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12/6/2019 7:27:02 PM
Posted: 3/16/2011 4:49:22 PM EST
I figured with the activity and living in a seismic zone I would check and see if I was covered.

She is getting me quotes, said it usually is DOUBLE your annual rate for contents and structure. My home is a few years old so my rates should be pretty good, I think I want structural.

Link Posted: 3/16/2011 5:12:08 PM EST
I have it in NH. It costs less than $20 per 6 months. That rate is probably because we're not exactly seismically active.
Link Posted: 3/16/2011 5:25:54 PM EST
No, don't need it.
Link Posted: 3/16/2011 5:27:51 PM EST
Might look into it. Probably costs about $10 per 6 months around here.

Link Posted: 3/16/2011 5:30:37 PM EST
We have seismic insurance, and it added a LOT our policy cost. (high risk earthquake zone)
Link Posted: 3/16/2011 5:31:44 PM EST

Originally Posted By AZ_Sky:
No, don't need it.

Same here.

Link Posted: 3/16/2011 5:31:53 PM EST
No, no neccesary in Houston.

Flood insurance on the other hand is pretty smart here.
Link Posted: 3/16/2011 5:31:58 PM EST
The only earthquake I've experienced was a 0.3.
Lasted about two seconds and if I hadn't read that the local fault had gone active, I would have thought it was a truck driving by.
Link Posted: 3/16/2011 5:33:54 PM EST
No, I live in Connecticut.
Link Posted: 3/16/2011 5:35:18 PM EST
Yes, New Madrid and all.
Link Posted: 3/16/2011 5:36:25 PM EST
Hurricane insurance, but the state spends the money on other things
Link Posted: 3/16/2011 5:37:46 PM EST
Was quoted $1700 / year and $30,000 deductible. Yesterday. Bay Area.

Link Posted: 3/16/2011 5:39:00 PM EST
Yes. Full coverage after a 5% deductible.

Then again, I live within 5 miles of the Wasatch Fault.
Link Posted: 3/16/2011 5:39:14 PM EST
Link Posted: 3/16/2011 5:42:51 PM EST
Nope no point.
Link Posted: 3/16/2011 5:47:53 PM EST
Was quoted $900 with a 30K deductible when I lived in Northern Kalifornia about 10 years ago, did not purchase.
Link Posted: 3/16/2011 5:50:26 PM EST
No flood insurance either.

I live on top of a hill outside Hobbs New Mexico. Not much moves around here.
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