted: 6/15/2009 4:27:52 PM EST
Yes and I would rather pay the ridiculously high premium that I do instead of having anything to do with Odumbo's free bullshit.
Link Posted: 6/15/2009 4:28:51 PM EST
Used to... Right now I'm half assedly looking into getting some insurance in case of a catastrophe.
Link Posted: 6/15/2009 4:30:06 PM EST
My employer pays a good bit of my health insurance and dental insurance costs, but I still have to pay $270 per month for coverage for my wife and myself. And that's for the cheapest plan my employer offers.
Link Posted: 6/15/2009 4:33:33 PM EST
No insurance.

Self employed, and just starting out. I make much less than most people here. I broke my L1 while working and paid my own bills with cash.

The last time I had insurance it was through an employer. I "had" it for almost a year before I used it. A couple months later I started getting bills from collection agencies. It turns out my employer stopped paying the insurance company about two month after I enrolled, but had been deducting the premiums from my paycheck for the whole year. I ended up having to pay those bills myself too.

Posted Via AR15.Com Mobile
Link Posted: 6/15/2009 4:34:20 PM EST
I have health,Dental,Vision,flood, homeowner's, Car ,motorcycle, life,additional dental coverage,Firearm, Rental property coverage, Trip insurance, My gonads insured..........What can I say my wife is in the insurance bussiness.
Link Posted: 6/15/2009 4:38:09 PM EST
[Last Edit: 6/15/2009 4:40:57 PM EST by 57Strat]
Originally Posted By Shooter62:
yea...frickin cobra $$$$ BC&BS




Cobra is insanely expensive. Just go buy a personal policy and cancel the cobra. When I got laid-off, cobra was $1200 a month for my wife and myself. I got a pretty good policy with Golden Rule for my wife and myself for $480 a month. We're in our 50's. If you're younger the policy will be cheaper.
Link Posted: 6/15/2009 4:41:43 PM EST
Originally Posted By 1Andy2:
Right now.

I plan to get catastrophic-only insurance soon, tho.

I'm sure I'll still be counted as one of the under insured peasants, tho.


This should be the only legal form of health insurance, imo.
Link Posted: 6/15/2009 4:42:15 PM EST
[Last Edit: 6/15/2009 4:50:22 PM EST by trwoprod]
Originally Posted By Dynamo880:
The "46 million uninsured" figure being thrown around is questionable, so I'm wondering how many here are without health insurance.



You should be asking how many are illegal aliens, the children of illegal aliens, or post '86 immigrants. The last time I saw anything on this, that group is more than half of this bunch and most of the rest are wards of the state and a small number are young males who are not getting insured deliberately.

We don't have a problem with huge numbers of uninsured. We have an immigration problem and a welfare problem and a major component of both is that those two groups have a lot of people in them who refuse or are incapable of taking care of themselves in a way considered "normal" by most Americans. If this is where we are spending the money, then everyone else pays more and the system is not geared towards people with occasional needs but rather towards people with lifetime deficiencies that they choose not to correct or don't have a hope in hell of fixing.

But there I go again ....
Link Posted: 6/15/2009 4:43:46 PM EST
[Last Edit: 6/15/2009 4:43:59 PM EST by JAMES77257]
Yes, Blue Shield PPO.
Link Posted: 6/15/2009 4:44:06 PM EST
Yes. I have never been without it. If you do or don't is not the .gov's business either.
Link Posted: 6/15/2009 4:47:11 PM EST
Nope, can't afford it.
Link Posted: 6/15/2009 4:57:56 PM EST
Pay for it myself also.

Radio claims that illegals account for most of the uninsured, and the 46 million is very inflated.
Link Posted: 6/15/2009 4:58:07 PM EST
Yes and no. I am not covered by private health insurance, but I am covered through the Department of Veterans Affairs.
Link Posted: 6/15/2009 5:02:17 PM EST
Not yet. Hopefully will purchase some soon. Won't be available through work for another two months.
Link Posted: 6/15/2009 5:04:39 PM EST

Originally Posted By 57Strat:
Originally Posted By Shooter62:
yea...frickin cobra $$$$ BC&BS




Cobra is insanely expensive. Just go buy a personal policy and cancel the cobra. When I got laid-off, cobra was $1200 a month for my wife and myself. I got a pretty good policy with Golden Rule for my wife and myself for $480 a month. We're in our 50's. If you're younger the policy will be cheaper.


Speaking of Cobra. It's like 70% cheaper now because of a bill passed earlier this year.
Link Posted: 6/15/2009 5:05:18 PM EST
That would be my guess, too. Which is why I'm surprised 30% of those who've responded to this unscientific poll don't have insurance.


You should be asking how many are illegal aliens, the children of illegal aliens, or post '86 immigrants. The last time I saw anything on this, that group is more than half of this bunch and most of the rest are wards of the state and a small number are young males who are not getting insured deliberately.


Link Posted: 6/15/2009 5:06:31 PM EST
Yes. HBCBS PPO
Link Posted: 6/15/2009 5:06:37 PM EST
Well, I voted yes, but its through my wife's union and its pretty poor coverage. I had great health care insurance, but when I got laid off an it expired.
Link Posted: 6/15/2009 5:11:29 PM EST
[Last Edit: 6/15/2009 5:13:16 PM EST by VaFarmBoy]
Originally Posted By molardog:
Originally Posted By 1Andy2:
Right now.

I plan to get catastrophic-only insurance soon, tho.

I'm sure I'll still be counted as one of the under insured peasants, tho.


This should be the only legal form of health insurance, imo.


The only way this would work, is that hospitals and doctor's offices would have to pursue payment in full from everyone who gets services. Even catastrophic-only insurance would get pricey if the providers just wrote everyone off and moved it to their overhead. Truthfully, providers should be doing this anyway.

Oh, and self employed paying for my own insurance...Anthem Blue Cross
Link Posted: 6/15/2009 5:17:11 PM EST
no. college student, part-time
Link Posted: 6/15/2009 5:22:14 PM EST
Yup. Gotta eat beans sometimes, but being without insurance is just nuts.

Waht really pisses me off, though, is some illegal. illiterate CRIMINAL can waltz into any hospital, demand treatment, procedures, operations, hatch anchor babies etc. and they gotta do it. They don't even ASK for an insurance card because they gotta treat the poor illegal and all their babies, aunts, uncles, nieces, nephews, mama and papa for free, then charge ME $200.00 for a friggin Tylenol to make up the difference.

How many bill collectors hassle THEM into BK?
Link Posted: 6/15/2009 8:45:40 PM EST
You should have put "maybe " as one of the choices. After playing phone tag for over a month with my insurance company I am still not sure if Iam covered thru COBRA . The only thing that I am sure of is that they have my check !
Link Posted: 6/15/2009 8:49:54 PM EST
I believe it. I don't have it, and I know a number of friends without it.

If you got it, consider yourself lucky.

My life has suckedl the last month because of not having it.
Link Posted: 6/15/2009 8:51:04 PM EST
Nope. No job, no insurance.
Link Posted: 6/15/2009 8:53:10 PM EST
Originally Posted By thelastgunslinger:
of course, I am not an idiot.


Thats rather insulting don't you think.

Not everyone has much of an option.

If I could buy a reasonable priced plan for my family I would, but with my income and a wife and kid, I absolutely cannot afford the sky high rates of insurance.

Not a good time to be searching for that better job either.
Link Posted: 6/15/2009 8:54:20 PM EST
No. I choose not to. And pay my bills as I go. I'm single....

And no, I am not rich. I make 40k a year atm. I pay for things as I go.


Which means...with the crap coming down to force me too, and my current boss to. Pisses me off to no end.

Link Posted: 6/15/2009 9:08:32 PM EST
Though my employer and through IHS, if I dont have an employer
Link Posted: 6/15/2009 10:00:09 PM EST
I have my own policy that I pay for myself.

$1850 a month.





Bill
Link Posted: 6/15/2009 10:10:04 PM EST
[Last Edit: 6/15/2009 10:11:13 PM EST by TheMechanic48]
Yes. BCBS PPO. I pay a bi-weekly premium through work.
Link Posted: 6/16/2009 2:07:33 AM EST
Originally Posted By cruze5:
yes bcbs


Link Posted: 6/16/2009 2:25:50 AM EST
[Last Edit: 6/16/2009 2:26:16 AM EST by tyman]
Nope......just graduated school.

eta: I could go to the VA and get treated but it'd be $$.
Link Posted: 6/16/2009 2:29:34 AM EST
Yup, Insured!
Link Posted: 6/16/2009 2:31:52 AM EST
Originally Posted By Another-Bill:
I have my own policy that I pay for myself.

$1850 a month.





Bill


Holy crap! That's more than my mortgage!
Link Posted: 6/16/2009 2:34:10 AM EST
Yes … though self-employed, My options mostly suck.

My first year in business I went without, at 30 years old it was a calculated risk, but the $200+ a month it would've cost was the difference between keeping the heat on or not during the winter.

I don't see how you can 'Force' people to buy Health Insurance when they flat out can't afford it.
Link Posted: 6/16/2009 2:46:27 AM EST
I have high-deductible plan with an HSA.
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