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Posted: 4/13/2022 1:22:01 AM EDT
[#1]
I've never heard of them. I use Farm Bureau.
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Posted: 4/13/2022 9:13:12 AM EDT
[#2]
I've never heard of the either..... We use both Farm bureau and State farm....it does pay to shop around, but if they don't have a person at a desk in your town or the one over, It may be too good to be true...
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Posted: 4/13/2022 1:35:24 PM EDT
[#3]
I have kind of taken a different approach to finding information about Insurance companies.
I asked contractors that do home repairs off of insurance claims, and see who is a giant pain in the dick and who is good to work with. I wont go into much detail, but everyone seems to hate State Farm. I have had Farm Bureau for a long time and will continue. I didnt even shop around for my new house. I have never heard of the one you mention, but if you know someone at like a roofing company or water damage mitigation company, i would ask them if they have dealt with them. |
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Posted: 4/13/2022 3:23:41 PM EDT
[#4]
Quote HistoryQuoted: I've never heard of the either..... We use both Farm bureau and State farm....it does pay to shop around, but if they don't have a person at a desk in your town or the one over, It may be too good to be true... Guy is local to us. Definitely not something we found online. |
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Posted: 4/15/2022 5:50:02 PM EDT
[#5]
Quote HistoryQuoted: I've never heard of them. I use Farm Bureau. I’m sorry! You should NEVER buy insurance based on price, I use American Family |
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Posted: 4/15/2022 6:46:16 PM EDT
[#6]
Farm Bureau has been good for us. I had AmFam at my old place, and still have my life ins through them.
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Posted: 4/15/2022 8:17:19 PM EDT
[#7]
They are ASSHOLES, my latest issue with them was I had a tree limb break off during a storm and land on the neighbors fence.
I call Farm Bureau, “Was it a live tree”? Of course. “We don’t cover that”! |
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Posted: 4/16/2022 12:12:17 AM EDT
[#8]
Quote HistoryQuoted: I’m sorry! You should NEVER buy insurance based on price, I use American Family I disagree. If company A is charging you $2500 a year and company B is charging $1700 and you have the exact same coverage and service with both, why would you not choose the cheaper one? |
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Posted: 4/16/2022 1:37:46 AM EDT
[#9]
We've only had one claim here (our roof had storm damage), and we didn't have any trouble getting it covered. Same with AmFam though, at my old house I had a claim when lightning zapped our outdoor central air unit, and they covered it. I'd say that both companies are good, based on my limited experience.
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Posted: 4/16/2022 9:26:42 AM EDT
[#10]
Quote HistoryQuoted: They are ASSHOLES, my latest issue with them was I had a tree limb break off during a storm and land on the neighbors fence. I call Farm Bureau, “Was it a live tree”? Of course. “We don’t cover that”! I have never made an insurance claim, however, i believe live trees growing over a property line are the responsibility of the neighbor to maintain in order to avoid damage. Had the whole tree come from your property and fell from your side, over to their side it would be covered. I had the same situation happen, and I spent a day with my chainsaw in the neighbors yard and fixed the fence. Didnt even call insurance. |
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Posted: 4/16/2022 9:30:07 AM EDT
[#11]
Quote HistoryQuoted: I disagree. If company A is charging you $2500 a year and company B is charging $1700 and you have the exact same coverage and service with both, why would you not choose the cheaper one? Quote HistoryQuoted: Quoted: I’m sorry! You should NEVER buy insurance based on price, I use American Family I disagree. If company A is charging you $2500 a year and company B is charging $1700 and you have the exact same coverage and service with both, why would you not choose the cheaper one? I am going to disagree. Any company can make promises, and shittier companies have more motivation to overpromise and under deliver. When it comes to home owners insurance, when repairs can be a crazy amount of money, I want an insurance company known for performance and not the thrifty nickel promises that they find any reason under the sun not to cover. |
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Posted: 4/17/2022 8:28:04 AM EDT
[#12]
I have had Shelter for over 20 years and never had an issue. Don't think I've ever had a home claim but on Auto they've been good to deal with.
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Posted: 4/20/2022 1:20:43 PM EDT
[#13]
Had them for 4 years. Shelter for 15+ prior to that. I’ve made a roof claim it was pretty smooth. No complaints from me.
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