User Panel
User Panel
User Panel
|
Posted: 8/27/2021 12:43:34 PM EDT
[#1]
Both me and the wife were offered an option through our respective employers. Im paying $40mo shes paying $59. She got a couple more options and I got the basic.
Both are job transferable and will follow us when we retire and leave this wretched state of scum and villainy. Quote HistoryQuoted: And it's clearly stated that once you are exempted you are permanently intelligible to be re-enrolled. So if you do choose to get covered you are free to cancel it as soon as you get your exemption Once I get the exemption paperwork, if Im perm ineligible now for the Wa program, that means they cant turn around and still tax me with this bullshit, right? |
|
|
|
Posted: 8/29/2021 12:23:50 PM EDT
[#2]
Quote HistoryQuoted: Both me and the wife were offered an option through our respective employers. Im paying $40mo shes paying $59. She got a couple more options and I got the basic. Both are job transferable and will follow us when we retire and leave this wretched state of scum and villainy. Once I get the exemption paperwork, if Im perm ineligible now for the Wa program, that means they cant turn around and still tax me with this bullshit, right? That's almost the way I understand it. Once ineligible you can NOT become eligible for the "benefit". HOWEVER they can still tax you for it should you change employers and not provide the employer with your exemption paperwork. |
|
|
|
Posted: 8/29/2021 3:51:36 PM EDT
[#3]
Quote HistoryQuoted: Both me and the wife were offered an option through our respective employers. Im paying $40mo shes paying $59. She got a couple more options and I got the basic. Both are job transferable and will follow us when we retire and leave this wretched state of scum and villainy. Once I get the exemption paperwork, if Im perm ineligible now for the Wa program, that means they cant turn around and still tax me with this bullshit, right? Never underestimate the love Washington state has for taxes and separating you from your money. |
|
|
|
Posted: 8/29/2021 5:38:46 PM EDT
[#4]
Quote HistoryQuoted: Never underestimate the love Washington state has for taxes and separating you from your money. Never underestimate gov period, lol, but Wa certainly loves it so. Ive heard the law isnt fully written yet. I imagine its so they can see what loopholes are discovered by us taxpayers so they can close them. |
|
|
|
Posted: 9/4/2021 3:48:32 AM EDT
[#5]
Quote HistoryQuoted: My reading of the law. There is nothing in it about requiring proof of coverage. And it's clearly stated that once you are exempted you are permanently intelligible to be re-enrolled. So if you do choose to get covered you are free to cancel it as soon as you get your exemption I bet they "fix" that at some point, but as it's written now you're right. My employer's providing a LTC policy we can sign up for that's almost as crappy, but I'll get it and then cancel it next open enrollment. My insurance agent could hook me up with a much better policy if I wanted a good policy--but I don't really. |
|
|
|
Posted: 9/5/2021 5:32:51 PM EDT
[#6]
Quote HistoryQuoted: Never underestimate gov period, lol, but Wa certainly loves it so. Ive heard the law isnt fully written yet. I imagine its so they can see what loopholes are discovered by us taxpayers so they can close them. How the hell do they pass a law that is “not fully written”??? Buncha scammers… |
|
|
|
Posted: 9/8/2021 10:40:08 AM EDT
[#7]
Quote HistoryQuoted: How the hell do they pass a law that is “not fully written”??? Buncha scammers… Quote HistoryQuoted: Quoted: Never underestimate gov period, lol, but Wa certainly loves it so. Ive heard the law isnt fully written yet. I imagine its so they can see what loopholes are discovered by us taxpayers so they can close them. How the hell do they pass a law that is “not fully written”??? Buncha scammers… That's because, like any democrat (actually any politician - they are all the same shit), they do not plan to follow any law. They want others to follow whatever they vomit, hence it hasn't has to be "fully written" or anything else. They will keep robbing as they go. Expect the percentage to increase as time goes by, since, with this "law", they found a way to institute the state income tax that they always craved for. |
|
|
|
Posted: 10/2/2021 12:28:13 AM EDT
[#8]
Quote HistoryQuoted: Sounds like an income tax to me Is IS an income tax. No one has said it lately but Fuck Jay Inslee and the democrat sat legislators that passes this piece of shit Income tax. USAA and my other insurance companies have quit selling LTC insurance in WA. |
|
|
|
Posted: 10/2/2021 7:45:59 PM EDT
[#9]
Well BNSF has determined that as railroad workers subject to federal law and contractual agreements we don’t have to pay this tax. We don’t pay the paid sick leave tax, either.
|
|
|
|
Posted: 10/2/2021 10:34:02 PM EDT
[#10]
Well there, stupid fucking exemption system was down on Friday, first day it was supposed to be available.
|
|
|
|
Posted: 10/2/2021 10:59:20 PM EDT
[#11]
I believe you have until Dec 2022 to get the exemption. And it’s a permanent exemption.
|
|
|
|
Posted: 10/2/2021 11:00:11 PM EDT
[#12]
Quote HistoryQuoted: Well there stupid fucking exemption system was down on Friday, first day it was supposed to be available. Demand crashed it. Another government solution where no problem exists = expected result. |
|
|
|
Posted: 10/2/2021 11:35:52 PM EDT
[#13]
Quote HistoryQuoted: I believe you have until Dec 2022 to get the exemption. And it’s a permanent exemption. Which means once you get the exemption and show it to the gov, you can dump the insurance you had to get. Fucking lol |
|
|
|
Posted: 10/3/2021 12:49:32 AM EDT
[#14]
Quote HistoryQuoted: Which means once you get the exemption and show it to the gov, you can dump the insurance you had to get. Fucking lol Quote HistoryQuoted: Quoted: I believe you have until Dec 2022 to get the exemption. And it’s a permanent exemption. Which means once you get the exemption and show it to the gov, you can dump the insurance you had to get. Fucking lol Big point is that you have to get the exemption and provide the letter to your employer. If you don't they will pull money out of your paycheck, and the state already said no refunds. |
|
|
|
Posted: 10/3/2021 6:30:59 PM EDT
[#15]
Quote HistoryQuoted: Demand crashed it. Another government solution where no problem exists = expected result. I cant even find the opt out section where you submit your letter on the site. I shouldn't be surprised. |
|
|
|
Posted: 10/3/2021 8:25:03 PM EDT
[#16]
Quote HistoryQuoted: I cant even find the opt out section where you submit your letter on the site. I shouldn't be surprised. Quote HistoryQuoted: Quoted: Demand crashed it. Another government solution where no problem exists = expected result. I cant even find the opt out section where you submit your letter on the site. I shouldn't be surprised. It's supposedly in the paid leave section of secureaccess Washington. But it wasn't there on Friday... |
|
|
|
Posted: 10/4/2021 3:27:53 PM EDT
[#17]
Quote HistoryQuoted: It's supposedly in the paid leave section of secureaccess Washington. But it wasn't there on Friday... |
|
|
|
Posted: 10/4/2021 7:04:46 PM EDT
[#18]
Here's my question:
Do I need to opt out again is I change employer? My work got us hooked up with a really crappy LTC plan so I will be using that to opt out this year. But I wonder if I can then just cancel that plan and be done with it, or do I need to keep it in case I change employers and need to do it again. Also I'm curious about how this will play out for my wife. She does NOT have such an option at her work, the plan I got can't extend to include her, and we file jointly. Such a PITA |
|
|
|
Posted: 10/4/2021 11:13:52 PM EDT
[#19]
Quote HistoryQuoted: Here's my question: Do I need to opt out again is I change employer? My work got us hooked up with a really crappy LTC plan so I will be using that to opt out this year. But I wonder if I can then just cancel that plan and be done with it, or do I need to keep it in case I change employers and need to do it again. Also I'm curious about how this will play out for my wife. She does NOT have such an option at her work, the plan I got can't extend to include her, and we file jointly. Such a PITA Give new employer a copy of your letter. Make sure to make and keep several copies. It’s worth .58% (for now). |
|
|
|
Posted: 10/5/2021 2:01:59 PM EDT
[#20]
Makes you wonder if you can just cancel after the State registration deadline...
|
|
|
|
Posted: 10/5/2021 2:06:11 PM EDT
[#21]
Quote HistoryQuoted: Makes you wonder if you can just cancel after the State registration deadline... I believe you can |
|
|
|
Posted: 10/5/2021 2:21:15 PM EDT
[#22]
State Farm has a modest life insurance policy that includes LTC which qualifies for exemption. Was a simple process to apply and monthly cost was equivalent to the tax. The policy includes cash out option (so you can get % of money back in future if desired), ability to use the policy in other states and of course if the event of death - a $ benefit for beneficiary.
|
|
|
|
Posted: 10/6/2021 11:29:59 AM EDT
[#23]
What a pain in the ass. I submitted my exemption - I guess, I just wait to see if it's granted.
|
|
|
|
Posted: 10/6/2021 12:08:28 PM EDT
[#24]
Quote HistoryQuoted: What a pain in the ass. I submitted my exemption - I guess, I just wait to see if it's granted. So you don’t really live in Idaho? |
|
|
|
Posted: 10/6/2021 3:10:55 PM EDT
[#25]
I wonder if this is a loophole where you op'ed out due to buying the insurance with the rider.. and then later cancel the insurance once you're exempt. And since you can't rejoin.. I'm assuming they can't charge you anymore.
Note: I already have life insurance without the rider so my family is still protected. |
|
|
|
Posted: 10/6/2021 3:28:25 PM EDT
[#26]
Quote HistoryQuoted: So you don’t really live in Idaho? Quote HistoryQuoted: Quoted: What a pain in the ass. I submitted my exemption - I guess, I just wait to see if it's granted. So you don’t really live in Idaho? Yes I do. I work for a WA company remotely |
|
|
|
Posted: 10/6/2021 3:52:36 PM EDT
[#27]
Quote HistoryQuoted: Yes I do. I work for a WA company remotely Quote HistoryQuoted: Quoted: Quoted: What a pain in the ass. I submitted my exemption - I guess, I just wait to see if it's granted. So you don’t really live in Idaho? Yes I do. I work for a WA company remotely Interesting. As a non-resident, you shouldn’t be subject to this tax. Could you even collect the benefit if it became necessary? I assume that you still have to pay Idaho income tax, too. Seems like you are getting the worst of both worlds. |
|
|
|
Posted: 10/6/2021 4:35:33 PM EDT
[#28]
Quote HistoryQuoted: Interesting. As a non-resident, you shouldn’t be subject to this tax. Could you even collect the benefit if it became necessary? I assume that you still have to pay Idaho income tax, too. Seems like you are getting the worst of both worlds. Quote HistoryQuoted: Quoted: Quoted: Quoted: What a pain in the ass. I submitted my exemption - I guess, I just wait to see if it's granted. So you don’t really live in Idaho? Yes I do. I work for a WA company remotely Interesting. As a non-resident, you shouldn’t be subject to this tax. Could you even collect the benefit if it became necessary? I assume that you still have to pay Idaho income tax, too. Seems like you are getting the worst of both worlds. My long term care is paid by my company and good in any state. I will be paying state income tax, you are correct. I don't live in WA anymore, by default, I am in the best position possible for my family. |
|
|
|
Posted: 10/15/2021 7:02:42 PM EDT
[#29]
Got my wife's LTC policy finalized yesterday, submitted the exemption 30 minutes later.
|
|
|
|
Posted: 10/16/2021 3:08:01 PM EDT
[#30]
Quote HistoryQuoted: Got my wife's LTC policy finalized yesterday, submitted the exemption 30 minutes later. Now the real question is if the state will get the exemption letters out in time to avoid paying the first quarters tax. |
|
|
|
Posted: 10/16/2021 6:05:26 PM EDT
[#31]
Quote HistoryQuoted: Now the real question is if the state will get the exemption letters out in time to avoid paying the first quarters tax. Quote HistoryQuoted: Quoted: Got my wife's LTC policy finalized yesterday, submitted the exemption 30 minutes later. Now the real question is if the state will get the exemption letters out in time to avoid paying the first quarters tax. Supposedly they are taking a week to get sent out. |
|
|
|
Posted: 10/16/2021 10:03:32 PM EDT
[#32]
Quote HistoryQuoted: Supposedly they are taking a week to get sent out. I submitted mine in the 5th and don’t have it yet so call me skeptical. |
|
|
|
Posted: 10/16/2021 10:09:54 PM EDT
[#33]
Quote HistoryQuoted: I submitted mine in the 5th and don’t have it yet so call me skeptical. Quote HistoryQuoted: Quoted: Supposedly they are taking a week to get sent out. I submitted mine in the 5th and don’t have it yet so call me skeptical. We have 1 manager that has received his so far and he made a tip sheet on navigating the shitshow state website that was emailed to everyone on my floor (engineering). My guess is it may be a week for the people that got it in first thing day 1, and significantly longer for everyone else. The company does not have a system yet to deal with the state exemption letters, so it is a hurry up and wait situation anyway.
|
|
|
|
Posted: 10/18/2021 1:03:01 PM EDT
[#34]
FYI:
I got my approval letter.. I believe I submitted it 10/4 and got it back 10/16. |
|
|
|
Posted: 10/18/2021 1:33:54 PM EDT
[#35]
Quote HistoryQuoted: FYI: I got my approval letter.. I believe I submitted it 10/4 and got it back 10/16. I just logged into the website and my letter was there dated 10/20. I haven’t received an email, maybe I will in two days. For everyone waiting I would check the site. |
|
|
|
Posted: 10/18/2021 9:36:12 PM EDT
[#36]
anyone have any leads on getting a policy? everyplace i've tried isn't selling.
|
|
|
|
Posted: 10/19/2021 1:34:01 PM EDT
[#37]
No one wants to go through the effort of selling policies which will be cancelled as soon as they send documentation of the policy being created.
|
|
|
|
Posted: 10/19/2021 11:35:04 PM EDT
[#38]
Quote HistoryQuoted: anyone have any leads on getting a policy? everyplace i've tried isn't selling. Why bother? There’s no verification. |
|
|
|
Posted: 10/20/2021 3:14:58 AM EDT
[#39]
Quote HistoryQuoted: Why bother? There’s no verification. Quote HistoryQuoted: Quoted: anyone have any leads on getting a policy? everyplace i've tried isn't selling. Why bother? There’s no verification. Shhhh! |
|
|
|
Posted: 10/20/2021 2:58:21 PM EDT
[#40]
Quote HistoryQuoted: anyone have any leads on getting a policy? everyplace i've tried isn't selling. Quote HistoryQuoted: anyone have any leads on getting a policy? everyplace i've tried isn't selling. Have you tried State Farm or AllState? Those were the last 2 I heard about but that was a while ago. Quoted: Why bother? There’s no verification. I had to send a copy of my letter to my HR so... this way they don't take $$$ out of my pocket. Also I heard that I have to show that letter when ever I switch to a new job so they don't deduct. How true that is I don't know. |
|
|
|
Posted: 10/21/2021 8:22:30 PM EDT
[#41]
I received an email saying my status has changed and I need to login to view it. When I get home, I’ll see if the exemption is granted.
|
|
|
|
Posted: 10/21/2021 8:23:37 PM EDT
[#42]
FYI, I filed on 10/6
|
|
|
|
Posted: 10/21/2021 10:07:29 PM EDT
[#43]
Quote HistoryQuoted: I had to send a copy of my letter to my HR so... this way they don't take $$$ out of my pocket. Also I heard that I have to show that letter when ever I switch to a new job so they don't deduct. How true that is I don't know. Quote HistoryQuoted: Quoted: Why bother? There’s no verification. I had to send a copy of my letter to my HR so... this way they don't take $$$ out of my pocket. Also I heard that I have to show that letter when ever I switch to a new job so they don't deduct. How true that is I don't know. I think the point was that the state doesn’t require verification to get the letter of exemption. Personally, I don’t know if that is true or not. |
|
|
|
Posted: 10/21/2021 11:17:27 PM EDT
[#44]
Opt out was approved
|
|
|
|
Posted: 10/22/2021 8:56:25 PM EDT
[#45]
Quote HistoryQuoted: I think the point was that the state doesn’t require verification to get the letter of exemption. Personally, I don’t know if that is true or not. Verification isn’t required when you submit the exemption application but they say they might ask for it later. |
|
|
|
Posted: 10/23/2021 9:45:48 AM EDT
[#46]
I got my exemption or opt out letter. Gave that to the company, neither the state nor the company asked for proof of a policy.
|
|
|
|
Posted: 10/23/2021 10:47:43 AM EDT
[#47]
Is there a deadline for getting your exemption paperwork to the state?
|
|
|
|
Posted: 10/23/2021 9:23:39 PM EDT
[#48]
Quote HistoryQuoted: Verification isn’t required when you submit the exemption application but they say they might ask for it later. Quote HistoryQuoted: Quoted: I think the point was that the state doesn’t require verification to get the letter of exemption. Personally, I don’t know if that is true or not. Verification isn’t required when you submit the exemption application but they say they might ask for it later. I’ll be hell and gone from Washington before they get a chance to do that. Also, for everyone’s info, you get a paper copy and electronic copy. |
|
|
|
Posted: 10/23/2021 10:18:22 PM EDT
[#49]
submitted Oct 5 - approved 10/25
|
|
|
|
Posted: 10/23/2021 11:17:40 PM EDT
[#50]
Quote HistoryQuoted: Is there a deadline for getting your exemption paperwork to the state? I believe it is sometime in december of 22 |
|
|
Win a FREE Membership!
Sign up for the ARFCOM weekly newsletter and be entered to win a free ARFCOM membership. One new winner* is announced every week!
You will receive an email every Friday morning featuring the latest chatter from the hottest topics, breaking news surrounding legislation, as well as exclusive deals only available to ARFCOM email subscribers.
AR15.COM is the world's largest firearm community and is a gathering place for firearm enthusiasts of all types.
From hunters and military members, to competition shooters and general firearm enthusiasts, we welcome anyone who values and respects the way of the firearm.
Subscribe to our monthly Newsletter to receive firearm news, product discounts from your favorite Industry Partners, and more.
Copyright © 1996-2024 AR15.COM LLC. All Rights Reserved.
Any use of this content without express written consent is prohibited.
AR15.Com reserves the right to overwrite or replace any affiliate, commercial, or monetizable links, posted by users, with our own.
