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but did you alert Paypal about your actions through the credit card company first, before you did it?
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No ..I didnt tell them I went over their head.
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It would have been safer if you had.
I got this off their webpage (as information for others):
[i]If you do not receive the promised goods when using PayPal to make a purchase, take the following steps:
Attempt to contact the seller. Many disputes occur over simple misunderstandings and can be resolved through open communication.
If you are unable to resolve the situation this way, you may immediately initiate an investigation by filing a Buyer Complaint Form (login to your account and and select the "Security Center" link in the footer of any PayPal page). This report must be filed within 30 days of the payment. PayPal will investigate your complaint and attempt to recover any funds you are owed. You will be entitled to the return of any funds PayPal is able to collect on your behalf. However, fund recovery is not guaranteed. We will make every effort to complete our investigation and any reimbursement within 30 days of the date the Buyer Complaint Form is filed.
If you made your purchase on eBay, you may be eligible to file a Fraud Report and Insurance Claim through eBay. EBay offers insurance to protect the transactions in its community, and PayPal works to independently supplement their program in cases where we are unable to recover funds through our own investigation. To learn more about filing a claim with eBay, please visit eBay's Fraud Reporting and Insurance Claim Form.
If eBay’s dispute process is resolved in your favor, you must contact PayPal customer service with proof that your eBay claim was granted to be eligible for PayPal's supplemental eBay coverage. This must be done within 30 days of eBay's grant. Buyers may receive up to $200 additional coverage from PayPal when they qualify for eBay's insurance policy (currently limited to $200).
Note: PayPal's supplemental eBay coverage only applies to domestic buyers who pay Verified sellers.[/i]
Any which way - it sucks! I just recently started using Paypal, but I'm being careful about what I'm using it for, and who I'm buying from.
My only suggestion is call the Palo Alto BBB.